T6801 Final Exam

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During which years were the "Baby Boomer" generation born? The term "Baby Boom" is used to identify a massive increase in births following World War II. Baby boomers are those people born worldwide between ______________?, the time frame most commonly used to define them. a. 1959-1972 b. 1920-1940 c. 1939-1941 d. 1946-1962

1946-1962

The US is the only developed nation without universal health care. Nearly 28 million non-elderly Americans, or 10.4%, were uninsured in 2018. But now that the US is facing a coronavirus pandemic, the flaws have far greater -- and even deadly -- repercussions. Current US Health Care accounts for what percentage of the US Economy? a. 5% b. 10% c. 20% d. 25%

25%

The Temporary Assistance for Needy Families (TANF) program is designed to help needy families achieve self-sufficiency, but it is only temporary assistance with lifetime limits. How many total years, in a lifetime, can a family receive benefits through TANF? a. 2 years b. 5 years c. 7 years d. 10 years e. None of the above

5 years

Seventeen out of every 10,000 people in the United States were experiencing homelessness on a single night in January 2019. Today, these numbers have dramatically increased as COVID-19 is creating a health and economic crisis in America and throughout the world. Black Americans, multiracial Americans, and Hispanics/Latinxs are far more likely to be homeless than the national average and white Americans. What is the primary contributing factor that causes Homelessness in the United States is ________________? a. Substance abuse b. An unwillingness of some people to pay rent c. A lack of affordable housing for those with very low income d. Mental illness e. None of the above

A lack of affordable housing for those with very low income

In the United States, which group of children are likely to be disproportionately in out-of-home placement (also called foster care) which includes family foster care, kinship care, treatment foster care, and residential and group care? a. African American children b. Native American children c. Hispanic children d. White children e. African American and Native American children

African American and Native American children

Health care remains a major theme in our national conversation. And as we approach 2021, the heated debate about the right path forward to fix what ails our current US Health Care system will be a priority for both political parties. What are some of the concerns driving the current health care debate to reform the system? a. Reducing the cost of administering the health care system b. Cost c. Covering the uninsured d. Covering immigrants e. All of the above

All of the above

Medicare and Medicaid are two government programs that provide medical and other health-related services to specific individuals in the United States. Medicaid is a social welfare or social protection program, while Medicare is a social insurance program. a. Were both enacted in 1965 b. Differ in that Medicare is a universal program while Medicaid is income tested c. Provide health insurance for respectively older adults and low-income individuals d. All of the above e. None of the above

All of the above

Social Security Benefits are now expected to be payable in full on a timely basis until 2037, when the trust fund reserves are projected to become exhausted. Which of the following factor(s) contribute to the depletion of the US Social Security Trust Fund? a. The US increased life expectancy b. The US fertility rates c. The US labor market participation rates d. All of the above e. None of the Above

All of the above

The Social Security Administration doesn't just give away benefits at random, in order to collect Social Security as a senior, you'll need 40 work credits in your lifetime. These workers that have contributed financially to Social Security earn entitlements upon their: a. Death of a spouse b. Death c. Retirement d. Disability e. All of the above f. None of the above

All of the above

United States employers help to shape the work conditions that parents and families face, they play a vital role in policy debates about how to address work-family pressures. There are more single-parented headed households today than any other time in recent history. The majority of those families are headed by a single mom. In fact, 57% of millennial moms are unmarried moms. How can employers offer support to parents who are supporting and raising children? a. Minimum wage b. Fixed work hours c. Family Leave policies d. All of the above

All of the above

(Please note: This question will show a checkbox next to each answer, and the student must select ALL the answers you mark as correct) The long-run deficit in the Old Age Insurance Program can be eliminated by three of the following factors: a. Any combination of cuts in benefits and increase of revenues b. Increases in future revenues c. Cut in future benefits d. Flat tax to increase revenues e. None of the Above

Any combination of cuts in benefits and increase of revenues; Increases in future revenues; Cut in future benefits

Just as in 2020, in 2021 the child tax credit pays up to $2,000 for children 16 or younger at the end of the tax year. You're only allowed to claim the credit if the child qualifies and is your dependent for tax purposes. But according to Prof. Garfinkel, The Child Allowance is better than Child Tax Credit because: a. Child allowance is small enough to prevent dependency b. Child allowance provides stable guaranteed income to the poorest families c. Child allowance guarantees a tax refund at the end of the year d. Child allowance program is much cheaper than present government child expenditures

Child allowance provides stable guaranteed income to the poorest families

Prof. Garfinkel's readings discussed "Platforms, Floors & Safety Nets", he placed "Social Insurance Programs" in which category or categories? Safety Net + Platform a. Floor b. Platform c. Floor + Safety Net d. None of the Above

Floor

Which if the following does the United States spend the most social welfare dollars per person on? a. Healthcare b. Affordable Housing c. SNAP & WIC programs d. None of the above

Healthcare

Medicare Part A and B are federally funded plans that come with different coverages. Part A is free, and the patients need not pay a premium for the coverage. Part B people have to pay some premium for coverage. Part A and B cover different types of medical costs, what does Part A pay for? a. Prescription medications b. Hospital care c. Primary doctors d. All healthcare costs

Hospital care

According to a recent Children's Bureau at HHS' Administration for Children and Families (ACF) Child Maltreatment Report, an estimated 3.5 million children who were the subject of an investigation or alternative response, an estimated 674,000 children were determined to be victims of maltreatment - what form of maltreatment was most reported? a. Emotional abuse b. Neglect c. Sexual abuse d. None of the above

