DECA: BFS 2015 Questions

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encryption techniques

To secure confidential financial data that are transmitted through the Internet, businesses often use

Storyboard

Todd created a graphic organizer to illustrate his business's quality-control processes. He used a combination of pictures, graphs, and simple statements to sequentially present the information. What did Todd develop?

When consumer spending increases

Under what circumstances would stock prices increase?

herd behavior among investors.

Financial globalization tends to cause an increase in

help to motivate employees.

Group orientation sessions for new employees are very important because they

Credit Union

Henry is a professional banker. Only certain people--"members"--may save at or borrow money from his deposit-taking financial institution. Henry most likely works for a(n)

obstruction of justice

If an accounting firm deliberately conceals information about a client's financial status, the government may charge the business with

timing

In relation to recording business transactions, a primary difference between the cost and accrual accounting systems is

website

Job seekers can often find out about local employment opportunities by accessing a business's

To avoid being denied credit

Why is it important for individuals to periodically validate their credit histories?

Data-definition

Yvonne is running a query to create, delete, or modify other database objects. What type of query is Yvonne running?

exceeding customer expectations

"Big Q" focuses on

Artificial neural networks

A business owner is concerned that some of his employees may be using their company credit cards to make personal purchases. Which data-mining technique should the owner use to review the employees' credit card transactions each month to identify questionable transactions?

7.58%

A mutual fund's total liabilities are $5,600,000, and its assets total $7,950,000. There are currently 31,000,000 shares outstanding. What is the net asset value of the fund?

1.05%

According to today's stock quotation table, the current price of Macy's stock is $18.99 per share. Last year, the company paid investors a dividend of $0.20 per share. What is the current yield on Macy's stock?

is short and typed

After a job interview, an applicant should prepare a follow-up letter that

stockbroker

After passing the General Securities Registered Representative Examination or the Canadian Securities Course exam, a businessperson obtains licensure or certification that allows him/her to work as a(n)

Steward

By protecting financial information from tampering, loss, and unauthorized use, a financial-information management professional acts as a(n) __________ of that financial information.

$6,500

Calculate a business's total cash receipts for one month if it had cash sales of $6,500, credit sales of $2,450, cost of goods sold of $2,725, and total expenses of $1,980.

create a favorable impression.

One of the major functions of business maintenance is to

guide her decision making

Susan wants to obtain a loan to purchase business equipment. She calls different banks to obtain information about the interest rates and the types of loans available, so she can determine which bank is the best option. Susan is analyzing the financial information that she is collecting to

Treasury Bills

Thad is investing in a money market, which buys and sells products such as

Affinity Fraud

Walt purchased stock based on false information from an online message board. The scammers who posted the information had purchased the stock and hyped it up on the Internet to encourage unsuspecting investors to buy it and drive up its price. After the price went up, the scammers sold off their stock. The price of the stock then fell, leaving Walt with worthless stock. Walt was the victim of?

Serves as a temporary holding area for files and programs

What is the primary function of the Random Access Memory (RAM) component of a computer?

To highlight reference material

What is the purpose of developing and using graphics in business reports?

Income

What type of tax are businesses required to pay on the profits they earn?

Purchasing Power

What usually decreases as the rate of inflation increases?

take personal responsibility for making the changes

When making a plan for improvement, the coachee's job is to

Revenue recognition

Which of the following budgeting software applications tracks a business's cash, interest, and dividends

"Confidence in itself is the secret of success"

Which of the following demonstrates the correct method to ensure that all words in a phrase are included in a web search

Environmental

Which of the following factors affecting the business environment is represented by the business's location:

Education

Which of the following is a financial want rather than a financial need:

Scheduling

Which of the following is a production activity

Comparative statement

Which of the following is a tool that enables financial managers to identify changes or trends in production costs by reviewing the same types of data from different periods of time

Interoffice memo

Which of the following is an example of persuasive messages that businesses write:

Tax increases

Which of the following is an uninsurable external risk to businesses

Desire for illiquid assets

Which of the following is not a factor contributing to financial convergence and consolidation:

Actively participating in a local professional association for the finance industry

Which of the following would afford finance professionals the best opportunity to build long-lasting relationships with other finance professionals

Small businesses

Which type of business is known for often being the most innovative?


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