Money Matters Chapter 21 Vocabulary

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post-secondary education

Any education achieved after high school

work-study program

Part-time job on a college campus subsidized by the government

certification

Professional status earned by an individual after passing an exam focused on a specific body of knowledge

college access

Refers to building awareness about college opportunities, providing guidance regarding college admissions, and identifying ways to pay for college

529 Plan

Savings plan for education operated by a state or educational institution

for-profit school

School that is set up to earn money for investors

not-for-profit school

School that returns the money it earns back to the school

internship

Short-term position with a sponsoring organization that gives the intern an opportunity to gain on-the-job experience in a certain field of study or occupation

informational interviewing

Strategy used to interview a professional to ask for advice and direction, rather than a job opportunity

career

a series of related jobs in the same profession

employability skills

applicable skills used to help and individual find a job, perform in the workplace, and gain success in a job or career

values

beliefs about the things that matter most to an individual

aptitude

characteristic that an individual has developed naturally

job-specific skills

critical skills necessary to perform the required work-related tasks of a position

downsizing

elimination of jobs generally because the economy is suffering

interest

feeling of wanting to learn more about a topic or to be involved in an activity

career plan

list of steps on a timeline an individual can follow to reach his or her career goals

ability

mastery of a skill or a capacity to do something

CTSO

national student organization with a local school chapter that is related to career and technical education courses

career ladder

outline of jobs in a given career field that are available at different levels of education, training, and experiences

specialist career level

requires specialized knowledge and skills in a specific field of study

skill

something an individual does well

career pathway

subgroup with the career clusters that reflects occupations requiring similar knowledge and skills

networking

talking with people you know and making new contacts

job

the work a person does regularly in order to earn money

career cluster

16 groups of occupational and career specialties

apprenticeship

Combination of on-the-job experience in a certain field of study or occupation

formal education

Education received in high school

occupational training

Education that prepares you for a specific type of work

scholarship

Financial aid that may be based on financial need or some type of merit or accomplishment

grant

Financial award that does not have to be repaid

need-based award

Financial-aid award available for students and families who meet certain economic requirements

FAFSA

used to determine eligibility for federal financial aid


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