fnial ganarantee

An oral or written temporary contract for insurance is referred to as a: A Certificate of insurance B Binder C Policy D Proof of coverage

A

Garagekeepers coverage covers which of the following claims? A A pedestrian is injured during a mechanic's road test B A customer's car is damaged by a garage mechanic C Damage to an automobile dealer's stock in their garage D A customer is injured after slipping in the auto garage

B

A rental home insured on a Basic Form Dwelling policy becomes uninhabitable after a fire. The loss of rental income to the landlord is: A An indirect loss B An uninsurable risk C Insurable, but not covered by the policy D A direct loss

A

An insured has an unendorsed Broad Form Homeowners policy. The policy would cover which of the following theft losses? A The insured's canoe is stolen from the insured's boat slip B The policy requires an endorsement to cover theft losses C The insured's 20-foot sailboat is stolen from the beach while the insured is on vacation D An insured's personal property is stolen from their dorm room that they have occupied for 90 days

A

Businessowners policies do not cover: A Leased property B Vehicles subject to registration C Indoor and outdoor fixtures D Damage to steam boilers caused by a gas explosion in the furnace

B

Which loss is considered a collision loss under a Personal Auto policy? A Hail damage to the hood B Fender damage caused by a hit-and-run driver C Overturn during a riot or civil commotion D Colliding with a deer

B

An electrician was working on a building when they caused damage to its main wiring, and the business was forced to close early for the day. This loss would be covered under which area of exposure under commercial liability insurance? A Contractual liability B Completed operations liability C Premises and operations liability D Physical damage liability

C