AAFCS 200 COMPOSITE TEXES

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401K Plan

-You cannot use the money saved as a collateral for loans, They can invest in anything the wish, they match employee's contributions, pre-tax savings. -contribution plan where an employee can make contributions from his or her paycheck either before or after-tax, depending on the options offered in the plan. The contributions go into a 401(k) account, with the employee often choosing the investments based on options provided under the plan.

intense colors

-bright and clear -stimulating -make objects appear larger and closer

Factor that affect Preparing a menu

-cost -equipment -skill level -Food availability

Grains

6-8 servings

Stylized design

A basic form but are much more simplistic in shape or form.

Late show

A guest who arrives later than the agreed time

Daily values listed on food packaging assume that

A person's daily diet consists of 2000 calories

Oligopoly

A situation in which few sellers (4 or less) control the majority of a supply or service produced.

What is the first step a person should take after a divorce?

Accept that the marriage is over

When is calculating interest on a credit card which one is most beneficial to a consumer?

Adjusted balance method

In general, accepting a stepparent is most difficult for

Adolescent girls

Semi-soft cheese

Anything that is whiter and not aged Ex:bleu, brick, Monterey, mozarella, muenster

Intangible Resources

Cannot be touched - integrity, confidence, literacy

Starches

Complex carbohydrates that are composed of many sugars linked together.

What is it called when a person doesn't arrive for a reservation

DNA (Did not arrive)

Equity

Difference btw. amount of $ owed on a house and the value of the house.

Bias

Direction in most woven fabrics that has the greatest give or stretch.

What is the best method for a family to decide on a vacation destination?

Discussion, then a final decision by parents

Golden Rule

Do unto others as you would have them do unto you

Goulash

Eastern European descent made primarily of beef, vegetables, and paprika.

Class C Fire

Electircal fire

Fat measuring method

Electrical current

Frame Houses

Frame construction means a Type of construction in which the structural parts are of wood or are dependent on a wooden frame for support and is built on site

Appropriate tactic for a retail salesperson

Give compliment on ugly color, give compliment when appropriate

1st step in problem-solving

Identify or state the problem.

When heat is applied to protein

It Coagulates

Wool pants

Most resistant to wrinkles

Egg Whites

Protein (Albumen)

Amino acids

Protein is made up of these The essential AA cant be made up by the body so we get them from food

Food and Drug Administration (FDA)

Regulates the labeling and safety of food, drugs, and cosmetics sold throughout the United States. -in charge of cereal boxes stating they are "high in Fiber"

Convectional oven

Stationary from bottom

Issac newton discovered...

That color is in light and not in the object that the light is hitting.

Cash value

The amount of money received if an insurance policy is surrendered before maturity or before death of insured party.

OSHA (Occupational Safety and Health Administration)

The organization responsible for health and safety in the workplace.

Horizontal Lines

They are not as strong as vertical lines, but they create a sense of rest. These lines are comforting as in the horizon. They suggest serenity, repose, and relaxation. Width if an object.

Iodine

Thyroid gland function, growth, metabolism Ex: salt, seafood

Vitamin C

Water soluble, energy giving vitamin that is also known as "Ascorbic Acid"

Gluten

When liquid is mixed with flour this is formed from the protein in flour. It is the elastic framework that starches and holds the gas bubbles formed by the leavening as it rises.

liability

a financial obligation of a business that is required to pay in the future -loans -wages -taxes

Floor plans

a scaled drawing showing horizontal or side to side dimensions and arrangement of one or more rooms.

Tint

adding white to a color

fiscal year

an accounting period that is one year long

Non-installment credit

borrower does not have to apply for credit each time becuase cr​ed​it is extended in advance. short-term It can be paye​​d in a lump-sum by a specified date.

yeast bread

bread leavened with yeast White, whole wheat, rye

revolving credit

can be repeatedly given as long as payments are made. (My Credit Card Limit)

Children between the ages of 6 and 8 should be able to

count coins

HVAC

heating, ventilating, and air conditioning

Beginning Stage

is the first stage of the family life cycle. This stage includes a married couple with no children. The husband and wife set-up their new home and usually acquire basic household furnishings. This stage can be expensive

direct lighting

lighting that shines directly on an object or an area.

scarcity

shortage

Sugars

simple carbohydrates composed of monosaccharides, disaccharides, or both

not having a budget

there is no reason

You have a 1000 to invest at 10% return what will final profit be after 3 yrs? compound interest

$1,331

Scaled drawing

- -allows an interior designer to show a client what a room will look like and how the furnishings will fit into phases.

Puffery

- A claim that is so obviously false that the advertiser does not expect consumers to believe it but uses it wit the hope that they will buy the product anyway. -Distort the meaning of something. "going out of business","sale"

Material Resources

- Fertile soil, petroleum, minerals, rivers - and man-made resources (buildings, money, equipment, computers)

Authoritarian Parenting

- tend to be very demanding, but not responsive. -They don't express much warmth or nurturing. -utilize punishments with little or no explanation. -They don't give children choices or options -They have little to no patience for misbehavior. -don't trust their children to make good choices. -not willing to negotiate -They may shame their children to force them to behave.

conspicuous consumption

-"Keeping up with the Jonese's" - Spending and consuming on a lavish scale

Sins of Omissions

-- illegal, Not telling everything

Fat

-A concentrated source of energy -Provides more energy per gram than any other nutrient -carries fat soluble vitamins (ADEK) through the body -lipids

Social Security

-A federal program under the direction of the SS Administration. Designed to give retired or disabled individuals some source of income. -Benefits after paying into it as an employee.

Bait and Switch - illegal

-A tactic whereby a product or service is advertised at a low price (bait), but when the consumer offers to buy, the merchant deprecates the product or service and recommends a higher priced product or service (switch). - illegal, Goal to get you to buy higher priced items

Carding

-A technique for untangling, cleaning and straightening fibers to produce a continuous web ir silver suitable for processing into yarns. - is a mechanical process that will help to disentangle and mix the fibers. It is sort of like brushing in two directions at the same time with stiff brushes.

Protein

-A three dimensional polymer made of monomers of amino acids. -Necessary for growth,repair and maintenance of the body -Energy

Market Economy

-Active Economy -an economic system in which economic decisions and the pricing of goods and services are guided solely by the aggregate interactions of a country's individual citizens and businesses. There is little government intervention or central planning.

During metabolism the energy released is captured by

-Adenosine Triphoapate -the final pathway in energy metabolism that transports electrons from hydrogen to oxygen and captures the energy released in the bonds of ATP; also called the respiratory chain

Better Business Bureau (BBB)

-An organization focused on advancing marketplace trust. -Using an accredited Business system they rank business, charities, and non-profits.

unsaturated fat

-An unsaturated fat is a fat or fatty acid in which there is at least one double bond within the fatty acid chain. A fatty acid chain is monounsaturated if it contains one double bond, and polyunsaturated if it contains more than one double bond. -Fats that are solid at room temp and that tend to increase cholesterol in the blood.

