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Credit reporting agencies keep records on which of the following:

All of the Above

Which of the following things will affect your credit score:

All of the above

the form you receive from your employer in January that shows all income from the previous year is the_______

W-2

the form you fill out when you first begin a job is a______

W-4

To maintain a good credit score you must:

manage your debt wisely

The amount of money you're paid, after all taxes and deductions are taken out of your paycheck is called:

net pay

Which of the following expenses would be a good reason to spend money from an emergency fund?

repair your laptop that you use for homework

When you start a new job, you fill out a W-4 form to:

to determine how much federal income tax your employer should withhold from

What will happen to your credit score if you do not manage your debt wisely?

your credit score will go down

the form to use to file your yearly income taxes is a________

1040

Which rate would be the best APR on your credit card?

6%

Which would be the best credit score?

750

Which savings account will earn you the most money?

One that compounds interest daily

Which is a positive reason for using a credit card to finance purchases?

Paying it off on time can help build your credit history

your pay rate before taxes and deductions are held out is your_______

gross pay


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