business

Most stocks have betas between

0.5 and 2.0

A guardian is named in a will to provide personal for minor children in the event that both parents die

care

Any property that has been acquired by either spouse during marriage is called property

community

The potential return on an investment should be:

directly related to the risk assumed.

You must consider having to pay that the stock earns and the fact that you need the stock to decrease in price when selling in order to make a profit from the transaction. This is found in the discussion on selling short

dividends, short

The market hypothesis assumes all information is factored into the stock price by investors.

efficient

The financial impact of illness includes:

income loss, hospital expenses

A(n)_______ policy provides specified benefits regardless of whether the actual expenses are greater or less than the benefits. A(n) _________policy provides benefits based on the actual expense.

indemnity, reimbursement

Which of the following investments are prohibited from being held in an IRA

life insurance collectibles securities bought on margin precious metals

The goals of insurance include:

minimize personal risk, minimize property risk

A growth company generally:

pay little or no dividend

The strategies for reducing the financial impact of illness include:

purchase health insurance, practice health enhancing behaviors, use medicare

If future earnings expectations increase, the price of the stock will

rise

blue chip, penny stock, growth stock, cyclical stock

safe, less than a dollar, high earnings, follows pattern

You lose buying or purchasing power when

the rate of return on your investment is less than inflation

Many people often overlook disability income insurance because:

they feel young and healthy now.

A(n) is the creator or grantor of a trust

trustor

Probate is the legal procedure of proving a will

valid, invalid

After a divorce, the ______ parent can usually still include their children on their health plan if they live with a nonworking custodial parent.

working

Select all that apply Which of the following are true about a life insurance trust? Multiple select question. Even if circumstances change, a life insurance trust cannot be revoked during the creator's lifetime. It is established when you are living and the trust receives insurance proceeds upon death. Assets are derived from life insurance proceeds. It receives the proceeds of life insurance policies upon your death with the funds to be managed in accordance with predetermined objectives.

It is established when you are living and the trust receives insurance proceeds upon death. Assets are derived from life insurance proceeds. It receives the proceeds of life insurance policies upon your death with the funds to be managed in accordance with predetermined objectives.

Name an independent, nonprofit membership corporation that provides protection against the cost of surgical and medical services.

blue shield

A long-term technique used by investors who purchase an equal dollar amount of the same stock at equal intervals is called

dollar cost averaging

In the case of a divorce, the working spouse can often continue to cover the children of the nonworking spouse under their group medical plan.

employer

A share of stock is selling on June 11. The corporation is issuing a dividend payment on June 13. The stock is most likely selling

ex-dividend

The will must name an who will ensure your estate is distributed according to your wishes

executor

Administrative costs in the United States are much higher than those in other nations due to activities such as:

filing reimbursement claims, enrolling beneficiaries in a health plan, paying health insurance premiums, checking eligibility

safe investments are

government bonds certificates of deposit and certain stocks mutual funds and corporate bonds

Match these company types with potential dividends.

growth company matches Choice typically no dividend

One difference between point-of-service (POS) plans and preferred provider organizations (PPOs) is that POS plans:

have primary care physicians who coordinate patient care.

Gifts made to certain recognized charitable or educational organizations are exempt from which of the following?

inheritance tax estate tax gift tax

The benefits of establishing a trust include: Multiple select question. providing for the payment of estate taxes. eliminating estate income taxes. avoiding probate. eliminating estate gift taxes. providing income to beneficiaries. reducing estate taxes. ensuring your property serves a desired purpose after your death.

providing for the payment of estate taxes. avoiding probate. providing income to beneficiaries. reducing estate taxes. ensuring your property serves a desired purpose after your death.

A will is often called an "I love you" will and is sufficient for smaller estates. This is a one-word answer

simple

A simple will cannot be used to pass estate assets on to anyone other than a(n)

spouse

Corporate dividends for common stock may take the form of cash, additional , or company

stock, property