Teritary

-Are those between the secondary and primary colors on the CW. -Essential role in harmony -one primary and one secondary Ex: yellow-green, blue-green

Adjusted Balance Method

-BEST -Interest rate is applied to the balance of the bill after payment has been applied. - This usually is the most advantageous method for cardholders. The issuer determines your balance by subtracting payments or credits received during the current billing period from the balance at the end of the previous billing period. Purchases made during the billing period aren't included. This method gives you until the end of the billing period to pay a portion of your balance to avoid the interest charges on that amount. Some creditors exclude prior unpaid finance charges from the previous balance.

formal operational stage (stage 4: 12+ years)

-Becomes able to think still More abstractly, using deductive logic and approaching decisions and problems with a systematic fashion. -They can now thunk about ideas as well as objects and imagine objects or events that they have never actually experienced themselves

Carbohydrates

-Body's main source of energy -Helps the body use protein and fat more efficiently -3 types -sugars,starches,cellulose

Angular lines (diagonal and zigzags)

-Break the monotony of V and H lines by expressing excitement and movement. -More difficult to use successfully

Bankruptcy

-Chapter 13 = 7 years ; Chapter 7 = 10 years - A federal court procedure that helps consumers and business get rid of their debt and repay their creditors. "liquidation" or "reorganization"

Consumer Product Safety Commission

-Charged to protect the consumers from unreasonable risks associated with consumer products, to assist consumers in voluntary comparative safety of consumer products and more. -Regulates the production and sale of products that are potentially hazardous, sets safety standards, can ban products that are deemed hazardous to consumers, can seize products from the market.

Quantity Food Preparation

-Defined as one preparing foods in quantity to serve people within a designated period of time. --Complete meal services are provided to large groups in residence halls, retirement homes, hospitals and commercial restaurants. -Special foods and highly individualized services are characteristics of a hospital and certain restaurants. -Other establishments serve lunch to students and workers. -Short order and specialty food places cater to specific demands for certain foods and a particular type of preparation. -Away from home meals may be as simple as a drive in snack or as elaborate as a dinner in a fine hotel. -When the volume is large and the help of several people is required, the activities are divided into sections or departments in which specific types of preparation are done. Food production in quantity consists of three general steps. 1. Preparation 2. Cooking 3. Finishing and portioning for service

Less intense colors

-Dull and grayed, -calmer effects -objects seem small and far away.

How to become a certified Interior designer

-Earn a 4 year degree in Interior Design -NCIDQ Exam -2 year job/training

Vitamin A

-FS -Helps respiratory infections and toward off night blindness -antioxidant

Vitamin K

-FS Needed to make blood cot -helps stop bleeding and reduces the livelihood of hemorrhage -Not a dietary antioxidant.

Garment label requirements

-Fiber content - Country of primary manufacture (Country of origin) -Identifying # of the producer or importer -Basic care instructions 1972 care labeling Act

Fabric pilling

-Fuzzy fibers that ball up and adhere to the outside of a garment. -Surface defect of textiles that normally occurs when washing/wearing fabrics

Vitamin D

-Growth, Development of bones and teeth -sunshine vitamin -maintains the level of calcium needed in the blood for clotting and keeping the heart, muscles and nerves active.

sensorimotor stage (Stage 1: 0-2 years)

-Infant interacts with the world primarily through the senses and actions he or she can perform on objects. They don't have the ability yet to represent objects or people to themselves mentally. -world is based upon what the infant can see and act upon at the moment.

Average daily balance method

-Interest rate is applied to daily average balance during the current billing cycle - 30 days. -This is the most common calculation method. It credits your account from the day the issuer receives your payment. To figure the balance due, the issuer totals the beginning balance for each day in the billing period and subtracts any credits made to your account that day. While new purchases may or may not be added to the balance, cash advances typically are included. The resulting daily balances are added to the billing cycle. Then, the total is divided by the number of days in the billing period to get the "average daily balance.

Federal Reserve System

-MONEY -is the central banking system of the United States of America.

concrete operational stage (Stage 3: 6-12 years)

-Major step forward in the abstractness of thoughts -Conservation -think logically but still very concrete,

Space

-Most important of all the elements.

Food product labels

-Must show the identity of food by its common or usual name -the form of food -name,address , of manufacturer, packer or distributor -net content or net weight -size of the servings Ingredients in the order of quantity beginning with largest amount -nutrition labeling

manufactured fibers

-Obtained by processing raw material or chemical substances. -at one point during manufacturing the substance used is not fibrous state. Cellulosic: Rayon, triacetate and acetate Non-cellulosic: 20 with generic names

Communicating effectively with an older person as a caregiver.

-Remember that they often feel as though they are a burden to the caregiver. -Positive messages, show desire to help. -REMINISCING: Should be encouraged by caregivers. To talk about the past is an important part of the aging process. -it can remind them o their persona resources for dealing with choices, problems, and losses. -Confidence and Self-Esteem -If reminiscing stimulates negative memories, it should not be encouraged. -AL= Will communicate that who they are and what they have accomplished is indeed important. -Valued, respected, and accepted.

Consumer Bill of Rights

-The Right to Safety -The Right to be Informed -The Right to Choose -The Right to be Heard

Intensity of color

-The degree of brightness, dullness,strength, or weakness of a color. -describes the degree of purity or strength

biscuit method

-The dry ingredients are combined first -A pastry blender is then used to cut the fat into the flour mixture. -liquid is added last —knead

Housing and Urban Development

-The government agency that concentrates on offering consumers information and education programs that focus on family related concerns is the: -administers programs that provide housing and community development assistance. The Department also works to ensure fair and equal housing opportunity for all.

Value

-The lightness or darkness of a color in reaction to Black or White. -Value of the color depends on the amount of light the color reflects -white added=tint, black added= shade

Programing Phase (#1 phase in Design process)

-The research phase -creating a client profile -establish basic guidelines -budget -schedule -consulting

Previous balance

-WORST -Interest is applied to total amount of bill. -This is the amount you owed at the end of the previous billing period. Payments, credits, and purchases made during the current billing period are not included. Some creditors exclude unpaid finance charges.

