Life Skills: Navigating Adulthood

Which BEST explains why a crisis is so difficult for people to manage?

A crisis is unexpected and challenges emotional limits.

Keisha is in her last year of college. Due to a family emergency, she is going to have to borrow the money for her last semester. Is she better off getting a student loan or an installment loan from the bank?

A student loan, because they generally have better interest rates.

What is the difference between a family tradition and a family value?

A tradition is an action and a value is a belief.

Which BEST summarizes the goal of the "Relax" phase?

Accept that failure is part of the process.

Janelle uses a lot of technology in her classroom. She finds that it makes it easier for students to work at their own pace. In addition, instant feedback can also let both her and the students know if they have grasped a concept. What kind of instruction is this?

Competency-based

Candice has big goals for her life; she wants to be a successful lawyer with children and a family. Although she is still in college, she continuously updates her online professional profiles and attends weekly law-related events with other law students from school. What kind of approach is Candace taking?

Active

Which is the BEST example of showing agency in one's education?

Actively looking for new opportunities to build skills

Which of these is an example of a hard skill?

Building a web page

Issa is struggling with her research paper and brings a rough draft to her teacher. Her teacher starts to point out where Issa could make improvements. Issa's first response is to defend her paper. Should she do this?

No, but that is a normal reaction.

Flora does not believe in discipline. She thinks that children need positive enforcement, and that is enough to show them the way. Parents today are often too strict, and she thinks that she can do better. Is Flora's approach likely to work?

No, children need some discipline.

Carmine's guidance counselor wants to meet with her about her plans for after graduation. Carmine is not sure what she wants to do, so she does not want to go to the meeting. She figures she can deal with everything after she graduates. She knows that she does not want to go to college so she does not need to worry about any applications. Is this a good strategy?

No, her guidance counselor could be a valuable resource for many other options so she should attend the meeting.

Can a person change their learning style?

No, learning style is how the brain best receives information.

Evonne has inherited some money. She is afraid that if she puts it in the bank, she will just spend it. So she wants to invest it so that it can grow over time and help her build a solid financial future. Which professional should she consult for these purposes?

a broker

Simone and Keisha have been attending ice skating classes for a few weeks. They chat on breaks and text during the week. Simone asks Keisha if she wants to get together this weekend and do something. What stage is this friendship MOST likely in?

growing closer

There are many ways to be a good leader, and everyone has to figure out what they bring to a role. When trying to figure out what kind of leader to be, where is the best place to focus your efforts?

your personal strengths and abilities

Which of these statements BEST describes values?

Values are what is important to you; they shape your actions.

Which of the following BEST describes how your personality changes throughout your life?

Core elements remain the same but there are definitely changes.

When it comes to credit, there are some excellent offers out there. There are also ways of borrowing money that are going to cost you a lot in the long run. There are laws to protect consumers from the most exploitative options. Why is it important for anyone seeking credit to understand these laws?

So they will know their rights as consumers.

What is the BEST interpretation of "knowing when to walk away" in a conflict situation?

Sometimes stepping away from the relationship is the right answer.

Marcus is ready to start thinking about his future career options, but he has no idea where to begin. What advice would you give Marcus about the first step he should take when exploring his ideal career?

Sort through his priorities and come up with fields of interest.

Which is an example of how technology can distract from educational goals?

Spending time you do not have on social media or video games

Maurice has heard great things about the person who was recently hired as his new boss. He is excited to go to lunch with him and learn more about him and his vision for the company. At the lunch, his boss tells Maurice how incompetent and annoying the employees at his last company were. He hopes that Maurice is not like that. What does this indicate about his boss?

Strong leaders do not put others down, so Maurice should be concerned.

You got paid $567.18 and it was direct deposited in your checking account. You pay three bills that total $214.82, but they will take a few days to process. Two days later, your account balance is $492.63. How much money can you spend without overdrawing the account?

