A. Life Insurance Policy Riders -Guaranteed Insurability Rider (GIR)-

At each increase, rates are based upon current (attained ) age of insured

Guaranteed Insurability Rider (GIR)

At each option date, the insured may purchase an additional policy, up to the original policy's face amount

Guaranteed Insurability Rider (GIR)

Enables insured to increase coverage later regardless of health

Guaranteed Insurability Rider (GIR)

Extra option dates are often given for marriage or birth of a child

Guaranteed Insurability Rider (GIR)

Has five ( 5) or more option dates to increase coverage

Guaranteed Insurability Rider (GIR)

If an option date is skipped, it is lost

Guaranteed Insurability Rider (GIR)

May be added to policies of younger applicants

Guaranteed Insurability Rider (GIR)

Option dates usually occur at 2 - or 3-year intervals

Guaranteed Insurability Rider (GIR)