Southern and western

#4. New individual mernbers of an HMO must choose a

Primary .care physician

W10. All of the following are true of annually renewable term insurance EXCEPT

Proof of insurability mus be povided at each renewal

#9. An insurer mails an insurance policy to a new policyowner. When the insurer relinquishes control of the policy, the policy is considered

Delivered

#12 Which of the following is NOT a standard exclusion in life insurance policies?

Disability

#3 Decreasing Term insurance is often used to

a) Cover amortgage

#1 How does insurance distribute the financial consequences of individual losses? the insured.

c) It transters the risk to all persons insured

#5. The purpose of the Fair Credit Reporting Act is to

c) d Protect consumers against the circulation of inaccurate or obsolete personal or financial information,

#2. Which of the following is consideration on the part of an insurer?

di Paying a claim

#6. Who is the annuity owner?

a The person whD purchases the annuity