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B. I, II, IV, III

A 10-year bond, callable in 5 years at par, is sold at a discount. Rank the following yields from lowest to highest I. Nominal Yield II. Current Yield III. Yield to Call IV. Yield to Maturity A. I, II, III, IV B. I, II, IV, III C. II, I, IV, III D. IV, II, III, I

D. I, II, III and IV

A bank doing which of the following activities must register as a municipal securities dealer? I. Underwriting municipal securities II. Buying or selling municipal securities for customers III. Providing advisory services to a municipal issuer IV. Providing investment research regarding municipal securities to public investors A. I only B. I and II C. I, II and III D. I, II, III and IV

A. Current yield is less than its nominal yield

A bond is selling at a premium over par value. Therefore, its: A. Current yield is less than its nominal yield B. Nominal yield is less than its current yield C. Yield to maturity is greater than its current yield D. None of the above

B. A double-barreled bond

A bond that is a general obligation, is secured by ad valorem taxes, and has specific pledged revenues underlying payment of principal interest is known as: A. A moral obligation bonds B. A double-barreled bond C. A dual-backing bond D. A special assessment bond

C. $1,200

A client acquires a newly issued $1,000 par, 5% convertible corporate bond convertible into common at $40 per share. The common stock increases 20% from initial parity as the result of a hopefully earnings projection. What is the parity price of the bond after the rise in the common stock's price? A. $800 B. $1,000 C. $1,200 D. $1,250

B. I and IV

A convertible corporate bond has been issued with an antidilution covenant. If the issuer declares a 5% stock dividend, which of the following statements are TRUE as of the ex-date? I. The conversion ratio increases II. The conversion ratio decreases III. The conversion price increases IV. The conversion price decreases A. I and III B. I and IV C. II and III D. II and IV

C. $10,262.50

A corporate bond is quoted at 102 5/8. A customer buying 10 bonds would pay: A. $10,025.80 B. $10,258.00 C. $10,262.50 D. $10,285.00

C. II and IV

A corporation has a 2:1 stock split. Before the split, there were 1 million shares of $10 par common stock outstanding. Which of the following is(are) TRUE? I. The par value remains at $10 per share II. The par value is now $5 per share III. There are still 1 million share outstanding IV. There are now 2 million shares outstanding A. I and III B. II only C. II and IV D. IV only

A. $200

A couple's home has an assessed valuation of $40,000 and a market value of $100,000. What will the tax be if a rate of 5 mills is used? A. $200 B. $500 C. $2,000 D. $5,000

B. $800

A customer buys 1 ABC Jan 60 put a 6 and writes 1 ABC Jan 75 at 13. The maximum loss is: A. $700 B. $800 C. $900 D. $1,500

B. Greater than nominal yield

A customer buys a 6% T-bond, maturing in 10 years, at a price of 91.07. The YTM is: A. Less than nominal yield B. Greater than nominal yield C. Less than current yield D. Same as current yield

A. 25

A customer is short 100 XYZ shares at 26 and long 1 XYZ 30 call at 1. The customer breaks even if XYZ trades at: A. 25 B. 27 C. 29 D. 31

A. $600 loss

A customer sells 3 ABC Feb 25 puts at 4 when ABC is at 24. If the contracts are closed out at intrinsic value when ABC is at 19, the customer has a: A. $600 loss B. $600 gain C. $200 loss D. $200 gain

C. Sell an FLB Mar 35 put

A customer sells an FLB Mar 35 call. To establish a straddle, he would: A. Sell an FLB Mar 40 call B. Buy an FLB Mar 35 put C. Sell an FLB Mar 35 put D. Buy an FLB MAr 40 call

B. II and III

A legal opinion evaluates which of the following features of a municipal issue? I. Marketability II. Legality III. Tax-exempt status IV. Economic feasibility A. I and II B. II and III C. III and IV D. I, II, III and IV

C. Permitted

A municipal securities representative intends to give $50 crystal vases to 10 of his favorite clients. According to MSRB rules, this is: A. Not permitted because the representative is not allowed to give gifts to customers B. Not permitted because the aggregate amount exceeds the permissible annual limit C. Permitted D. Only permitted with written permission from the MSRB