Formal balance

-When a design is exactly the same on both sides, orderly feeling -Symmetrical balance, equal weight on equal sides of central, identical objects

Neglectful/Uninvolved parents

-a lack of responsiveness to a child's needs. Uninvolved parents make few to no demands of their children and they are often indifferent, dismissive, or even completely neglectful. -They're emotionally distant from their children -They offer little or no supervision -They show little warmth, love, and affection towards their children -They have few or no expectations or demands for behavior -They don't attend school events and parent-teacher conferences -They may intentionally avoid their children -They're often too overwhelmed by their own problems to deal with their children

actuaries

-a person who compiles and analyzes statistics and uses them to calculate insurance risks and premiums. -which individuals in a large group will die in a given period of time

Decorative Design

-adds to the structural shape. it is decoration that is applied to the surface of the object. -Should not be used freely and should follow the shape of the object.

Northern Climates

-because glass is not a good insulator and loses heat faster than most other building materials, any large windows should be facing south so that they capture winter sunlight. -houses should be small and compact, with small window openings for minimal heat loss. -Tudor, cottage, prairie houses

Implementation Phase (#4 phase in Design process)

-design comes together -Designer is responsible for workers schedule to complete projects and supervise -help with move in

Design Development Phase (#3 phase in Design process)

-drawings are refined in more detail: floor plans, elevations, sections, and possibly perspectives. -select materials -purchase selected items -select colors and finishes -estimate costs -prepare final design -Make presentation to client.

Workers compensation

-form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for the tort of negligence.

To be a good Restaurant:

-good service -food quality -atmosphere/environment -cost/price

knives

-high-carbon or stainless steal -a carborundum stone is used to sharpen knife -a sharpening steel is used to true

What will happen if essential amino acids required for synthesis of a certain protein Is missing the diet?

-if essential AA, protein synthesis will stop and the unfinished chain will be broken down into individaul AA's. -The body may break down another body protein to provide the essential amino acid but usually if the essential amino acid is not available, protein synthesis will stop and the remaining amino acids are deaminated-removal of amino group

Indulgent/Permissive parents

-low demands with high responsiveness -Have few rules or standards of behavior -When there are rules, they are often very inconsistent -Are usually very nurturing and loving towards their kids -Often seem more like a friend, rather than a parent -May use bribery such as toys, gifts and food as a means to get child to behave -Provide little in the way of a schedule or structure -Emphasize their children's freedom rather than responsibility -Ask their children's opinions on major decisions -Rarely enforce any type of consequences

Modular Home

-manufactured in a production facility and are built in two or more sections in a controlled factory setting that are then transported and assembled on location. The assemble process typically uses a traditional concrete foundation (permanent). Unlike a mobile home, a modular home cannot be moved once built

Softwoods

-needle bearing trees or evergreens that retain their leaves all year. -fir, pine,cedar, redwood, and spur e. -more readily available -shape more easily with basic tools -doesn't take finishes as easily as other woods. -

Evaluation Phase (#5 phase in Design process)

-period following the completion of the project where the designer evaluates the completed project. And determines what adjustments are necessary.

Authoritative parents

-reasonable demands and high responsiveness. -They listen to their children. -They encourage independence. -They place limits, consequences, and expectations on their children's behavior. -They express warmth and nurturence -They allow their children to express opinions. -They encourage their children to discuss options. -They administer fair and consistent discipline.

Preliminary Phase (#2 phase in Design process)

-rough sketches -Brainstorming phase -concept development -Approve drawings and concept before moving to the nest phase.

Structural design

-the basic form created by the size, shape, color, and texture of an object. -Function determines its type of structural design .

Proportion

-the relationship of part to each other and to the whole based in the way the space is divided. -space relationships

analogous

-use of colors next to each other on the color wheel - 3 to 6 colors, 1 color is dominant and the other ones are used in smaller amounts

Family and Medical Leave Act

-which is a federal law that guarantees certain employees up to 12 workweeks of unpaid leave each year with no threat of job loss. -also requires that employers covered by the law maintain the health benefits for eligible workers just as if they were working.

Worsted wool

-wool that has been spun into a fine yarn from parallel threads -Worsted: Stronger, finer, and smoother. Imagine a nice suit fabric.

Fibonacci sequence

0,1,1,2,3,5,8,13

Aging cheese names: Current

0-30 days

Aging cheese names: Mild

1-3 months

Components of a business plan

1.description of business 2.marketing plan 3. Financial management plan 4. Management plan 5. Supporting documents 6. Financial projections

Serving size for cooked veggies and fruit

1/2 cup

Which individual has the highest demand for protein?

13 months - 12 years

6 tablespoons

2 tablespoons

Dairy, Fats, and oils

2-3 servings

A mire poix is made of

25% celery, 25% carrots, 50% onions

What is the maximum percentage of income a family should spend on housing

25% to 30%

What percent of income is spent on nondurable goods?

25-30 percent

1 tablespoon

3 teaspoons

Associative play(stage 3)

3-4 years, occurs when children begin to participate in games or activites together. Increased interest in peers

Vegetable serving size

3-5 or 2.5 ???

Nuts, seeds, and legumes are (high/low) in fiber.

3-5 servings

Aging cheese names: Medium

3-6 months

Protein

3-6oz

vegetables and fruits

4-5 servings

danger zone

40-140 degrees F

Aging cheese names: Sharp

6-9 months

Aging cheese names: Extra

9 months to 5 yrs

Folic Acid

A B vitamin that aids in the synthesis of hemoglobin, which is required to transport oxygen throughout the bloodstream

If you were purchasing an item which would be best for your budget?

A coat for $50.00, worn two hundred times.

Mixed Lightning

A combination of direct and indirect lightning where some light shines directly down on a surface and other light is reflected off a surface.

Disaccharide

A double sugar molecule made of two monosaccharides bonded together through dehydration synthesis. -sucrose,lactose and maltose -they are broken down into monosaccharides during digestion

What does "Occcupied" mean at a hotel?

A guest is currently occupied in the room

What does "Sleep out" mean at a hotel?

A guest is registered to the room, but the bed has not been used.

Small Claims Court

A legal mechanism available in all states to solve legal problems involving small sums of money. -A Judge exercises broad powers in this court. HE or she decided the case and there is no jury. Judges ruing may be apealed to a higher court.

Chamber of Commerce

A local association to promote and protect the interests of the business community in a particular place.

Duopoly

A market situation in which 2 sellers dominate a specific market industry.

Unit pricing

A method of pricing that allows the consumer to compare a product's coat to the cost of similar products or to the same product in a different size.

mildly obese

A person that is 20-40% heavier than their ideal weight is

merely overweight

A person that is less than 20% heavier than their ideal weight is

severely obese

A person that is more than 100% heavier than their ideal weight is

moderately obese

A person who is 41-100% heavier than their ideal weight is

Consumer Reports

A publication that reports consumer product test results by brand name and model number and accepts no advertising

saturated fat

A saturated fat is a type of fat in which the fatty acid chains have all or predominantly single bonds. A fat is made of two kinds of smaller molecules: glycerol and fatty acids. Fats are made of long chains of carbon atoms.

