real estate principles chapter 2

Civil Rights Act of 1964

A law that prohibited discrimination on the basis of race, color, national origin, or gender in any housing program receiving federal money.

Blind Advertising

An ad that remains anonymous as to who is advertising.

Rumford Act

California law that prohibits blockbusting

Holden Act

Is the California state law that is the counterpart to the no redlining rule

Unruh act

Prohibits any discrimination a commercial or business establishment.

Blockbusting

The use of prejudice to instill fear, or panic (also known as panic selling), in order to motivate individuals in a particular area or neighborhood to sell or dispose of their property because of the entrance, or potential entry, of a protected class.

Steering

Using racial, ethnic, or religious criteria in suggesting, recommending, and/or influencing individuals regarding locations for the purchase or rental of a single family residence or rental dwelling.

Department of Housing and Urban Development (HUD)

A federal agency that administers funding for projects related to housing.

Redlining

The refusal to lend money within a specific area for various reasons.

Civil Rights Act of 1866

A federal law that prohibits all discrimination on the basis of race.