XCEL Chapter 15
Bill requires some nursing care and supervision but NOT full-time care. Which of these nursing home options would best serve him? A. Nursing home B. Assisted living C. Congregate housing D. Custodial residence
Assisted living
Which of the following nursing home options would BEST suit an individual who needs some nursing care and supervision but NOT full-time care? A. Custodial care homes B. Assisted living facilities C. Skilled nursing facilities D. Congregate housing
Assisted living facilities
Tom has a home health care benefit and is confined to his home. Which of these benefits is NOT typically covered? A. Part-time nursing care B. Full-time nursing care C. Physical therapy D. Home health aides
Full-time nursing care
Which type of long-term care benefit would be most appropriate for a stroke victim who requires speech therapy administered at her home? A. Respite care B. Continuing care C. Home health care D. Custodial care
Home health care
Which of the following statements is TRUE about Medicaid? A. It is health insurance for the elderly B. It is administered by the Federal government C. It is funded by federal, state, and local taxes D. Coverage includes compulsory hospital and voluntary supplementary medical insurance
It is funded by federal, state, and local taxes
The purpose of Medicare Supplement Insurance is to address gaps in Medicare coverage, which can include A. Medicare in-hospital deductible B. replacing HMO coverage C. covering chiropractic treatment D. treatment provided in a government hospital
Medicare in-hospital deductible
Which of these gaps in Medicare coverage is addressed with Medicare Supplemental Insurance? A. Medicare in-hospital deductible B. Dental work C. Nutritional supplements D. Chiropractic care
Medicare in-hospital deductible
Which type of plan would be most appropriate for an individual on Medicare and concerned that Medicare will NOT pay for charges exceeding the approved amount? A. Medicaid B. Long-term care C. Medicare supplement Plan F D. Comprehensive major medical
Medicare supplement Plan F
Joe is a Medicare participant who receives his benefits through a Managed Health Care Plan. Which Medicare plan does he have? A. Part A B. Part B C. Part C D. Part D
Part C
Generally speaking, which three levels of care are Long-Term Care policies provided with? A. Disability, acute care, and hospitalization B. Accident, medical care, and rehabilitation C. Psychological, acute care, and assisted living D. Skilled nursing, intermediate, and custodial care
Skilled nursing, intermediate, and custodial care
A Medicare Supplement Policy is A. government insurance designed to provide healthcare to the elderly B. designed to provide prescription drug coverage to the elderly C. designed to fill in the gaps of Part A and Part B Medicare D. a supplement to Medicare Advantage Part C
designed to fill in the gaps of Part A and Part B Medicare
Benefits provided by a Medicare Supplement policy must NOT A. be payable to the insured B. duplicate Medicare benefits C. be sold to individuals under 70 D. charge additional premiums
duplicate Medicare benefits
Long-Term Care policies may provide coverage for claims arising from A. senile dementia B. acute care in hospital C. alcoholism D. drug addiction
senile dementia
Continuous 24-hour care provided by licensed medical professionals under the direct supervision of a physician is called A. adult day care B. home health care C. skilled nursing care D. custodial care
skilled nursing care
A Medicare Supplement basic benefit is A. the first 3 pints of blood per year B. respite care C. disability income D. term life insurance
the first 3 pints of blood per year