Regressive Tax

A tax requiring a smaller fraction of income increases, tax is measured against what is spent. Ex. Sales Tax

Progressive Tax

A tax that requires a larger fraction of income as that income increases. Ex: Income Tax

Proportional Tax

A tax that requires the same fraction of income from tax payers of all income levels. Ex:

Alternation

A type of repetition/ It is the sequence of two or more components by which the eye can follow a rhythmic pattern.

Fat soluble vitamins

A, D, E, K (can be stored)

Resiliency from Fabrics

Ability to spring back

Progression or Gradation (ID)

Accomplished by making gradual successive changes in design. sequence produced by increasing or decreasing one or more qualities.

PH

Acid and base content 0-14 -Below 7 indicates increasing acidity - 7:neutrality -above 7 indicates increasing alkalinity

Shade

Adding black to a color

What will help get the red stain out of a cashmere shirt?

Alkaline

Unrefined grains (whole-grain)

All 3 parts of the kernel are kept together Ex:whole wheat flour

flour

All purpose:8% to 11% of protein Bread flour: 12 to 14% Cake flour: 8% to 10% Pastry flour: 9 to 10%

Feature of a dress that makes you look taller.

An Empire waist.

Federal Trade Comission (FTC)

An agency whose basic responsibility is to help consumers find needed information or locate the appropriate agency to assist them with their problems.

Echolalia

An infant imitating adult speech

A family is good with repairs, but has limited resources. What type of house should they purchase?

An older home with minor repairs

Cash Card

Any electronic payment card that stores cash fro various types of payments Ex: Bank Debit Cards, prepaid debit cards, gift cards, and payroll cards

Cotton

Appropriate type of fabric to wear in high humidity with temps in the upper 90s.

Non-durable goods

Are consumption goods purchased by the household sector that generally have a useful satisfaction-providing existence of shorter than a year. -are about 30% of personal consumption.

Filament Yarns

Are made by twisting together several strands of fiber -fabric made from these yarn has a smooth lustrous surface.

water soluble vitamins

B and C not stored, part of bodies waste

What level of education is needed to be a retail buyer in the textile industry?

Bachelors Degree

aerobic

Bacteria requiring oxygen to live

Which of the following do managers and sale person use to determine how a function should be set up?

Banquet event order/ Catering Contract

When purchasing materials to buy a house one should buy?

Best

cephalocaudal growth

Body develops from the head downward

Schemas ( 1 of 3 components of Piagets theory)

Building blocks of knowledge

parallel play (stage 2)

By 18 months (toddlers)the child plays beside but not with, nearby children. Some watch others as they play some may not pay attention, focused more on toys that the children.

Checks that guarantee payment

Certified, cashiers and travelers

Which entree should a server recommend to a person on a low-fiber diet?

Chopped steak sirloin

Natural Fibers

Classified as either animal or vegetable fibers Animal: wool and silk Vegetable: cotton and linen

Complimentary color scheme

Colors opposite each other on the color wheel

What makes material softer

Combed

Triad Color Scheme

Combines THREE colors that are equidistant on the color wheel

accented neutral color scheme

Combines white, gray, black, or beige with ONE other color as an accent

Common stock

Common stocks are one form of a piece of ownership of a corporation. They are the type of stock that most people are thinking of when they use the term "stock." Since stocks are partial ownership of a corporation, they are also known as "shares." Common stocks allow stockholders to vote on corporate issues, such as the board of directors and accepting takeover bids. Most of the time, stockholders receive one vote per share. Stockholders also receive a copy of the corporation's annual report.

Granite

Common type of natural rock used in the construction of walls and counters. Available in dark grays, pinks, greens, yellows, browns and blacks. I

Cellulose

Complex carbohydrate found in plant cells. -sometimes called fiber or roughage -made up of indigestible fibers -no energy to body -provides bulk to aid digestion and elimination of body wastes

Vitamins

Compounds found in food that help regulate many body processes

Which of the following may positively influence the future market value when selecting a residual building site?

Condition of neighborhood

competitive consumption

Consumers Irrational desire to compete with one another to prove financial superiority by paying higher prices.

monochromatic

Contains 2 or more variations of the same hue/color. Includes various shades, intensities and tints if that 1 color.

Health Insurance Portability and Accountability (HIPAA)

Creates national standards to protect individuals medical records and other personal heath info.

A person complains about a loud neighbor and the hotel staff moves him to another room what is it called?

Credit per Marilyn

When cutting out a pattern, notches should be

Cut out, away from the seam allowance

Medicaid

Designed by Federal Govt. as a state program to hep those who need and qualify for medical assistance. -nursing homes -ppl with limitations in daily activities.

Enlarged recipe conversion formula

Desired yield/ original yield = conversion factor Conversion factor x original quantity = new quantity

Erik Erickson

Developed theory on specific social tasks that need to emerge for healthy development.

work triangle

Developed to allow minimum and maximum distances between the sink, refrigerator, and the stove.

B.F. Skinner

Emphasized that almost all behavior is LEARNED and can be increased by positive consequences and decreased by negative consequences.

Mis en place

Everything in its place

Recipe is passed on a certain culture, what happens to it over time?

Evolves

Semi-hard cheese

Extensive aging process Ex: cheddar, Colby, gouda, edam,gruyer,provolone, Swiss

Wicking

Fabric used in athletic wear that keeps both the wearer and the clothing dry by moving moisture away from the skin.

Quick bread

Fast-acting leavening Bread leavened with air, steam, and/or carbon dioxide from baking soda or baking powder. Muffins, buiscuits, nutbread

Yolk

Fat

Medicare

Federal Program that helps older ppl (65+) in paying their medical bills.

Class B Fire

Fire started with gas, grease or other liquid

Class A Fire

Fire started with wood, paper, or trash

Hazard Analysis Critical Control Point (HACCP)

Food safety system that highlights potentially hazardous food and how it should be handled Monitor agriculture food production. Educate employees on their roles in producing safe food products. Help assist in prevention of food-borne illnesses. Ensure that unsafe food does not reach consumers.

Fluorine

For building strong teeth

Tones

Formed by adding both black and white to a hue. A tone can also be formed by adding some if the colors direct compliment.

Germ of the grain

Found at the end if the kernel, rich source of vitamins

Iron

Found mostly in red blood cells Ex live, meat, poultry

carded

Garment made of short and thick cotton fibers

Least expensive medical insurance policy for a young healthy couple with no children

General practitioners

Abstract design

Generally familiar types of motifs or shapes but done in an unrecognizable ways.

What role does genes play in our development?