$352.36

Margot has some big decisions to make and wants to make sure that she considers the options fairly. It is therefore important that she do which of the following?

Examine the facts as neutrally as possible.

Andras and River have been married for several years and are thinking about having children. They are both nervous about becoming parents because they are afraid that they will make mistakes. Which is the BEST thing for them to keep in mind?

All parents make mistakes, but if they are nurturing, it will be okay.

Adrienne has successfully started a national retail chain. She thinks it is important to provide guidance to other entrepreneurs who want to do well. She checks in by phone at least once a week with her mentee and tries to schedule a meeting once a month. Which BEST describes what Adrienne does when she meets with her mentee?

Adrienne advises, trains, or counsels her mentee.

Anita knew that she should not take illegal drugs but did so anyway. Months later, she is selling drugs to pay for her addiction. What are the potential consequences of Anita's actions?

Anita could go to jail or have long-term health problems.

Which of these is true of professional skills?

Anyone can acquire them with attention and practice.

Mercedes has decided that she wants to be an electrician. She discovers that her local power company has a program where she can get on-the-job experience and go to school. This will eventually get her the background she needs to be an electrician. What kind of program is this?

Apprenticeship

Imagine that you are leading a group that is launching a new product for your company. It is your job to review the final reports. When doing so, you find that one of your employees has made an error in the production timeline. If this is not corrected, the product will not launch on time. What is the BEST thing a leader can do in this situation?

Arrange a meeting with employees and focus on fixing the error.

Why is making good decisions a more important skill as you get older?

As you age, you get more control of your life and independence.

Ingrid concentrates better with music on and always sits where she can hear the teacher clearly. She is MOST LIKELY which kind of learner?

Auditory

Abby is happy doing her own thing. She knows that some people think that she is a little unusual, but she has good friends and is doing well in school so she is not generally worried about what other people think. Which of these characteristics does Abby possess?

Authenticity

Which statement BEST explains the idea that "communication is about self-awareness"?

Good communication requires understanding how others see you.

Akari has good ideas but she tends to slouch and not make eye contact when she is speaking in front of people. Her speech teacher recommends that she change her body language so that her words have more impact. Why would her teacher recommend this?

Because confidence is expressed through body language.

In Claire's family, everyone eats dinner by grabbing a plate and moving into the family room and sitting on the couch. Michael grew up in a family where everyone sits at the table and serves themselves. Which represents a family norm?

Both, because families can have different norms.

Antonio is working with a team that is creating a new product. They have a target date for the launch of this product, but he realizes that one of their suppliers will not be able to get them a necessary component of the product in time for the launch they have planned. What is the BEST thing for Antonio to do with this information?

Bring the issues to the team and see what solutions are possible.

What is the difference between creativity and innovation?

Creativity is having the idea and innovation is carrying it out.

Izzy tried to pay for groceries, but her debit card was declined. She checked her account online and saw that it was overdrawn. How could Izzy have avoided this situation?

Check her account balance before spending money.

Why is listening such an important part of collaboration?

Collaboration is about considering other people's ideas.

Janine is finishing college and considering a career. She is finding the process a bit overwhelming, so her advisor suggested that she reflect on her college experience and see what she liked to get some ideas. Which BEST explains what Janine should do?

Consider the opportunities she has had and the strengths she developed in college.

Which statement BEST explains the idea that people with strong character must comply with ethics even when it may cost them more than they want to pay?

Ethical choices sometimes come at significant personal expense.

An overdraft protection plan will make it so that your money can start earning interest.

False

Budgets are designed for no other reason than to restrict you and your spending.

False

If something comes easily or seems obvious, it's not a valuable commodity to someone else.

False

Kinesthetic learners work better while observing or listening.

False

Only people who do not practice safe sex need to get tested for STDs.

False

Social media really isn't useful for anything outside of connecting with friends.

False

Starting at a four-year university is the only way to get through college.

