Southern and western
#4. New individual mernbers of an HMO must choose a
Primary .care physician
W10. All of the following are true of annually renewable term insurance EXCEPT
Proof of insurability mus be povided at each renewal
#9. An insurer mails an insurance policy to a new policyowner. When the insurer relinquishes control of the policy, the policy is considered
Delivered
#12 Which of the following is NOT a standard exclusion in life insurance policies?
Disability
#3 Decreasing Term insurance is often used to
a) Cover amortgage
#1 How does insurance distribute the financial consequences of individual losses? the insured.
c) It transters the risk to all persons insured
#5. The purpose of the Fair Credit Reporting Act is to
c) d Protect consumers against the circulation of inaccurate or obsolete personal or financial information,
#2. Which of the following is consideration on the part of an insurer?
di Paying a claim
#6. Who is the annuity owner?
a The person whD purchases the annuity