BLaw ch. 20 T/F
The fair debt collection practices act applies to anyone who attempts to collect a debt.
False
A collection agency is not obligated to inform a debtor of his or her right to dispute a debt
False
Misinformation in a consumer's credit file cannot be deleted
False
No federal agencies regulate sales
False
One who leases consumer goods in the ordinary course of business does not have to disclose any material term in writing.
False
The same laws that apply to other media genrally protect consumers online
True
an advertiser cannot fax ads to consumers without their permission
True
labels must be accurate
True
Advertising will be deemed deceptive if a consumer would be misled by the advertising claim
True
The TILA applies to creditors who, in the ordinary course of business, sell goods on credit to consumers
True