False

The teen pregnancy rate in the United States is substantially lower than other industrialized nations.

False

The term "literacy" only applies to the ability to read and write.

False

Thinking about times when you felt overwhelmed and incapable builds confidence and enthusiasm.

False

Using physical cues to let the other person know you're comfortable going to the next level in a sexual situation, like nodding, is just as clear as using words.

False

When a crisis or trauma occurs, it is impossible for family to hold everyone together.

False

Why can reading fiction help someone become a better leader?

Fiction often illustrates strengths and flaws of leadership styles.

Constance is thinking about a career in science. She is finishing her college degree and has a job in a lab, but she knows that she wants to move her career forward. What would be the MOST helpful next step?

Find a mentor in her field.

Imagine that you have a big decision to make. You have taken the first step and gathered information and now it is time to weigh the evidence. What does this mean?

Give more consideration to the most important facts.

Janine is in fifth grade and just found out that she has to go to a special class on human development. It sounds a little embarrassing to her. Besides, she has older sisters, so she knows that bodies change. Which is the BEST reason for Janine to still attend?

Having older sisters does not mean Janine understands all the changes, so she will likely learn some new things.

Demarcus's favorite food is spaghetti with tomato sauce, and he eats a big plate of it whenever he gets that chance. He has just learned more about nutrition and wants to use the MyPlate guidelines. How could he make sure his favorite meal is in line with these guidelines?

He could eat less pasta and add fruits and vegetables.

Eric believes that success requires a lot of long-term pain. He has structured his schedule so that he is busy every moment of the day, ether studying, in an extracurricular activity, or doing volunteer work. What would be the BEST recommendation for Eric?

He needs a bit a balance, so he should work in some activities he enjoys.

Kyle wants to be a good parent. He knows that punishment will be part of parenting because children need consequences for their actions. What is the most important element for him to keep in mind when deciding how to punish his children?

He should make sure punishments are fair, non-violent, and reasonable.

Manny tends to like to do things on his own. However, his guidance counselor suggests that he join a team or activity where everyone is working together toward a common goal. Manny explains that he plays golf, so he is already doing this. What benefit might Manny get from joining a team or group that he would not from golf?

He would become a better collaborator by working with others.

Dev is trying to figure out what kind of career he wants. He knows that he does not want to be stuck behind a desk. He has always been a bit of a foodie and loves to entertain his friends with delicious dishes. Based on this information, which would be the BEST thing for him to major in at college?

Hospitality

Setting personal goals, peer evaluations, and parental involvement are all components of what type of instructions?

Individualized

Although a crisis is challenging to get through, how can it benefit relationships?

It can strengthen and expand existing bonds.

Which statement is TRUE about collaborating with other people?

It is a skill that is learned through practice.

What is one of the main advantages of online banking?

It is easy to monitor your account balances.

What advantage does the MyPlate approach have over earlier nutritional models?

It is simpler because it is based on proportion.

Why does mindful eating help improve your eating habits?

It makes the eating process slower and more intentional so you eat less.

Which BEST explains why reading out loud helps visual learners?

It requires them to look at every word.

Which BEST explains why it is important that you own your mistakes when there is tension in a relationship?

It shows respect for yourself and the relationship.

Andre is trying to find a career. Although his grades are fine, he has never really liked school and thinks that going to a four-year college seems like a lot of work. He discovers that he is a kinesthetic learner, which makes sense because he has always enjoyed working with his hands over reading or listening to lectures. How might this information shape his career choices?

It suggests he would do well to go into a trade or job that is more physical.

Which of these is the BEST example of someone demonstrating accountability?

Janice decided to move the deadline for a project and resolved the issues this created.

The professional landscape is always changing thanks to developments in technology and cultural changes. While you cannot say for certain what skills will be needed 20 years from now, which statement BEST describes what you can do to make sure you are prepared for whatever the future holds?

Keep your core skills sharp and be willing to lean new ones.