Genes determine our traits

wealth

Goods and Services that promote the well-being of consumers.

hard cheese

Grading cheeses Ex:Parmesan, romano

one advantage of large classes

Greater access to resources

What does "On-Queue:" mean at a hotel?

Guest has arrived at the hotel, but the room assigned is not yet ready. In such cases, the room is put on Queue status in-order for the housekeeping staff to prioritize such rooms first.

No show

Guest with confirmed/guaranteed booking who does not arrive, but has not cancelled Normally is charged a Fee

late arrival

Guests that advise they will be later than they agreed

Conventional Oven

Has a fan

Conduction

Heat transfer by direct contact

infared

Heat waves, travel in a straight line

Vitamin E

Helps protect cell membranes and protect vitamin A from being damaged by too much oxygen. -slows down aging process -heals scar

Ego Integrity vs. Despair (OLDER ADULT)

If the previous 7 crises have been successfully resolved, mature adults develop a sense of virtue. They see their lives as successful and worthwhile. They are proud of their work, their families, and they reap the benefits of a fulfilling life. The unsuccessful resolution is disappointment: a negative appraisal of ones life and the realization that it is too late to start over

Extra Credit Opportunity Act

Illegal to discriminate the granting of credit based on sex, martial status, age, race, color, religion, national origin, or because person is on welfare

Decision making process should identify relevant influences which involves finding those influences that are:

Important to goal attainment 1. State problem. 2. Set goals 3. Identify resources available 4. List alternatives to problem 5. Make the decision.

consumers

In a free-enterprise, free-choice economy, the volume and content of production is regulated by

radial balance

In interior design, the arrangement of elements in a pattern around some central point.

Which of the following is a demographic trend that influences the housing market?

Increase in the elder population

Universal default clause

Increase the interest rate if just one late payment is made to ANOTHER creditor of any sort.

All of the following are true about labels except

Indicated the cost effective and efficient method of care

object permanence (2 of 3 stages of sensorimotor)

Infants do not know that An object exist if they cannot, see, feel, hear, smell, or tasted. 3later as memory abilities improve infants begin to develop object permanence

Basic Trust vs. Mistrust (INFANTS)

Infants forms first trusting relationships with caregiver. Warmth, affection, and consistency of care lead to a positive, secure attachment with primary caregiver. Inadequate care results in fear and mistrust. Since the relationship is the prototype for all others, those with a primarily negative resolution to this stage may struggle with forming close relationships for the rest of their lives.

Minerals

Inorganic matter, neither found in plant or animal. -in the diet come from plants or from animals that eaten the plants

Two-cycle or Double-cycle Balances

Issuers sometimes calculate your balance using your last two month's account activity. This approach eliminates the interest-free period if you go from paying your balance in full each month to paying only a portion each month of what you owe. For example, if you have no previous balance, but you fail to pay the entire balance of new purchases by the payment due date, the issuer will compute the interest on the original balance that previously had been subject to an interest-free period.

When heat is applied to sugar

It caramalizes

When heat is applied to water

It evaporates

When heat is applied to starch

It gelenatizes

When heat is applied to fat

It melts

Major criticism of Levinson's "seasons" of life model

It overstates the importance of the mid-life crisis

Most important spaces that should be well designed is the

Kitchen

Why is US apparel industry is at a disadvantage when competing with that of other countries.

Labor cost

Caveat emptor

Latin phrase meaning "let the buyer beware". The buyer needs to be aware of products that might be defective.

Good Samaritan Law

Law that gives certain persons legal protection when giving aid to someone in an emergency

Fair Credit Reporting Act (FACT ACT)

Legislation giving consumers the right to know what information consumer reporting about them to creditors, insurance companies, and employers.

When substituting regular milk for buttermilk in a recipe, it is important to add

Lemon juice or vinegar

Indirect Lighting

Lighting that is directed to a ceiling or a wall and is reflected from that surface.

Diffused Lightning

Lighting that is dispersed evenly in all directions

limitation of liability

Limit on the amount of money that a hotel must pay a guest for a loss of property. Texas hotels are responsible for lost valuables up to $50 max. If theft is proven, hotel may reimburse up to limitation of liability.if the limitation is posted and the guests are provided a safe, the hotel is not liable if the guest chooses not to use the safe. If there is no limitation of liability, then hotels under common laws must pay full value of lost property unless negligence by the guest can be prove.

Servers

Lower from the left and raise from the right. Served with right and removed with left

ready-to-wear garments

Made for the general market and sold through stores rather than made to order. -Off the rack Mass produced apparel and accessories

Flour

Made from finely ground grain

What happens when you add extra water to pastries?

Makes dough tough and leathery and it shrinks.

Fair Debt Collections Practices Act

Makes it a federal offense for a debt collector to threaten with violence, use obscene language, or contact consumer by telephone at inconvenient times

What affect does baking soda have on peanut brittle?

Makes it bubble

Medical Asepsis

Means free from germs o bacteria that may cause infection.

Radiation

Method of cooking using wave action

Psychoanalytic Theories

Method of learning about mental processes and of treating some mental disorders through the use of techniques association.

Most powerful positive influence a family can have on the behavior of a young child is through

Modeling desired behaviors.

Most important for a homeowner to consider when calculating the amount of $ needed in a budget.

Mortgage

Single ply yarns

Most fabrics are made from these

Jean Piaget

Most influential on early childhood education, described how children's thinking is unique in each of the 4 stages.

Pre-fix menu

Multiple choices at a set price

Which of the following characteristics gives wool it's resiliency

Natural cross links and crimps -Wool is the most resilient fiber because it has a natural crimp that helps it keep its shape. Wrinkles disappear when the garment or fabric is steamed. Good wool is very soft and resilient; poor wool is harsh.

Social Learning Theory

New behaviors are earned primarily through observing the behavior of others. Observational learning or Modeling.

Why is meat purple in the center

Not receiving enough oxygen

Hazard Communication Standard(HCS)

OSHA establishes the standard -right to know and to be trained

Preschoolers do what type of play?

Objective, solitary play, parallel

Publication of US Dept of Labor's Bureau of Labor Statistics is called

Occupational Outlook Handbook

Du' jour menu

Off the day

Monopoly

One seer controls the supply of a product or service.

Cost per wear formula

Original Price/ How many times you will wear or have worn = Cost Per Wear

Most important element of menu planning is:

Price of the ingredients

spun yarns

Produced by twisting many stable fibers together -fabrics made from these have a fuzzy surface

Most appropriate technique for evaluating students in laboratory-based course

Product or performance checklists based on established standards.

You received a raise on a job, which taxation principle will be used to deter your taxes?