A. Receipt

A type of zero-coupon bond issued by broker/dealers is referred to a Treasury: A. Receipt B. Certificate C. Note D. Series

B. $10

ABC Corp. has outstanding a 10% noncumulative preferred stock. Two years ago, ABC omitted its preferred dividend. Last year, it paid a dividend of $5 per share. In order to pay a dividend to common shareholders, each preferred share must be paid a dividend of: A. $5 B. $10 C. $15 D. $25

A. Monday, May 14

ABC Corporation has declared a record date of Thursday, May 17, for its next quarterly cash dividend. When is the last day the investor could purchase the stock regular way and receive the dividend? A. Monday, May 14 B. Tuesday, May 15 C. Wednesday, May 16 D. Thursday, May 17

B. 4%

ABC common stock is currently selling for $150 per share with a quarterly dividend of $1.50. The current yield for ABC common stock is: A. 1% B. 4% C. 12.5% D. 25%

D. III only

According to MSRB rules, which of the following activities could be engaged in by a municipal securities representative during the 90-day period following the start of his employment? I. Discussing the sale of municipal securities with individual customers II. Discussing the sale of municipal securities with institutional customers III. Discussing the sale of municipal securities with other municipal securities dealers A. I and II B. I, II and III C. II and III D. III only

A. I and II

Accrued interest on a bond confirmation is I. Added to the buyer's contract price II. Added to the seller's contract price III. Subtracted from the buyer's contract price IV. Subtracted from the seller's contract price A. I and II B. I and IV C. II and III D. III and IV

B. Buy 55 calls

After selling short ABC at 70, a customer holds the position as ABC gradually falls to $53 per share. Which of the following strategies would best protect his gain? A. Write 55 calls B. Buy 55 calls C. Write 55 puts D. Buy 55 puts

C. They are equity securities

All of t he following statements regarding equity-linked notes (ELNs) are true EXCEPT: A. They can be exchange traded or OTC B. They have final payments at maturity linked to the return of an underlying stock or basket of stocks C. They are equity securities D. Some ELNs offer principal protection

D. Each warrant allows the owner to purchase a fractional share of the stock

All of the following accurately describe a warrant EXCEPT: A. It is a sweetener to bond issues B. It is a long-term option to buy stock at a set price C. No voting rights are involved D. Each warrant allows the owner to purchase a fractional share of the stock

A. The bonds are issued by municipalities or other governmental units

All of the following characteristics regarding industrial development bonds are true EXCEPT: A. The bonds are issued by municipalities or other governmental units B. The funds are used to construct a facility for a private corporation C. These bonds are normally backed by the full faith and credit of the municipality D. Funds from the lease are used to pay the principal and interest on the bonds

C. Notice of sale

All of the following deal with the secondary market EXCEPT: A. Dealer quotes B. Broker's broker C. Notice of sale D. Thomson Municipal Market Monitor

C. The debt limit is the maximum amount a municipality can borrow in any one year

All of the following statements regarding a municipality's debt limit are true EXCEPT: A. The purpose of debt restrictions is to protect taxpayers from excessive taxes B. Revenue bonds are not affected by statutory limitations C. The debt limit is the maximum amount a municipality can borrow in any one year D. Unlimited GO bonds may be issued when a community's taxing power is not restricted by statutory provisions

B. Holders receive a higher rate of interest

All of the following statements regarding convertible bonds are true EXCEPT: A. Holders may share in the growth of the common stock B. Holders receive a higher rate of interest C. The issuer pays a lower rate of interest D. Holders have a fixed rate of interest

C. An official statement must be delivered only upon customer request

All of the following statements regarding municipal bond official statements are true EXCEPT: A. All purchasers of a new municipal bond issue must receive a final official statement B. A customer must receive an official statement no later than the settlement date C. An official statement must be delivered only upon customer request D. The MSRB does not require the preparation of a final official statement for new municipal bond issues

D. Account position

All of the following would affect option premiums EXCEPT: A. Volatility of the stock B. Stock price C. Time to expiration D. Account position

B. a foreign security in a domestic market

An ADR represents: A. a U.S. security in a foreign market B. a foreign security in a domestic market C. a U.S. security in both a domestic and a foreign market D. a foreign security in both a domestic and a foreign market