Why is it important to recognize your own learning style?

Knowing how you learn best helps set you up for success.

Taking responsibility for errors is an important part of working in a team. How could the leader encourage this since most people are reluctant to admit that they are wrong?

Lead by example and openly admit errors to the group.

Doug is in charge of human resources and has been asked to make the workplace more family friendly. Which would be the BEST policy for working parents?

Let employees work from home as long as they meet deadlines.

Lily is 16 and just found out she is pregnant. She has no idea how she is going to finish school and get a job so that she can support the baby. Her parents will help, but they are not happy about the fact that they will have to help raise another child. What impact does this stress MOST likely have on Lily?

Lily is likely to become depressed, particularly once hormonal changes start.

Moses is finishing college in a few months. His advisor suggests that he join a professional networking site such as Linked In. He is already on several other social media sites. Can he just post his resume on the same sites he uses to stay in touch with his friends?

No, potential employers will be searching professional networking sites.

Owen and Candace have been dating for two years. Now they are seniors and will be going to colleges in different parts of the country next year. They are convinced that their relationship will be exactly the same next year because their feelings for each other will not change even if their circumstances do. Is this a realistic approach to their relationship?

No, relationships are always changing.

Lily likes to work independently. She does good work, so her boss asked her to lead a team to complete a project. Lily looked at the project requirements and realized that she could do most of it herself. She decided that she would delegate some of the smaller pieces but take care of most of it. Is she being a strong leader?

No, she is not giving others an opportunity to do their jobs

Do all sextually transmitted diseases require full sexual intercourse to be transmitted?

No, there are a few that can be spread through skin and other fluid contact.

Jamar's parents want him to do well. They insist that he take advanced classes and expect his grades to be excellent. If he gets less than an "A," they get him a tutor. Jamar find this all to be very stressful, but he understands that his parents want him to succeed. Is their method likely to work well?

No, too much pressure can have the opposite of the intended effect.

Nala had a solid plan for her career. She landed the entry-level job that she wanted. Everything was going really well. Unfortunately, the company she works for went through some staffing changes, and Nala's position was eliminated, meaning she lost her job. What should Nala have done differently?

Nothing—there are setbacks that one cannot control.

Riley wants to put money aside on a regular basis to ensure that she spends less than she makes. She wants to do this on her own without much complication. What is the simplest way for Riley to do this?

Open a savings account.

Carter has some big goals in his life, but he is doing very little to actually work towards achieving these goals. He hasn't spent any time analyzing his problems or designing experiences to solve them. What kind of approach is Carter taking?

Passive

Nico has a hard time asserting himself. He often goes along with his friends even if he does not want to do what they suggest. This has been going on for so long that now they do not even ask him what he wants to do when they are making plan. What principle does this example illustrate?

People will treat you however you let them.

Monty generally does very well when he starts a project. However, he does not do as well once they are up and running and tends to struggle to keep the momentum going. The quality of his work is fine, but he has a hard time getting it done. What quality does he need to work on?

Persistence

Kyong spends a great deal of his time managing his money and considering his financial decisions. He has a budget and does his best to stick with it. Every month he puts money in savings because he wants to move to a bigger city. What kind of finance is he using to reach his goals?

Personal

Cody just found out that a friend of his is in the hospital because he tried to commit suicide. Cody did not even realize that his friend was having a hard time. How common is teen suicide?

Pretty common—almost one in four teens has thought about suicide.

Tabitha has to create some graphs for her part of a group project. She is having a lot of trouble figuring out how to translate the data into graph form. The group leader checks on her to see how she is doing, and she confesses that it is not going well. What is the BEST next step for the group leader?

Show Tabitha how to convert the data into graph form.

Which of these statements BEST describes a way to effectively manage stress?

Recognize stress in unavoidable, but there are good ways to deal with it.

