Chapter 2

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Investigative Consumer Report

Similar to consumer reports in that they also provide information on the consumer's character, reputation, and habits.

The predicted needs of a family after the premature death of the insured

In calculating the amount of life insurance needed, what is the needs approach based on?

Policy summary

What document describes the specific information about a policy?

The agents report discusses the agent's personal observations about the proposed insured that may help in the underwriting proceeds

What is the purpose of the agent's report during the application process?

life insurance

What type of insurance creates an immediate estate

The insured's current assets, liabilities and survivor's needs

When planning for survivor protection in life insurance, what needs to be considered?

All insurers to write insurance within a state

Who must be a member of insurance guaranty associations?


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