Medigap

High deductible medigap

A medigap plan that has a deductible that must be met before the plan will pay their share: in 2015 this deductible is $2,180

Standard medigap

A medigap plan that will work with any doctor that accepts Medicare

Medigap

Fills the gaps in original medicare coverage

Guaranteed Issue Period

Six months after turning 65 and part B effective date or loss of group coverage

Attained age rated

Medigap plan has pricing based on current age: will increase with age and inflation

Issue age rated

Medigap plan has pricing based on enrollment age: does not increase based on age, but may increase due to inflation

Select medigap

Medigap plan in which you choose from a network of doctors/hospitals. Typically less expensive

Community rated

Medigap plan provides the same monthly premium to everyone in a specific area: premiums do not increase with age but may increase with inflation

Affordable care act

Obamacare