C. 59

An investor buys 1 ABC Jun 55 call at 4. What is the investor's breakeven point? A. 51 B. 55 C. 59 D. 60

B. $200

An investor buys 1 LMN Jan 50 put at 2. What is the investor's maximum potential loss? A. $100 B. $200 C. $4,800 D. $5,200

A. Do not convert the bond at this time

An investor buys a convertible bond at par with a conversion price of $25, and the current market value of the common stock is $23. Interest rates fall significantly, increasingly the bond's price to 110; the stock market responds and the stock's price appreciates to $27 a share. Which of the following is the best option? A. Do not convert the bond at this time B. Convert on a plus tick C. Convert and sell the stock at a profit D. Convert and sell the stock short exempt

A. 500

An investor owns 3,000 shares of a low-priced common stock. After a 1:6 reverse split, how many shares would he hold? A. 500 B. 3,000 C. 5,000 D. 18,000

C. Write a put at 35

An investor wants to purchase TCB stock (currently trading at 38), and he expects the price of TCB stock to decline in the short term before rising. If he wants to purchase the stock below its current market value and generate additional income, he should: A. Write a call at 35 B. Buy a put and exercise the option C. Write a put at 35 D. Buy a 40 call and exercise the option

C. $250 profit

An investor with no other positions sells 1 ABC Jan 45 call at 2.50. If the option expires when the stock is trading at 44.50, what is the investor's profit or loss? A. $50 profit B. $50 loss C. $250 profit D. $250 loss

B. Overlapping debt

An issuer's proportionate share of the debt of other local governmental units in the area in which the issuer is location is defined as: A. Net direct debt B. Overlapping debt C. Bonded debt D. Reversionary working interest

C. The bond counsel has rendered an opinion without any qualifying limitations

An unqualified legal opinion means that: A. The issue is legal, but certain contingencies may limit the flow of funds in the future B. The interest is not exempt from state or local taxes C. The bond counsel has rendered an opinion without any qualifying limitations D. The underwriter has failed to disclose sufficient information to qualify the issue

C. II, IV, I, III

Arrange the following bonds in order of safety, from safest to most speculative I. AA rated unlimited tax general obligation II. PHA III. IDR IV. AAA rated revenue bond A. I, IV, II and III B. II, I, IV, III C. II, IV, I, III D. IV, I, II, III

C. II and III

Auction Rate Securities (ARS) are associated with I. U.S. government securities II. Dutch auctions III. Reset dates IV. Being noncallable A. I and III B. I and IV C. II and III D. III and IV

B. I and III

Bonds I. Represent a loan to the issuer II. Give the bondholder ownership in the entity III. Are issued to finance capital expenditures or to raise working capital IV. Are junior securities A. I and II B. I and III C. II and III D. I, II, III and IV

D. Government National Mortgage Association

Debt obligations of which of the following are directly guaranteed by the federal government? A. Federal Home Loan Banks B. Federal Housing Loan Guarantee Corporation C. Federal National Mortgage Association D. Government National Mortgage Association

C. Long-term bond prices move more sharply

During periods when the yield curve is normal, as market interest rates change, which of the following is TRUE? A. Both short-term and long-term bond prices move equally B. Short-term bond prices move more sharply C. Long-term bond prices move more sharply D. There is no relationship between the relative price movements of short-term and long-term bonds

C. Participating

Holders of both XYZ preferred stock and common shares are paid an annual dividend of $5 per share and then share equally in further dividends up to $1 share in any one year. In these circumstances, the preferred stock is known as: A. Cumulative B. Adjustable C. Participating D. Convertible

B. II, I, IV, III

Identify the sequence that correctly orders the claim of the obligations below, from first to last, on the assets of a corporation in bankruptcy. I. Taxes II. Unpaid Wages III. Preferred Stock IV. Subordinated Debt A. I, II, III, IV B. II, I, IV, III C. III, IV, I, II D. IV, III, II, I

D. Minimum dividend, but not the maximum

If ABC Corp. has a 6% participating preferred, the 6% represents the: A. Dividend payment B. Maximum dividend payment C. Maximum dividend, but not the minimum D. Minimum dividend, but not the maximum

C. Catastrophe

If IDB bonds are called because of condemnation, this would be covered under which of the following clauses in the bond indenture? A. Defeasance B. Refunding C. Catastrophe D. Refinancing

