PE 150 Quiz Chapter 15

Approximately what percent of Americans ages 25 to 34 to have no health insurance?

16 percent

In a 2016 survey, what percent of college students said they had no health insurance?

3.4 percent

The health insurance program jointly funded by the states and the federal government that provides coverage for low-income individuals and families is called:

Medicaid

Approximately what % of Americans currently uses one or more prescription drugs?

nearly 50 percent

Self-care involves all of the following except:

Avoiding medication and taking a "tough it out" approach to illness

Which of the following is true with respect to health care spending accounts (FSA or HSA)

They allow people to save money tax-free for health care costs.

Taking responsibility for your health care includes all the following except:

Using over-the-counter medications to treat a sudden, serious illness

If you are concerned about the costs of health care, which of the following practicies should you avoid?

Using the emergency room for your routine health care

Self-care can include:

checking your blood pressure

If an insurance policy covers 90% of your total medical bills, the remaining 10% that you must pay is called your:

coinsurance amount

A set fee that an insurance plan requires that patients pay at the time of service (per office visit or prescription) is called the:

copayment

Most private health care insurance plans require the patient to pay a certain amount each year toward health care expenses before the plan benefits begin, this amount is called the:

deductible

The 2010 Patient Protection and Affordable Care Act (ACA) was designed to do all of the following EXCEPT:

establish a national single-payer health care system

Before the Affordable Care Act, if you had a history of back problems and needed health insurance, it was unlikely that your new insurance plan would cover any treatment related to your back problems until the policy had been the policy had been in effect for a period of time. Your back problem was considered a(n):

preexisting condition

A payment made to an insurance company, usually on a monthly basis, to cover the cost of an insurance policy is the:

premium