code and ethics missed questions
core benefits are included in all Medicare supplemental policies. What percentage of Part B coinsurance is required?
20%
in contrasting stock insurers with mutual insurers, which statement is true?
stock insurers are owned by the shareholders, and issue nonparticipating policies
a warranty may relate to which of the following?
the past, the present and the future
federal law makes it illegal for any individual convicted of a crime involving dishonesty or breach of trust to work in the business of insurance affecting interstate commerce
without receiving written conset from an insurance regulatory authority
the Commissioner may disapprove the use of any mane for a liscensee for any of the following reasons EXCEPT
the licensee already has an approved name
considering the California Insurance Code's definition of an insurable event, which of the following statements is true?
the more predictable a loss, the more insurable it is
an Oregon insurer wants to transact busines in California. What document must it receive first?
Certificate of Authority
Jordan purchased a "core policy"(Plan A) to supplement her Medicare coverage. Following a stay in the hospital, Jordan found that her supplement coverage paid for all of the following EXCEPT
Part A deductible
an applicant for insurance license has had a previous application for a professional liscense denied for cause within the last 5 years. The insurance Commissioner may
deny the application without hearing
Under HIPAA portability, which of the following are NOT protected under required benefits?
groups of one or more
an insured negligently misrepresented information on his auto insurance policy. Under which circumstances will he be able to avoid policy cancellation?
if he provides corrected information to the insurer within 20 days after recieving notice of cancellation
a fraternal benefit society
is operated for the benefit of its memebers
when may a representation be withdrawn by the applicant?
only beofre the insurance is in effect
which of the following is NOT excluded from the California Life and Annuity Replacement Law?
purchasing a new policy that will take the place of an exisiting policy