B. Reduction of the debt securities' interest rate

If a corporation attaches warrants to a new issue of debt securities, which of the following would be a resulting benefit? A. Dilution of shareholders' equity B. Reduction of the debt securities' interest rate C. Reduction of the number of shares outstanding D. Increase in earnings per share

B. He must accept the exercise notice

If an investor maintaining a short equity option is assigned an exercise notice, which of the following statements is TRUE? A. He may refuse exercise under certain circumstances B. He must accept the exercise notice C. He may offset his obligation with a closing transaction up the the end of trading on the same day D. He may offset his obligation with a closing transaction within 3 days

C. II and III

If y our client wished to purchase a preferred stock that would offer him the highest likelihood of assured income plus the opportunity to take part in the growth of the company's common stock, which of these features might he consider? I. Callable II. Convertible III. Cumulative A. I only B. I and II C. II and III D. I, II and III

A. Additional takedown + concession

In a municipal underwriting, total takedown can be described as: A. Additional takedown + concession B. Underwriting fee + additional takedown C. Underwriting fee + manager's fee D. Concession + manager's fee

D. II and IV

In a new municipal bond transaction, the accrued interest is calculated: I. From the trade date II. From the dated date III. Up to the interest payment date IV. Up to, but not including, the settlement date A. I and III B. I and IV C. II and III D. II and IV

B. Preferred

In a portfolio containing common stock, preferred stock, convertible preferred stock, and guaranteed common stock, changes in interest rates would most likely affect the market price of the: A. Common B. Preferred C. Convertible Preferred D. Guaranteed

A. TIC reflects the time value of money

In the context of municipal bond underwritings, what distinguishes the true interest cost from the net interest cost? A. TIC reflects the time value of money B. TIC reflects the credit risk C. TIC is the method requires by the IRS D. TIC produces a lower cost of borrowing for the issuer

A. I and II

In which of the following strategies would the investor want the spread to widen? I. Buy 1 RST May 20 put; write 1 RST May 25 put II. Write 1 RST Apr 45 put; buy 1 RST Apr 55 put III. Buy 1 RST Nov 65 put; write 1 RST Nov 75 put IV. Buy 1 RST Jan 40 call; write 1 RST Jan 30 call A. I and II B. I and IV C. II and III D. III and IV

B. Decreased

Interest rates have been rising for the past few days, which means that the price of bonds traded in the secondary market has: A. Increased B. Decreased C. Stayed the same D. Bond prices are not affected by interest rates

C. Individuals

Municipal broker's brokers deal with all of the following EXCEPT: A. Bank dealers B. Municipal dealers C. Individuals D. Institutions

B. The U.S. government guarantees a contribution to secure the bonds

New Housing Authority (NHA) bonds are relatively safe investment because: A. Rental income provides a hedge against inflation B. The U.S. government guarantees a contribution to secure the bonds C. They are backed by the full faith and credit of the issuing municipalities D. Banks buy these bonds

A. II and III

New issues of municipal securities are available in I. Bearer form II. Book-entry form III. Registered form IV. Registered as to principal only form A. II and III B. II, III and IV C. III and IV D. I, II, III and IV

C. A concession

Nonmembers of a syndicate buy the bonds at a discount called: A. A takedown B. A net designated price C. A concession D. The basis price

D. BBB

Of the following S&P rating shown here, below which one of them would all other S&P ratings be considered speculative? A. A B. B C. BB D. BBB

D. U.S. dollar

Options listed on U.S exchanges are available on all of the following currencies EXCEPT: A. Euro B. Japanese yen C. Canadian dollar D. U.S. dollar

B. I, II and III

REITs must I. invest at least 75% of their assets in real estate-related activities II. distribute at least 90% of their net investment income III. be organized as trusts IV. pass along losses to shareholders A. I and II B. I, II and III C. I and IV D. II and III

C. II and III

Seventy-five basis points is equal to I. 7.5% II. .5% III. $7.50 IV. $75.00 A. I and III B. I and IV C. II and III D. II and IV

C. Stock Dividends

Shareholders approval is required for all of the following corporate events EXCEPT: A. Stock splits B. The acceptance of a tender offer C. Stock Dividends D. The issuance of convertible bonds

