Chapter 8 quiz

Respite Care coverage is typically found in a(n)

Long Term Care policy

Medicare Part B excess charges are covered by

Medicare Supplemental insurance

Medicare Part A does NOT provide coverage for

the first 3 pints of blood

Medicare supplement insurance that provides a preventative medical care benefit will often cover

yearly physical examinations

Emergency health care coverage for Medicare enrollees traveling abroad is

---a Medicare Supplement additional benefit". Medicare Supplement policies provide foreign travel emergency health care coverage as an additional benefit.

Linda is covered with long-term care insurance and has early-stage Alzheimer's. She is still able to reside in her home while receiving primary care, as opposed to moving into a nursing home. All of the following long-term benefits encourage this EXCEPT for

---custodial care is typically associated with the services provided at a nursing home

A Medicare Supplement policy is required to do which of the following?

--30 day free

Which of the following is a true statement regarding a Medicare Supplement policy purchased during the open enrollment period?

--The policy will be issued regardless of health

Which of the following is NOT covered by a comprehensive long-term care policy?

--acute care

Which of the following describes coverage for the Medicare Part B coinsurance?

--core benefit

What type of doctor-ordered care assists an individual with performing basic daily activities such as bathing, dressing, and eating?

--custodial care

Long Term Care policies will usually pay for eligible benefits using which of the following methods?

--expense incurred

Terry receives long-term physical therapy at her residence. What type of insurance would cover this service?

--home health care

Some standard Medicare Supplement policies include which benefit?

--hospice care

Medicare Supplement insurance requires an individual to be at least how old for open enrollment?

--no min age

Long-term care policies normally cover expenses associated with

--nursing homes

Which would NOT be a location where skilled nursing care is provided?

--personal residence

Patrick purchased a long-term care policy. He has a health condition for which medical treatment was recommended by a physician within 6 months prior to the policy's effective date. This condition is called a(n)

--pre-existing condition

Qualified long-term care premiums are treated for tax purposes as

--tax-deductible to the extent they exceed 7 1/2% AGI

In long-term care insurance, what is the length of time for which claims will be paid?

Benefit period

A health plan offered by private insurance companies

a Medicare Supplement