Kiren has a long-term goal of becoming an engineer. However, she is going to have to work her way through college, so she plans to take a few classes at a local community college and eventually transfer to a four-year college. Which is the BEST short-term goal that would help her reach her long-term goal?

Researching how to register for community college next semester

Why is understanding serving size an important part of building good nutritional habits?

Serving size shapes many elements of nutrition.

Imagine that you have gotten you first full-time job. You are now living on your own and managing your money. Since it is your first job, what you are making covers your expenses and leaves you with a little disposable income. What is the BEST next step to help you manage and track your spending?

Set up a personal checking account.

Shelia and Imani are the top two salespeople at their company. They are very competitive and try to beat each other's records for monthly sales. Their boss has noticed that they are both exceptional salespeople and asked them to work together to develop sales in a new market. What is the BEST way for Shelia and Imani to approach this collaboration?

Share their ideas and listen to each other to get the best results.

Chen knows that she will be a good parent because she has always had a lot of friends. In fact, she prides herself on her ability to be there for them. Is Chen correct?

She likely has good relationship skills but parenting is different from friendship.

Sheba is a very fact-oriented person. She has a great analytical mind, but sometimes her people skills are not where they need to be. Her advisor tells her that she would do better working with groups if she were more benevolent. What does this mean?

She should be a little more kind.

Gianni has been depressed for a while and his friends are worried about him. He has never been a cheerful person, but lately he seems hopeless. He has started to say things like it would be better if he were not around and seems fascinated with people who have attempted suicide. What should his friends do?

Talk to an adult or mental health professional about how to help.

Yasmine is working on a team. She is getting increasingly frustrated because other members on the team are not doing their share. Several members have asked her to help them out, and now she is overwhelmed. What is the BEST way for Yasmine to approach this?

Talk to her team members, and let them know she is struggling.

Monique was at a party when a guy grabbed her and started groping her. She was eventually able to push him away and get out the situation, but she is really shaken up because she felt very threatened. Monique is not sure if what happened was a crime or just a bad experience. What should she do?

Talk to someone knowledgeable, like a sexual assault hotline.

Which BEST explains why technology can create generational issues?

Technology tends to change quickly, so older people can fall behind.

Sophia was invited to two different events on the same day at the same time. One was a hike with some friends in the local mountains and the other was a hanging out with some friends she had not seen in a long time. She decided to go on the hike. However, when she was about an hour into the hike, she began to regret her decision and wonder if her other friends were having a better time. According to decision-making principles, what should Sophia do now?

Understand that regret is part of making choices and learn from it.

What is the difference between saturated and unsaturated fats?

Unsaturated fats do not clog arteries like saturated fats.

Marcus is frustrated because his boss does not handle bad news well. There are concerns about the direction of the company, but the boss often fires people whose reports show downward trends. Marcus is afraid that his boss is not in touch with reality. Why is it important that his boss knows what is really going on?

The boss cannot respond appropriately if he does not know what is going on.

Jamie has a choice between two health insurance plans. The first one costs $50 a month but has a deductible of $7,000. The other is $150 a month but the deductible is $1,000. Which will cost Jamie MORE if he has a $3,000 medical procedure this year?

The first one because the deductible is higher.

How do employees without children benefit from family-friendly policies?

The workplace can offer flexibility that makes for a better life-balance for all.

People are often legally required to purchase home and auto insurance. Which BEST explains why this is the case?

These kinds of investments pose a high risk for lenders.

Why is substance abuse particularly dangerous for pregnant women?

These substances can cause severe medical issues for the woman's unborn child.

What advantage do services like PayPal and Venmo have over online banking?

They are an easier way to transfer money.

How do you know what your nutritional requirements are?

They are based on your age, gender, height, and weight.

Why is digital literacy important for those who are in non-tech jobs?

They are likely to use a lot of technology at work.

Which is TRUE of family values?

They are reinforced by how the family operates.

Ezra wants to go into a career where he helps people and is thinking about teaching or nursing. Juanita is more interested in business because she has always wanted to lead a company one day. What does this show about Ezra and Juanita's values?

