BLaw ch. 20 T/F

The fair debt collection practices act applies to anyone who attempts to collect a debt.

False

A collection agency is not obligated to inform a debtor of his or her right to dispute a debt

False

Misinformation in a consumer's credit file cannot be deleted

False

No federal agencies regulate sales

False

One who leases consumer goods in the ordinary course of business does not have to disclose any material term in writing.

False

The same laws that apply to other media genrally protect consumers online

True

an advertiser cannot fax ads to consumers without their permission

True

labels must be accurate

True

Advertising will be deemed deceptive if a consumer would be misled by the advertising claim

True

The TILA applies to creditors who, in the ordinary course of business, sell goods on credit to consumers

True