Neglect

President Lyndon B. Johnson signed Medicare into law in 1965. In 2019, 60.6 million Americans received coverage through Medicare. Enrollment had stood at fewer than 50 million people as of 2014, but enrollment has been rapidly growing as Baby Boomers turn 65. Medicare can best be described as a health insurance program for _____________? a. Older adults b. The poor c. All US citizens d. Immigrants

Older adults

The Supplemental Security Income (SSI) is a safety net program that can help make ends meet but participants must meet the needs-based standards. SSI provides a safety net to one of the following target populations, ______________ who meet these asset and income criteria? a. Veteran and their families b. Unemployed persons c. People injured on the job d. Older adults with low-income and persons with disability e. None of the Above

Older adults with low-income and persons with disability

The Social Security Disability Insurance (SSDI) program pays benefits to you and certain family members if you are "insured," to receive Social Security Disability benefits, one must: a. Apply for Supplemental Security Income b. Be of any age c. Have Medicaid d. Pass the recent work and duration of work tests e. a & b f. All the Above

Pass the recent work and duration of work tests

The United States has long-been a beacon of hope for individuals around the world seeking protection and refuge. Our immigration policies must continue to protect those who need it - the US primary provides humanitarian immigration through which of the following? a. Family reunification visas b. Temporary work visas c. Green cards d. Refugee visas

Refugee visas

The ACA significantly changed the healthcare system in the U.S. by reducing the amount individuals and families paid in uncompensated care. The act requires every American to have health insurance and provides assistance to those who cannot afford a plan. Mandating coverage in the Affordable Care Act (ACA) does NOT mean: a. Requiring most employers to cover their employees b. Requiring doctors to treat everyone c. Requiring every American to maintain health insurance coverage d. All of the above

Requiring doctors to treat everyone

Beginning in 1990, the United States Food Stamp program launched a new electronic benefit transfer card system, similar to debit cards tied to benefits accounts, replacing the traditional paper food stamps. In 2008, came another change in the food stamp program's name to _______________? The program served nearly 40 million Americans in 2018. a. Supplemental Nutrition Assistance Program (SNAP) b. Food Stamp Support Program (FSSP) c. Supportive Nutrition Assistance Program (SNAP) d. None of the above

Supplemental Nutrition Assistance Program (SNAP)

The Federal program SSI designed to help aged, blind, and disabled people, who have little or no income. What does the abbreviation SSI stand for? a. Senior Security Income b. Supportive Security Income c. Supplemental Security Income d. None of the above

Supplemental Security Income

Funding for Social Security Retirement benefits was threatened when President Donald Trump indicated he'd prefer to eliminate the current funding source of tax after the 2020 election with another funding source. Social Security Retirement receives the bulk of its funding through this source: a. The sales tax b. The income tax c. The payroll tax d. General revenue

The payroll tax

African Americans are disproportionately impacted by Social Security in what way? a. They benefit from the progressive benefit structure b. They receive retirement benefits for a shorter period of time than c. Whites because they have higher mortality rates d. They are more likely than whites to receive disability and survivor benefits e. All of the above

They receive retirement benefits for a shorter period of time than Whites because they have higher mortality rates

US Government social insurance programs provide a safety net for many US citizens, these primary social insurance programs provide recipients with money, pension management and health care assistance, etc. But, social insurance benefits in the United States are limited to only qualified recipients, who qualifies for social insurance benefits? a. Everyone regardless of work and income history b. Those who have worked and contributed to the system c. Everyone who has more than $200,000 income d. Restricted to government workers, including military e. None of the above

Those who have worked and contributed to the system

Recently, the California's legislature passed one of the nation's strictest mental health parity bills. What is the goal of mental health parity? a. To assure that mental health expenses are only covered by Federal funding b. To assure that mental health coverage is equivalent to physical health coverage c. To assure that mental health coverage and expenses are reduced d. None of the above

To assure that mental health coverage is equivalent to physical health coverage

The Temporary Assistance for Needy Families (TANF) program is designed to help needy families achieve self-sufficiency. States receive block grants to design and operate programs that accomplish one of the purposes of the TANF program. But, which of the following is NOT a governmental goal of the TANF program? a. To prevent out-of-wedlock pregnancies b. To prevent child poverty c. To promote marriage d. To end dependence of poor parents on the government

To prevent child poverty

Child Protective Services (CPS) is a very important agency, what are the core objectives of CPS? a. To decrease the poverty rates, improve parenting and to ensure child safety b. To better educate children from low-income families and help adoptive/foster parents c. To prevent maltreatment and create permanency for child's well-being d. To monitor parents' child disciplinary behavior and punish parents for maltreatment e. All of the above

To prevent maltreatment and create permanency for child's well-being

Federal Housing expenditures disproportionately benefit, homeowners or renters? a. True b. False c. No difference, both benefit the same

True

If the United States passes a new immigration policy which included a completely unrestricted open border policy, it would likely overwhelm our current social welfare system? a. True b. False

True

Supplemental Security Income (SSI) is a Federal income supplement program designed to help aged, blind, and disabled people, who have little or no income; and It provides cash to meet basic needs for food, clothing, and shelter. How does the government fund this program? a. Social Security taxes & trust funds b. Social Security Disability program c. Social Security trust funds d. U.S. Treasury general funds e. None of the above f. All of the above

U.S. Treasury general funds

The Affordable Care Act (ACA) is the comprehensive healthcare reform signed into law by President Barack Obama in March 2010 — the law includes a list of health care policies intended to extend health-insurance coverage to millions of uninsured Americans. However, the ACA doesn't provide coverage and excludes which of the following populations? a. Undocumented immigrants b. Older adults c. People with severe disabilities d. People with employer-provided insurance e. None of the above

Undocumented immigrants


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