They both have strong values, but their values are different.

Mental health is as important as physical healthy. Which of these is an indication that a person is doing a good job prioritizing mental health?

They have built strong, supportive relationships.

What advantage do barrier protections have over other kinds of birth control?

They help protect against pregnancy and sexually transmitted diseases.

Although there is no one perfect way to lead in all circumstance, why is it still valuable to read theories about leadership?

They identify the core principles of leadership.

Milo put down a deposit to rent an apartment. Unfortunately, when it was time to move in, the owner of the building said that there was not actually an apartment for Milo to rent, but he could not have his deposit back because it was non-refundable. What is the BEST course of action for Milo?

Use consumer protection laws to get his money back.

Raphael is an English tutor hired to help a student with research paper. He knows that his student is a visual learner. Which technique should Raphael recommend?

Use different color inks when organizing notes.

Marina really likes spending time alone. She finds it helps her recharge and that if she is struggling with a problem, a solution will come to her if she takes some time to just focus on herself. Her parents are a bit worried because they are afraid that she will be lonely if she does not spend more time with other people. What is likely the BEST way for her parents to view Mariana's behavior?

Time alone is a great way to take care of yourself and can boost productivity.

Dustin thinks that children need a lot of structure. If they do not have strict parents, they will likely be out of control. He plans to discipline his children a lot so that they know that there are rules and he is in charge. What is the flaw in this plan?

Too much discipline can cause children to resist direction.

As an adult, it will be your right and privilege to change the things you don't like and to shape your "family" as you see fit.

True

Consumer protection laws shield you from scams, fraud, and outright theft in the financial world.

True

Elaboration matters in the creative process because it helps bring those innovative and imaginative ideas to fruition or completion.

True

In order to forward your education, you need to be an active participant in the process.

True

Raising your personal standards can be as simple as keeping the promises you make, communicating with thoughtful intention, or even dressing with care.

True

Reading facts over and over often leads to mental overload, passivity, and boredom.

True

The regard you show for yourself often dictates the way people treat you in the outside world.

True

There is no universal approach that works best for all students.

True

While deciding to become sexually active carries with it a certain amount of physical risk, it also demands a great deal of personal accountability.

True

Alyssa had discovered that she does much better when people give her landmarks rather than street names or distances when they are giving her directions. This indicates that she is MOST LIKELY what kind of learner?

Visual

Inez has decided that she wants to go into air conditioning repair. What kind of critical thinking questions should she ask to start working on this goal?

What kind of training is required, where is it offered, and what is the cost?

Which BEST explains why low unemployment numbers are good for developing family-friendly policies?

When employers have to compete for good employees, benefits get better.

Why are compliments a useful way to figure out what you are good at?

Why are compliments a useful way to figure out what you are good at?

Why are teen mothers more prone to medical complications during pregnancy than adult mothers?

Why are teen mothers more prone to medical complications during pregnancy than adult mothers?

Jerome is trying a new recipe and invites several of his friends over to taste it. Rachel tells him that it is good but it has too much salt. Is this constructive criticism?

Yes, Rachel's feedback was specific and sincere.

Yolanda has a friend who has some rather extreme political views and often posts very divisive posts on social media. Yolanda disagrees with a lot of these posts, so she generally ignores them. She is now looking for a job and has discovered that her friend started tagging her in some of her more opinionated posts. This means that potential employers will see them on the Yolanda's page. Is this a problem for Yolanda?

Yes, a potential employer might assume that Yolanda shares these views.

Anna and Austin have been dating for several months. They've talked and decided they are ready to have sex. They agree on birth control and make a plan. On the night they intend to have sex, however, Austin becomes uncomfortable. Can he change his mind?

Yes, anyone can stop sexual activity at any point.

Randi is applying for a job at a tech start-up. She has been told that it is a pretty casual workplace. Should she still dress professionally for her interview?