Progressive

chalazae cords

Protein, hold the yolk in the center of the egg

Starch

Question about 6 major nutrients

Tangible Resources

Real, touchable, concrete, able to appraised - jewelry, land, houses

Naturalistic design

Realistic or as seen in nature

"The Golden Mean"

Refers to a formula for achieving perfect proportion.

USDAS Food safety and Inspection Service (FSIS)

Regulates the labeling if meat and pultrybfood products

Sizing apparel in the US is:

Relatively similar on US companies

Nutrition labeling of 1990

Requires nutrition content and calorie per serving, amounts of fat, cholesterol, sodium, and fiber -provides FDA with specific authority to require nutrition labeling of most foods regulated by the Agency; and to require that all nutrient content claims (i.e., 'high fiber', 'low fat', etc.) and health claims be consistent with agency regulations.

Family Consumer Science professional believe that families exist in a system with many interrelated parts. This belief can be illustrated by "ALL" of the following EXCEPT.

Respecting the child's privacy by not discussing problem with the family

Cyclical stock

Risky Stock

A toddler is crying uncontrollable, what should the grandparents do:

Rock her and talk softly to her

Correct technique for rolling out pie crust.

Rolling the dough from the center out with a floured rolling pin, and turning dough occasionally.

cooperative play (stage 4)

Seen in middle childhood (5+), in this play children work together to compete against another team.

Human Resources

Skills, talents, and abilities that people possess

Third Degree Burn

Skin Partially destroyed FA: Cover entire area with a dry sterile dressing.

First Degree Burn

Skin Reddened but unbroken FA: Place under cold Water

Second Degree Burn

Skin Reddened, blisters formed FA: Place under cod water, cover with a dry sterie dressing.

market segment

Small identifiable groups of customer or guests who share a specific set of needs or expectations

Parts of an essential nutrient

Starch from carbohydrates -Carbohydrates are the main energy source for the brain. Without carbohydrates, the body could not function properly. -Protein is the major structural component of cells and is responsible for the building and repair of body tissues. Protein is broken down into amino acids, which are building blocks of protein. Nine of the 20 amino acids, known as essential amino acids, must be provided in the diet as they cannot be synthesized in the body. -Fat is an energy source that when consumed, increases the absorption of fat-soluble vitamins including vitamins A, D, E and K. Twenty to 35 percent of your daily intake should come from fat. -itamin C is necessary for the synthesis of collagen, which provides structure to blood vessels, bone and ligaments. Rich sources include citrus fruits, strawberries and peppers. -minerals -water helps to maintain homeostasis in the body and transports nutrients to cells. Water also assists in removing waste products from the body.

Proximodistal Growth

Starts at the center of the body and outward

soft cheese

Still sift, some moisture, spreadable Ex:brie,cream,cottage

cobblestones

Stone that has more rounded shape. Great material for walkways, commonly used on walls

Ashlar

Stone that is cut to have more uniform rectilinear or straight shape. Great material to utilize for interior and exterior walls.

Hemoglobin

Substance in red blood cells that carries oxygen to all cells -also absorbs carbon dioxide from cells and return to lungs

Enzymes

Substances that help the body digest and use food

Curved lines

Suggest grace, subtle motion, and are viewed as feminine. Used in architectural details such as arched doorways. They add softness to a room with too many harsh lines.

Ethics

Systems of moral values, duties, or obligations that deal with what is right or wrong. Rules, standards ,codes

Muffin method

Technique for making quick breads by lightly mixing liquid ingredients into dry -Lumpy batter

Emphasis

The POD that centers attention on the most important item in an arrangement and allows rhythm to carry the eye from this point to the other areas of interest. Emphasis creates order and captures attention. It is often referred as the center of interest, focal point, or dominant idea. 2 rules of emphasis -the point of emphasis should dominate the room or design but should never overpower everything else -no other features should compete with the focal point.

Peter Principle

The Peter principle is a concept in management theory formulated by educator Laurence J. Peter and published in 1969. It states that the selection of a candidate for a position is based on the candidate's performance in their current role, rather than on abilities relevant to the intended role. Thus, employees only stop being promoted once they can no longer perform effectively, and "managers rise to the level of their incompetence".

Genetavity vs. Stagnation (MIDDLE AGE ADULT)

The ability to give of oneself, in the sense of marriage and parenthood as well as work, is the positive outcome of this stage. Selfishness, the inability to give of oneself, is the negative outcome

Seration

The ability to put things into an order Ex-large to small

Hue

The basic color identity or the specific name of a color such as red, blue or green -does not imply color purity

preventative consumerism

The best remedy for fraud is:

preoperational stage (Stage 2: 2-6 years)

The child can now represent things to himself internally, but he is still focusing his attention on such external characteristics of objects or people as size shape, color and clothing. still uses these features to categorize in groups. Egocentric still can't think logically, memory is improving, identities and function. the ability to imagine the mental lives of others (sympathy) emerges

Identity vs. Role Confusion (ADOLESCENT)

The critical issue for this stage is the development of a consistent personality or sense of self. The positive outcome involved the ability to answer the questions: "who am i? what will i become?" In contemporary society, this stage often extends into young adulthood as a person typically experiments with many behaviors, roles, and identities before achieving a lasting and satisfying one

Couture

The design and manufactures of fashionable clothes to a clients specific requirements and measurements

Mixed Economy

The economy that has developed in the United States is best described as

What does "on change" mean at a hotel?

The guest has departed, but the room has not yet been cleaned and ready for sale.

Check-Out:

The guest has settled his or her account, returned the room keys, and left the hotel.

DNCO ( did not check out)

The guest made arrangements to settle his or her bills ( and thus not a skipper), but has left without informing the front desk.

isolation

The lack of exposure to new ideas or practices of specific groups is known as

Scale

The law of proportion when applied to the size relations of objects used together. -size relationships

Bran

The outside covering if the grain -fiber and vitamins

Designing a house with small children.

The placement of bedrooms is important.

White represents

The presence of all colors

Hydrogenation

The process of converting vegetable oil into a solid.

Classification

The process of grouping things based on their similarities Ex: building blocks by shape and not just color

Individuation

The process through which a person comes to think of themselves as a distinct person despite being a member of a family is known as

Trademark

The protection of a name or logo.

What does "Vacant and ready" mean at a hotel?

The room has been cleaned and inspected and is ready for an arriving guest.

Due Out

The room is expected to become vacant after the following guest checks out.

Cake method

The shortening is creamed with the sugar and eggs. Then the sifted ingredients are added alternately with the liquids.

rack rate

The standard rate for a room in a hotel; also known as the walk-in rate.

motor development

The successful control over the movement of different parts of the body.