D. Backed by sales and/or excise taxes

Special tax bonds are: A. General Obligation bonds B. Self-supporting bonds C. Backed by property taxes D. Backed by sales and/or excise taxes

A. Short-term financing

TANs, RANs, and BANs are issued by municipalities seeking: A. Short-term financing B. Special tax assessments for GO bonds C. Bond insurance D. Financing for low-cost housing

B. I and III

The Bond Buyer Revenue Bond Index I. Includes 30-year bonds II. Includes 20 bonds III. Is compiled weekly A. I and II B. I and III C. II and III D. I, II and III

C. Information to be provided by municipal issuers

The MSRB is authorized to adopt rules concerning all of the following EXCEPT: A. Form and content of price quotations B. Sale of new issues to related portfolios C. Information to be provided by municipal issuers D. Records to be maintained by municipal dealers

C. Ex-Dividend Date

The board of directors is responsible for setting all of the following EXCEPT: A. Declaration Date B. Payable Date C. Ex-Dividend Date D. Record Date

C. Par and the call price

The call premium on a municipal bond trading above par is best described as the difference between: A. The market price and par B. The market price and the call price C. Par and the call price D. The amortized premium and the annual interest

C. The agreement among underwriters

The document that establishes the municipal syndicate as either Eastern or Western and establishes the terms for operation of the syndicate is known as: A. The underwriting agreement B. The trust indenture C. The agreement among underwriters D. The bond resolution

C. 7.5 million

The following chart shoes the capital transactions of ABC Corporation. DATE EVENT AMOUNT 10-19-96 Initial Offering 6 million shares 4-1-00 Treasury Purchase 500,000 shares ABC wants to raise additional capital by selling 2 million shares through a rights offering and engages an underwriter on a standby basis. By expiration date, ABC was able to sell only 1 million shares to existing shareholders. After expiration, how many shares does ABC have outstanding? A. 6.5 million B. 7.0 million C. 7.5 million D. 8.0 million

A. I and II

The interest from which of the following bonds is exempt from federal income tax? I. State of California II. City of Anchorage III. Treasury Bonds IV. GNMA A. I and II B. I, II and IV C. III and IV D. I, II, III and IV

B. Industrial development revenue bonds

The interest from which of the following bonds would be included in the alternative minimum tax calculation? A. General Obligation bonds B. Industrial development revenue bonds C. TANs D. Special assessment bonds

B. Bearish

The market attitude of a customer who sells a call spread is: A. Bullish B. Bearish C. Speculative D. Neutral

B. There is no accrued interest

The term TRADING FLAT means: A. The bond is in default B. There is no accrued interest C. The price of the bond has remained level D. The bond is sold without markup or commission

C. II and III

Treasury stock I. has voting rights and is entitled to a dividend when declared II. has no voting rights and no dividend entitlement III. has been issued and repurchased by the company IV. is authorized but unissued stock A. I and III B. I and IV C. II and III D. II and IV

B. Income Bonds

Which of the following bonds trade flat? A. Revenue Bonds B. Income Bonds C. GO Bonds D. Mortgage Bonds

A. I and III

Which of the following describes the responsibilities of a municipal fiance professional (MFP)? I. An associated person of a broker/dealer engaged in municipal securities representative activities other than retail sales II. A registered representative engaged in the retail sale of municipal securities to individual investors III. Is subject to the political contribution rules as outlined in MSRB Rule G-37 IV. Is not subject to the political contribution rules as outlined in MSRB Rule G-37 A. I and III B. I and IV C. II and III D. II and IV

A. State governments

Which of the following governmental bodies receive the least amount of their revenues from property taxes? A. State governments B. County governments C. Municipalities D. School districts

D. I, II, III and IV

Which of the following have authority to enforce MSRB rules? I. FDIC II. FINRA III. Comptroller of the Currency IV. Federal Reserve Board A. I and II B. I, II and IV C. III and IV D. I, II, III and IV

A. I and II

Which of the following have equity positions in a corporation? I. Common stockholders II. Preferred stockholders III. Convertible bondholders IV. Mortgage bondholders A. I and II B. I and III C. II and III D. I, II, III and IV

