Into to Bussiness EHS 2

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In which year was the Federal Reserve System created in the United States?

1913

Which of the following product would be most difficult to price discriminate?

A bottle of water

Market-oriented pricing can most accurately be defined as

A firm basing what they charge on what other firms are charging

A quality audit can be best explained as:

A systematic examination carried out by an internal or external quality auditor

Which of the following is NOT a characteristic of accounting?

Accounting is an end in itself

An HR professional is generally expected to perform which of the following functions?

All of these answers

If there is no increasing pressure from competitors, why would a company fill out a product line?

All of these answers

Which of the following is a potential improvement to a transport route?

All of these answers

Which of the following statement about financial planning is true?

All of these answers

As member-owned institutions, credit unions focus on providing which of the following services?

All of these answers.

Which of the following best describes the role of the FDIC in the United States financial system

All of these answers.

Southwest Airlines, among other multinational corporations, focus on what characteristic when hiring?

Attitude

When a company allows workers to leave voluntarily without replacing them, it is called:

Attrition

Which of the following would be considered a G&A expense?

CEO salary

Which of the following is the most risky way to lend money to a company in terms of probability of repayment?

Common Stock

Using psychological pricing, a company might charge $400 for a designer item because it:

Creates more demand

The role of a transformational leader in a diverse organization should be to:

Encourage conflicting standpoints to coexist

Aircraft cargo is advantageous to train cargo because it is:

Fast

Assuming you only had figures for net sales and net fixed assets on hand. Which activity ratio would you use if you wanted to measure a firm's efficiency?

Fixed asset turnover

Which of the following is NOT a typical perk offered by a company?

Free education for children

From the research conducted on innovation, which of the following is the most popular driver of innovation?

Improved quality

What would a copyright be considered on a balance sheet?

Intangible asset

How does heightened flexibility benefit small organizations?

It allows quicker response times to industry developments.

Employees are often not given power by their managers because managers believe:

It is difficult to share power and maintain a strong organization

Which of the following is NOT true about revenue?

It is excluded from the income statement

Which of the following is true about Net Income?

It is typically found on the last line of an income statement

As part of the accounting equation, the claims of creditors are called:

Liabilities

A divisional structure, as the name implies, pertains to the separation of varying functional areas. Which of the following are NOT ways in which a divisional structure would separate?

Management style

A commercial bank is a type of financial institution and intermediary that engages in which of the following activities?

Merchant banking and private equity financing

A deposit account that pays a high interest rate and typically requires a minimum balance of $2,500 or more is called a

Money market account

Proactive marketing in which customers are directly contacted is called:

Outbound

A systematic and periodic process that assesses an individual employee's job performance and productivity is known as:

Performance appraisal

Immediately following the development of a prototype model, the company must:

Plan how to make the product in commercial quantities

The main focus of business analysis is

Profit

The Fed is able to change the composition of its assets quickly because the Fed's open market account is

composed mostly of U.S. Treasury securities with remaining maturities of one year or less.

Fiat money is defined as money that

derives its value from government regulation or law.

Which of the following trends of modern consumerism sees consumers becoming more and more aware of the environmental and social implications of their day-to-day consumer decisions?

ethical consumerism

An exchange rate that is quoted and traded today but for delivery and payment on a specific future date is referred to as a

forward exchange rate.

What is the primary tool of monetary policy?

open market operations

Some economists argue that open market operations are ineffective due to the central bank's inability to

predict how much money should be in circulation, given current employment rates and inflation rates.

To ensure bank interest rates are competitive and that fees and features are appropriate for how customers use each account, individuals should

review existing bank accounts and shop around for the best deals.

Creditors will typically declare a credit card account a charge-off after a period of

six months without payment.

What institution is empowered to exercise monetary policy in the U.S.?

the Federal Reserve

Suppose if Company X sells less than 500 water bottles every month, they will incur a loss due to the current selling price of $10/bottle. Assuming the company can only sell 250 bottles, how much should the company charge per bottle to break-even?

$20

Goods for which customers go to some lengths to compare values, and, therefore, these goods need not be distributed so widely are classified as:

Shopping goods

Which of the following entities determine a company's or government's ability to pay back a debt and/or determine the likelihood of default?

Standard & Poor's

The "P" in Irving Fisher's equation of exchange represents which of the following?

The average price of all the goods and services sold during the year

Process-based forecasting is focused on which of the following?

The flow of several work activities

The greatest value of credit cards to merchants is:

The issuing bank commits to payment

The main purpose of managerial accounting is:

To be used within an organization

What is the main argument given by defenders of high executive pay?

US executive have more options than in other countries

Suppose a company brands its product with the picture of Planet Earth to convey their commitment to the environment. This is an example of which level of connotations?

Values

The biggest driver in the creation of direct banking models was the

World Wide Web.

According to Perry Sainati, what has contributed to the remarkable recovery of the U.S. manufacturing industry?

automation, process improvement and quality

Before giving credit, prospective lenders and investors will assess individuals based on the value of assets the debtor currently holds. This is referred to as

capital.


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