Yes, employees should demonstrate their understanding of professional standards.

Axel is a terrible artist but loves to draw. His mother tells him everyone in the family has hated art, so there is likely no hope. However, Axel's friends say that he could get better if he just took lessons. Are they correct?

Yes, he could improve though he may never be a professional artist.

Alyssa is a divorced mother with three children. She has a job but wants to move up in her career. She is offered a significant promotion, but it requires a lot of travel, and Alyssa has custody of her children 50 percent of the time. Should she take the job?

Yes, if she has good support in managing her family responsibilities.

Kira is interested in a medical career, but she does not have a lot of money for college. She finds out that her local community college has a certificate program that will train her to be a cardiac monitor technician. Is this a good option?

Yes, it will provide the skills she needs to begin her medical career.

Li has a lot of roles. She is a student, a big sister, and an athlete. Her guidance counselor suggests that she think about these and use them to help determine future career choices. Li points out that she does not enjoy taking care of children. Both of her parents work, and she has to spend quite a bit of time watching her siblings. Can this information help her determine a career?

Yes, she knows that she does not want to work with children.

Morrison is thinking about becoming a therapist. He is a social learner. Is this a good career for him?

Yes, social learners are good at seeing other perspectives.

Talia has been offered a great job that will mean moving to a new city. It will be a significant pay raise, but her husband will have to leave his job and her children would have to go to a different school. Should Talia discuss this with her family?

Yes, the change will impact everyone except Talia.

Olga has been assigned to create an event for her company. She decides to hold a picnic at a local park with games and a petting zoo. This will be held on a Saturday. Does this benefit families if the parent does not generally work on Saturdays?

Yes, there are benefits to spending relaxing time with co-workers.

Nolan does not have children, but he is the caretaker for his aging mother who has a lot of health problems. Can he take advantage of family-friendly policies at his workplace?

Yes, they generally apply to all caretakers.

The skills that make up the Five Cs can be very useful in your professional life. Will you need them to manage personal issues as well?

Yes, they will help you manage your life and solve problems.

How do you become a savvy and sophisticated digital user?

You become one through experience over time.

What would happen if you had no disposable income?

You would likely go into debt since meeting basic expenses would be hard.

Ishani wants to be a physical therapist. What would be the BEST event for her to attend in order for her to learn more about this profession?

a career day at her local hospital

Which is an example of public policy?

a school lunch program for children who could not afford lunch otherwise

Santiago is striving for balance. He plays a lot of sports so he knows that he has the physical side down. What should he add to his daily routine to create balance?

a spiritual practice

Ava has gotten to the point in her life where she does her homework without being told and goes to bed at a reasonable hour. Her parents have gotten rid of her curfew and other restrictions because they have noticed how responsible she has become. Which word BEST describes Ava's behavior?

autonomous

Which is the BEST example of cultivating initiative?

bringing new ideas to your supervisor

Mario has been working in construction for several years. He has decided that he would like to move into management and a college degree would make this much easier, so he is going back to school. He has found a program that will give him credit if he passes exams that demonstrate he has already acquired certain skills, which will help him get his degree much faster. What kind of instruction is this?

competency-based

Everyone in Jorge's family loves sports. His parents insist that they all go to baseball and soccer games together even though Jorge would rather stay home and do something he enjoys. However, his parent insist that they are a family, and this is what they do. What is Jorge's family expecting from him in this example?

conformity

Jordan has been tasked with planning a conference for her company. She needs to include sessions on new developments in the field and some training sessions to bring the people in her office up to speed on new developments. Some of the speakers she wants have very limited availability, so she will have to build the day around their schedule. Of course, she'll also need to do all of this while sticking to a budget. Which skill will Jordan MOST likely use to make this happen?

critical thinking

Noah paid all of his bills and put a bit of money in savings for the month. He has a little bit of money left over to spend on going shopping or going out with friends. What is he spending when he uses this money?

