Fair Housing Real estate exam

A real estate broker, acting as agent for a Landlord, has the following instructions: instruction 1. Collect a larger deposit from single man than from single women or couples; instruction 2. Advertise only by encouraging existing tenants who are predominately white to solicit prospective tenants from among their friends. Which of these instructions would be prohibited by the federal fair housing act:

1. Only

In which of the following years did the US Supreme Court prohibit all racial discrimination when real property is sold or rented:

1968

Most likely, the United States Attorney General would act to enforce the federal open house in law whenever:

A conspiracy exists to practice resistance to the Federal Open Housing law.

In a sale situation, which of the following properties would be exempt from the discrimination in housing part of the health and safety code:

A single - family unoccupied dwelling that is unencumbered

The stated policy of the real estate commissioner is to create a "color blind" industry which can help Society obtain voluntary, peaceful, equal opportunities in fair housing. What does this mean:

All are correct interpretations (maintain an attitude that is absolutely free from bias and "color blind"; that race, creed, or color is not a material fact in a real estate transaction; do unto others as you would have them done unto you)

By means of the federal fair housing law, Congress established a national policy of fair housing throughout the United States. This policy applies to which of the following:

All of the above (Single - family residences that are individually owned and that are offered for sale through a real estate broker; single - family residences owned by private individuals who own more than three such residences; all type family dwellings of six units were the owner occupies one of the units)

Discrimination in the sale or rental of residential housing accommodations based on sex, marital status, color, religion, race or national origin of the prospective tenant or buyer, is:

All of the above (unenforceable; illegal; contrary to public policy)

Under the provisions of the federal fair housing law (title VIII of the civil rights act of 1968) , Persons complaining of discrimination in housing are permitted an election of which of the following acts? They may file:

Any of the above actions (A civil action in federal courts; a civil action in state or local courts; a complaint with HUD)

A real estate broker who specializes in selling residential property in a given area may refuse to accept a listing on a property in that area for which of the following reasons:

Because the owners required price is substantially above the market price in the area of the residences

Mike Coogan, A new real estate sales person, made strong efforts to obtain listings in a non- integrated community. He found success by insinuating to property owners that showed minorities move into the area, the value of their homes would decrease. Which of the following terms best describes the activities of Saleperson Coogan.

Both "B" and "C". (panic peddling; blockbusting)

Among the grounds for denial, suspension, or revocation of licenses is the practice of discrimination. Discrimination includes: 1. Blockbusting; 2. Hiring sales personnel only from a specific ethnic group.

Both 1. and 2.

A dress factory is being built in an area. It will employ mostly women. The owner of a real estate office told his employees to do the following: 1. Direct their advertising to appeal to women who are married and have no children; 2. Charge more rent to certain ethnic and religious groups then to others. Which of these instructions is in violation of the fair housing laws:

Both 1.and 2.

And inner-city neighborhood is well integrated with civic groups working well to maintain social harmony. However, mounting problems with schools and with increasing crime have caused several white families to move out. In which of the following statements is broker brown in violation of the law: 1. He is actively soliciting listings in the area with the slogan, "sell now, save equity"; 2. He is offering a lower commission rates to whites who patronize his business:

Both of these acts are in violation of the fair housing laws

A developer, to avoid discrimination, instructed his sales staff to: 1. Give special preference to women who want to purchase; and 2. Set aside the same number of homes for each ethnic group. (asian, Hispanic, African - Americans). Which answer best describes these policies:

Both policies or discriminatory, and therefore illegal

Listing a home at an inflated price requiring minority prospects to pay that price, but accepting a lower price from other prospects:

Could cause the listing sales person and broker to be liable for money damages in a fair housing suit.

Which of the following state agencies is empowered to prevent acts of discrimination in housing accommodations in California because of race, color, sex, national origin, or Ancestry:

Department of fair employment and housing

Which of the following state agencies would receive complaints concerning fair housing laws?

Department of fair employment and housing

If a broker presents an offer to purchase real property for the listed price from a ready, willing, and able black buyer, and the offer is refused by the seller because of the buyer's race, the broker may:

Do all of the above (sue the seller for his commission; advise the black buyer of his right to complain to the united states department of housing and urban development; Warn the seller that his refusal is a violation of the fair housing act of 1968)

A real estate salesman went into a neighborhood to obtain listings of residential property. He made representations that because of the entry into the neighborhood of minority groups, property values would be reduced by a decline in the quality of schools and an increase in the crime rate. These practices by the salesman are:

Grounds for disciplinary action

If a real estate license he was trying to persuade people to list or to sell their property by telling them that members of another ethnic group are moving into their neighborhood, and it would be to their advantage to list or to sell, it would be an example of all of the following, except:

Legitimate conduct

A real estate licensee has a practice that when he is approached by members of minority groups who want to be shown property, he avoids showing them property in integrated areas. This would be an example of:

Steering

Mr. Miller bought a parcel of land and built a 20- unit apartment building on it. He borrowed 80% of the construction cost using a trust deed to obtain a conventional loan from a state chartered savings and loan association. The building has been completed and Miller is getting ready to lease the units. He has created an application form for new tenants. One of the questions concerns race, since Miller wants to rent only to Caucasians. Under these circumstances, which of the following is correct:

Such a question in the application would be a violation of part five, Discrimination in Housing of the Health and Safety Code.

When the investigation of a discrimination complaint against a broker finds that he has violated the real estate commissioners regulations concerning fair housing, which of the following remedies are available to the commissioner with regard to that licensee:

Suspension or revocation of the brokers real estate license

A Chicano prospective purchaser asks to be shown homes but does not specify that he wants to see homes located in a neighborhood where there are no Chicanos. How should a licensee decide what properties to show him:

The licensee may select homes for showing as he would for any other prospect

Of the following, which is considered a violation of fair housing laws in regards to periodic tenancy:

The requirement of a landlord of a co-signer exclusively for tenants who are single.

When Williams subdivided a 40 - acre parcel of land into 65 lots in 1955, he included the following in every deed: "the ownership, use, and/or occupancy of this property is limited to persons of the Caucasian race." This deed restriction is:

Unenforceable because it violates the US Constitution

A real estate licensee may lawfully refuse to show a home to a minority prospect who has requested to see it in which of the following situations:

When the owner is out of town and has instructed the licensee that no showing may be made in his absence

A broker presenting an offer to a seller which met the terms of the listing from a financially - qualified black person. Later, his salesperson presented the seller an offer at a lower price from white prospects. The seller did not accept either offer, but instead, sold the property to a neighbor through the same salesperson. The neighbor wanted to buy the property so as to prevent a minority person moving into the neighborhood. Which of the following parties has not violated the civil rights act of 1968?

White prospects

If an agent discloses to his principal the race, creed, or color of a prospective buyer or tenant, has he committed a discriminatory act:

Yes. An opinion of the California Attorney General states that race, creed, or color is not a material fact and should not be disclosed even though the owner requests the information.