C. Hospital bond backed by revenue and taxes

Which of the following is a double-barreled bond? A. New Housing Authority bond B. Project note C. Hospital bond backed by revenue and taxes D. GO bond to construct a new grade school

A. PACs

Which of the following mortgage-backed securities would provide investors with the most predictable maturity date? A. PACs B. TACs C. GO Bonds D. Revenue Bonds

D. I, II, III and IV

Which of the following procedures is (are) required when opening an options account? I. The registered representative must document that the client has received a current OCC disclosure document II. The background and financial information provided by the client must be verified by the client and returned in 15 days III. If there is a material change in the client's financial status, amendment of the options agreement is required IV. Any recommendations must consider the financial needs and financial situation of the client A. I only B. I, III and IV C. II only D. I, II, III and IV

C. New high school

Which of the following projects is most likely to be financed by a general obligation rather than a revenue bond? A. Municipal hospital B. Expansion of an airport C. New high school D. Public golf course

C. II and III

Which of the following regarding U.S. government agency obligations are TRUE? I. They are direct obligations of the U.S. government II. They generally have higher yields than direct U.S. obligations III. The Federal National Mortgage Association is a publicly traded corporation IV. Securities issued by GNMA trade on the NYSE floor A. I and II B. I and III C. II and III D. II and IV

D. All of the above

Which of the following should a registered representative consider before recommending a municipal security? A. Customer's state of residence B. Customer's tax status C. Municipal security's rating D. All of the above

C. II and III

Which of the following statements regarding Treasury bills are TRUE? I. They are sold in minimum denominations of $10,000 II. They mature in less than 1 year III. Their interest is exempt from taxation at the state level IV. They are capable by the U.S. Treasury at any time before maturity A. I and II B. I and III C. II and III D. II and IV

C. Bond call premiums generally compensate the bondholder for interest payments lost if the bond is called

Which of the following statements regarding callable municipal bonds is TRUE? A. Noncallable bonds usually yield more than callable bonds B. Bonds are typically called when interest rates are rising C. Bond call premiums generally compensate the bondholder for interest payments lost if the bond is called D. As interest rates rise, callable bonds trading at a premium will generally rise in value

D. Dividends on common stock are paid at the discretion of the board of directors and may be paid whether there are earnings or not

Which of the following statements regarding dividend payments on common stock is TRUE? A. They must be paid if the corporation has earnings B. Dividend payments are always in direct proportion to corporate earnings C. Dividends are sometimes paid before preferred stockholders receive theirs D. Dividends on common stock are paid at the discretion of the board of directors and may be paid whether there are earnings or not

B. I, III and IV

Which of the following statements regarding eurodollar bonds are TRUE? I. U.S. investors are not subject to currency risk II. Non-U.S. issuers are not subject to currency risk III. They are issued outside of the United State IV. Interest and principal are paid in U.S. Dollars A. I and III B. I, III and IV C. II and III D. II and IV

C. II and III

Which of the following statements regarding the good faith deposit submitted by interested bidders are TRUE? I. It is usually 1-2% of the total par value of the bonds offered II. It is usually 10% of the total par value of the bonds offered III. If the bid is unsuccessful, it is returned to the underwriting syndicate IV. If the bid is unsuccessful, it is retained by the issuer A. I and III B. I and IV C. II and III D. II and IV

C. Warrants are issued with other securities to make the offering more attractive

Which of the following statements regarding warrants is TRUE? A. Warrants give the holder a perpetual interest in the issuer's stock B. The term of a warrant is generally shorter than the term of a right C. Warrants are issued with other securities to make the offering more attractive D. Warrants are safer than corporate bonds

C. Revenue Bonds

Which of the following types of municipal bond issues are associated with a flow of funds? A. TANs B. General Obligation bonds C. Revenue Bonds D. All of the above

D. II and IV

Which of the following would be found in the agreement among underwriters for a municipal bond offering? I. Legal opinion II. Amount of the concession III. Appointment of the bound counsel IV. Establishment of the takedown A. I and III B. I and IV C. II and III D. II and IV

B. I, II and III

Which of the following would most likely be found in a money market fund's portfolio? I. T-bills II. T-bonds with less than 1 year to maturity III. Negotiable CDs IV. Common stock A. I and II B. I, II and III C. III and IV D. I, II, III and IV


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