disposable income

Decisions can impact those around you, especially poor choices. Which is the BEST example of how a bad decision can impact more than just the individual who makes it?

drinking and driving and harming someone else

Penelope is about to graduate from college with a degree in journalism. She is excited to find an opportunity in this field and has been reaching out to other people in the same profession and getting advice from seasoned journalists. What method is Penelope using to find a career?

networking

Which is a career where numeracy is especially important?

engineer

Chloe has decided that she wants to take physical fitness more seriously. Which demonstrates that she is holding herself to a high standard?

exercising five times a week no matter how hectic her schedule is

Chloe is a planner and she likes when things go exactly the way she imagined. She is very organized and starts the day with a clear sense of what she is going accomplish. She gets very frustrated when things turn out differently than she expected. Chloe would probably benefit from further developing which skill?

flexibility

Delilah wants to create a budget. What information should she gather up so that she can get it right?

her monthly income and expenses

Annette is trying to decide what her major will be in college. She knows that requires gathering information. What kind of facts should she consider?

her strengths and interests, as well as potential careers

Ines often has a few drinks when she goes to a party. She knows that it is against the law but since she does not do it very often, she doesn't think it is a big deal. What BEST describes Ines's behavior?

high risk

Henry has been focusing on nurturing his curiosity, pursuing an education, and engaging in meaningful exchanges and experiences. Henry is making smart decisions about which aspect of his health?

his mind

Mai is getting married. She is excited and knows that she has a strong relationship. But she also knows that most people who get married think that this is the case. What will determine whether her marriage remains strong?

if Mai and her partner are able to work together through life's changes

Everybody has bad days. When should you intervene if you think that a friend is suicidal?

if they express a desire to hurt themselves

Fiona moved to the city five years ago. She has noticed that her expenses have been slowly going up even though she has stayed in the same apartment and has not changed anything about her lifestyle. What is the MOST likely cause of this cost increase?

inflation

Allison has decided that she needs to work on self-care because she is often stressed and overwhelmed. She is going to reduce her activities to free up more time for herself. Which would be the BEST use of her new-found time?

making sure that she exercises and prepares healthy meals

Penelope is interested in becoming a leader in her profession but she isn't quite sure how to go about it. Which would be the BEST source of information for Penelope on this topic?

mentor

Antonio's family values spending time together on a daily basis. Antonio's dad also feels that technology is a distraction during family time. Which is MOST likely a norm in Antonio's family?

nightly family dinners with no screens

Mindful eating includes which behavior?

paying attention to the textures of your food

Collaboration works best when teams are diverse. What does diverse mean in this context?

people with different skills sets working together

Kwame's teacher has noticed that he is a natural leader. He is the one who tends to organize group projects and is there every time she asks for a volunteer. She encourages him to run for student government because she thinks that he would do a good job. What would be the benefit for Kwame if he decides to run?

prestige

Maria has decided that she is going really focus on her leadership skills at work. If there is an opportunity to help out coworkers or take on additional responsibility, she is going to do it. If she keeps this up, what result can she anticipate?

professional advancement

What does it mean to manifest your dreams?

share them with others

Nolan has difficulty communicating with teachers. He also has difficulties making friends and participating in group projects. This is MOST likely due to a lack of which kind of abilities?

social

Which actions would be the MOST helpful to find the peace and quiet that you need to reconnect with yourself?

taking a break from social media.

Which of the following BEST explains what decision making is?

the process of choosing among several options

Which statement BEST explains the purpose of credit?

to borrow money for a purchase

Wei has discovered that she learns best by talking through problems. Rather than just reading her notes, she will speak out load and explain the concepts even if there is no one in the room to hear here. She is MOST LIKELY what kind of learner?

verbal

Janelle has been getting sick a lot and feeling generally run down. She wants to improve her nutrition and see if that helps. What could she eat more of?

whole grains and spinach