Intimacy vs. Isolation (YOUNG ADULT)

The successful young adult, for the first time, can experience true familiarity with others, the sort of acquaintances that makes possible good marriage or a genuine and enduring friendship. The unsuccessful outcome is aloneness and despair. Prior achievement of a consistent sense of self is crucial to a successful resolution of this stage

Convection

The transfer of thermal energy by the circulation or movement of a liquid or gas

Adaptation Process (2 of 3 components of Piagets theory)

The transition from one stage to another -Equilibrium -Assimilation -accommodation

what determines the type of care you would provide?

The type of finish. -consider the source of the stain -the kind of surface to be cleaned. -mildest cleaning agent. -

Endosperm of the grain

The white inner portion if the kernel -mostly carbohydrate but contains some protein

Vertical Lines

They are the strongest. They give an impression of dignity, formality, and strength. They create a structural impression suggesting vertical supports used in buildings. They add height to a room whether found in walls, doorways, windows, wallpaper, or furnishings.

Symbolic thought and Language Development (3of 3 stages of sensorimotor)

They can start separating reality and imagination, symbols, words to represent ideas Both a social and mental skill involves physical development.

Initiative vs. Guilt (PRESCHOOLER)

This stage occurs during the preschool years of early childhood when children begin exploring their environments, first develop awareness of the different social roles existing around them and experience feelings of either purpose and accomplishment or guilt and inhibition.

What is a dual-earning families biggest concern

Time

Pregnancy Discrimination Act of 1978

To amend Title VII of the Civil Rights Act of 1964 to prohibit sex discrimination on the basis of pregnancy.

conservation

To understand that even though one property of an object changes, other properties stay the same Ex: OJ in a wide cup to a long cup

Autonomy vs. Shame/Doubt (TODDLER)

Toddler begins to push for independence. If a child is permitted and encouraged to do things for him/herself, a sense of independence or freedom develops. Questioning ones ability and dependence characterize a negative outcome for this stage.

Behaviorism

Traditional earning theory that credits environment as primary source of development factors only born with reflexes.

A new full service hotel is being. Hold in a historical part of town near a bird sanctuary that attract many tourists. Considering the hotel location, who should management target?

Transients, education and Corporate

Active listening

Trying to understand what the others are saying and why, identify feelings.

Foundation

Type of plan that shows location of house on a site indicates such as garages, walks, walls

solitary play (1st stage)

Up to months of age a child plays alone with toys . No attempts to play with others

Rhythm

Use patterns of repetition/contrast to create visual interest of moving the eye around the room.

Braising

Uses both dry and moist heat.

Geometric design

Using lines, curves, circles, squares, or any other geometrical shape.

What affect does food allergies have on children:

Vomiting, Hives, Diarrhea, stomach cramps...

Order of Washing dishes:

Wash, rinse, sanitize

Net cash flow

What is left over after all the the income is totaled and all expenditures are subtracted. If the net is positive number, then business is making a profit.

Immunization

When a very small amount of a particular disease germ is injected into the bloodstream so that the bod begins to produce the type of antibodies to fight the germ.

Myoglobin

When it's exposed to oxygen, it becomes the dominant pigment -Myoglobin is a water-soluble protein that stores oxygen for aerobic metabolism in the muscle. It consists of a protein portion and a nonprotein porphyrin ring with a central iron atom. The iron atom is an important player in meat color. The defining factors of meat color are the oxidation (chemical) state of the iron and which compounds (oxygen, water or nitric oxide) are attached to the iron portion of the molecule. -Thus, myoglobin can change from a dark purple color to a bright red color simply from oxygenation or to a brown color by losing electrons.

Dry heat cooking

Without added liquid: roast, bake, and broil/grill

Reporting Child Abuse

You shod report any concern to a supervisor in a private setting. Then supervisors should check out the concern and report to the closest social service or CPS agency.

post

a charge in an account

split complementary color scheme

a color and two colors on each side of its complement

Financial Counselor/ Debt Manager

a community worker who acts without a conflict of interest, as a negotiator and an advocate on behalf of people experiencing financial hardship or who are unable to manage their debts.

business plan

a formal written document that describes the nature of a business and how it will operate

a la carte

a menu having individual dishes listed with separate prices

law of increasing costs

a principle that states that once all factors of production (land, labor, capital) are at maximum output and efficiency, producing more will cost more than average. As production increases, the opportunity cost does as well.

A rechaud is

a stand, heated by a flame below, that cooks food

IQ test

a test designed to measure intellectual aptitude Mental age/Physical Age x 100 = IQ

trans fat

a type occurring in margarines and manufactured cooking oils as a result of the hydrogenation process, having a trans arrangement of the carbon atoms adjacent to its double bonds. Consumption of such acids is thought to increase the risk of atherosclerosis.

Repetition

a type of rhythm that is created by repeating, color, pattern, or texture.

transition

achieved through the use of continuous lines moving throughout a design.

short term memory

activated memory that holds a few items briefly, before information is stored or forgotten

The Cooperative State Research, Education, and Extension Service (CSREES)

advance agriculture, the environment, human health and well-being, and communities" by supporting research, education, and extension programs at land-grant universities and other organizations

Radiation (ID)

all components of a composition are balanced around a center.

General Services Administration

an independent agency of the United States government, was established in 1949 to help manage and support the basic functioning of federal agencies0

circular reaction (1 of 3 stages of sensorimotor)

an infant's repetition of a reflexive action that results in a pleasurable experience

standards

another important part of the planning process. They are defined as quantitative and / or qualitative criteria that reconcile resources with demand and serve as measures of value and goals.

Pensions

are funds paid to retired employees who paid into a pension fund while they were employed.

informal balance

asymmetrical, placing different but equivalent designs in wither side of a central point

Childbearing stage

begins when a couple has their first child and continues until the last child is born. This stage of the family life cycle brings added expenses and investments in baby clothing, equipment, and additional furnishings.

cool colors

blue, green, violet -give a feeling of restfulness, -Aka the receding colors -Dark cool colors tend to make a figure look smaller

Manufactured home

built entirely in a factory under the federal building code administered by the Department of Housing and Urban Development (HUD)

table d'hote

complete meal of several courses offered in a hotel or restaurant at a fixed price

Debenture bond

corporate bond secured only by the assets and earnings of the corporation. -This is just one kind of bond sold by corporations to raise money. Consumers should be apprised of the various types of bonds offered so that they can make wise investment decisions. The general difference between bonds is the security offered; that is, the way in which the corporation guarantees repayment. A collateral trust bond uses the stocks and bonds of other companies as collateral. A mortgage bond is secured by a piece of mortgaged property, such as an office building or factory. A sinking-fund bond is a form of debenture bond in which the corporation additionally pledges to pay back the money slowly over a long time. A convertible bond can be traded in for common stock at any time.

