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Fair and Accurate Credit Transactions Act (FACTA)

is legislation which regulates confidential consumer credit information.

CAN-SPAM Act

prohibits sending unwanted "commercial" e-mail messages" to wireless devices without express prior authorization. Any person found guilty of violating the CAN-SPAM Act is subject to a fine of up to $11,000 per violation.

3. What are the penalties for violating the Do-Not-Call-List rules?

On the state level, violations can incur fines of between $500 and $25,000 per violation. Violations of the National Registry are subject to fines of $16,000 per violation.

4. What does FACTA do?

Regulates confidential consumer credit information. Recent additions to the Act target the growing trend in identity theft.

2. According to CAN-SPAM, what must commercial e-mailers do?

Reveal the identity of the sender and the name of the advertiser entity.

1. What is prohibited by the CAN-SPAM Act?

This Act prohibits sending unwanted "commercial" e-mail messages" to wireless devices without express prior authorization.

Do-Not-Call List

addresses the regulation of unsolicited telemarketing phone calls. Consumers can place their home phone number(s), wireless phones included, on the national Do-Not-Call list which prohibits future solicitations from telemarketers.

Junk Fax Prevention Act

allows unsolicited faxes to be sent to individuals and businesses having an established business relationship.