Industry vs. Inferiority (SCHOOL AGED CHILDREN)

corresponding to the elementary school years, this stage is crucial in the development of competence or self-confidence. Success in meeting the demands of school and society lead to a sense of "productivity" or self-confidence. Repeated failures lead to feelings of inadequacy and an unwillingness to try new tasks.

Fixed expenses

costs are those that do not fluctuate with changes in production level or sales volume. They include such expenses as Rent, mortgage, credit cards, insurance and medical

Flexible expenses

costs that are easily changed, reduced or eliminated. Spending money on entertainment and clothing represent flexible expenses. Even expenses that must be incurred, such as a grocery bill, can be considered flexible because the amount spent can vary.

Unity

created through consistency sulting from the repetition of one or more sign elements.

Parenting stage

describes a family with children between the ages of six and twenty years old. When children begin school, the family schedule becomes more hectic with school events and developing hobbies. The children have outgrown their beginning stage furnishings. This creates expenses for new furnishings, clothing, and recreational activities.

Sanitation Of Toys

dipped in a bleach-water solution and allowed o air dry

Interior Designer will...

directly supervise contractors and make sure job is being done correctly.

Who does the director of catering company report to?

director of sales or Food and beverage director

Preferred stock

does not allow voting rights. It also pays a set dividend that does not change. Furthermore, preferred stockholders will receive their set dividends before the company decides how much they will spend on dividends for common stock. If the company goes out of business or is restructured in a bankruptcy, the assets are distributed to bondholders first.

The greatest amount of variation between people of the same age is found during

early adolescence

Free-Enterprised

efers to all voluntary business activities in a given economic area. Alternatively, free enterprise could refer to an ideological or legal system whereby commercial activities are primarily regulated through private measures rather than through political means.

roux

equal parts fat and flour, nutty scented when heated, used to thicken sauces and soups

Black satin

fabric is best for blocking sunlight

Hardwoods

from a variety of nut and fruit trees, such as pecan and cherry. -comes from broad leafed deciduous trees which drop their leaves in the winter, such as oak, maple, and birch trees -harder and more attractively figured -finger graining and more costly

illth

goods and services that harm the consumer.

nealth

goods and services that have a neutral effect, neither helping nor harming the consumer

What does "Skipper" mean at a hotel?

guest has left the hotel without making arrangements to settle his or her account.

Variety

having an assortment of different qualities especially of the same design element.

psychosexual theory

how parents help their children manage and aggressive drives is very crucial in order to have a healthy personality development

Where in the digestive tract does protein digestion occur?

in the stomach and small intestine.

Most arguments occur between spouses over

infidelity and money

One difficulty of enforcing laws designed to prevent deceptive advertising is that

intent to deceive is difficult to prove

Certificates of deposit.

is a savings certificate with a fixed maturity date, specified fixed interest rate and can be issued in any denomination aside from minimum investment requirements. A CD restricts access to the funds until the maturity date of the investment.

Aging stage

last stage of the life cycle which covers the time of retirement until the death of both spouses. Expenses may be restricted as people live on fixed incomes, making the expense and upkeep of large homes a burden. Few furnishings are purchased at this stage of the life cycle.

Moist heat cooking

method in which food is cooked in hot liquid, steam, or a combination of both Boiling, steaming, poaching, preasure cooking

Bandura

modeling - learning how to behave by observing significant others

real income

monetary intake determined by the amount of goods and services. ones income will buy.

Lev Vygotsky

most famous for social development theory (of child cognitive development) Expressed the importance of social context of development. Children's learning is often promoted through the assistance from adults who help then with the zone of proximal development.

Direct communication

occurs when a person who is attempting to convey a given piece of info simply states the info to the person he or she wants to receive the info

Contrast

often used to create rhythm because it is an abrupt change instead of a gradual change.

secondary colors

orange, green, violet, they are made by mixing equal parts of any 2 primary colors

What is promoting an individual beyond their level of competency

peter principle

gross motor skills

physical skills that involve the large muscles, like arm and leg muscles.

fine motor skills

physical skills that involve the small muscles and eye-hand coordination, like finger muscles

Harmony

pleasing or congruent arrangement of parts resulting when variety and units are achieved. Unit + Variety = Harmony

warm colors

red, orange, yellow -They give a feeling of activity and movement. Aka advancing colors because they make objects appear closer or larger.

primary colors

red, yellow, blue, cant be made by mixing ither colors together

Gross annual income

represents the amount of money a person earns in one year from all sources before taxes.

Textile Fiber Products Identification Act

requires brands to attach a label to covered textile products containing -the generic names and percentages by weight of each fiber in the product -the name under which the manufacturer or other responsible party does business or RN number, -the name of the country in which the product was processed or manufactured.

Guaranteed reservation

requires guest to pay room charges in full before arrival date

Closed Economy

s one that has no trade activity with outside economies. is self-sufficient, which means no imports come into the country and no exports leave the country. A closed economy's intent is to provide domestic consumers with everything they need from within the country's borders.

static menu

same menu items are offered every day; that is, a restaurant-type menu

10 month old and 12 month old will do what if placed in the same room?

solitary

refined grains

stripped of the germ and bran, leaving only the endosperm, longer shelf life.

Al dente

tender but slightly firm

foreclosure

the action of taking possession of a mortgaged property when the mortgagor fails to keep up their mortgage payments.

money inome

the amount of pay one receives.

R-value

the capacity of an insulating material to resist heat flow. The higher the R-value, the greater the insulating power.

Complete Proteins

the essential amino acids required for synthesizing tissues and hormones.

principle of probability

the law of large numbers states that as a sample size grows, its mean gets closer to the average of the whole population.

A savings account yields the highest return when interest is compounded

the more often the better? daily. monthly or Quarterly

long term memory

the relatively permanent and limitless storehouse of the memory system

psychic income

the satisfaction gained in consuming the goods and services purchased with ones income.

Ergonomics

the study of people's efficiency in their working environment.

res ipsa loquitur

the thing speaks for itself The use of circumstantial or indirect evidence of negligence to impose liability.

It is Recommended the take up lever & needle on a sewing machine to be at its highest position, why?

to prevent snagging and bending the needle.

Induction

transfer of heat energy to a neighboring material without contact, electro magnetic field

Mid years stage

when children are grown and living elsewhere and the family returns to one or two members. This stage lasts until the couple retires. Those living in relatively large homes may no longer want or need the extra space. Often retirement brings new interests in different styles of furnishings or in hobbies, such as collecting antiques

Launching stage

when children leave their parents home to work, study, or start families of their own. This stage covers the time when the oldest child leaves home until the last child leaves home. Parents may be looking to purchase new, better quality furniture.

Indirect communication

when the person communication the info states the info but not to anyone in particular


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