Fair Housing Laws & Regulations

The Virginia Fair Housing Law is more restrictive than the Federal Law, in that it provides protection for the elderly. In Virginia, "elderly" is defined as any natural person: 1. 65+ 2. 62+ 3. 55+ 4. 50+

55 years of age or older

"For rent by owner. Share townhouse, 3 bdrm. 2 ba. conv. to shops and trans. Call 123-4567 for details. No agents or _________________." All of the following descriptions can legally complete the advertisement, EXCEPT: Select one: A. Asian Americans B. Females C. Handicapped persons D. Families with teenagers

A. Asian Americans

The intent of the Virginia Fair Housing Law is to: Select one: A. Eliminate housing discrimination by virtue of the state's police powers B. Prevent federal involvement in matters occurring within the state C. Allow for the development of minority-specific housing D. Increase revenue by imposing a monetary penalty on people who violate the law

A. Eliminate housing discrimination by virtue of the state's police powers

Lisa is a licensed salesperson that is selling her own townhouse. She advertises her townhouse as a FSBO as follows: "Beautiful 3 bedroom townhouse. Excellent assumption. Single females only. Call 123-4567 for details. Owner is licensed." Which of the following statements is not true? A. Lisa, acting as the owner of the property, is exempt from Virginia Fair Housing Laws B. Lisa has disclosed her license status as required by Board regulations C. Fair housing laws do not apply to familial status D. This ad violates fair housing laws on the basis of sexual discrimination

A. Lisa, acting as the owner of the property, is exempt from Virginia Fair Housing Laws

What is the illegal act where an insurance policy is denied based on the property location instead of the economic qualifications of the borrower? Select one: A. Redlining B. Steering C. Blockbusting D. Puffery

A. Redlining

A broker has been approached by a minority buyer, who requests to see properties in a specific section of a city. The broker refuses to show these properties. Instead, the broker indicates that the he would be better off in a location with a greater concentration of his particular minority group. The broker's illegal conduct is known as: Select one: A. Steering B. Blockbusting C. Redlining D. Panic selling

A. Steering

A salesperson takes a listing from an owner, which excludes his neighbor. Later, the salesperson learns that the reason for the exclusion is because the owner doesn't want to sell his property to a minority. In this instance, the salesperson, through his broker: A. should cancel the listing B. may advertise the listing, noting the exception C. may keep the listing "in-house" and not advertise in the MLS D. should check to determine if there are other minorities living in the area

A. should cancel the listing

Virginia Fair Housing Laws apply to: Select one: A. Residential sales only B. Residential sales and rentals C. All real estate transactions D. All real estate transactions with the exception of industrial sales

B. Residential sales and rentals

John is trying to find a tenant to share his home and pay part of the expenses. He advertises for males only. Is there anything wrong this? Select one: A. John has violated 1968 Fair Housing Law for sexual discrimination B. There is nothing wrong with an ad of this type C. Ads of this type violate the 1988 amended Fair housing laws D. John must be licensed by the Board

B. There is nothing wrong with an ad of this type

A person feels that his rights have been violated according to the Virginia Fair Housing Law. If he wants to file a formal complaint, it must be filed: Select one: A. Within 90 days of the alleged act B. Within 2 years of the alleged act C. Only against a licensed salesperson or broker

B. Within 2 years of the alleged act

Broker Adam is encouraging you to sell since your new neighbors will be Catholics. He says that once they move in, crime will increase and property values will tumble. Your broker is guilty of: Select one: A. Redlining B. Steering C. Blockbusting D. Puffery

C. Blockbusting

The Virginia Fair Housing Act extends protection beyond the list of federally protected classes. Which group is protected under Virginia law, but NOT under federal law? Select one: A. Sexual orientation B. Marital status C. Elderliness D. Source of income

C. Elderliness

Broker Sarah takes a listing from a seller, who later tells her that the house should not be shown to any minorities. The broker should: Select one: A. Note this on the MLS form B. Make written acknowledgement of the instructions C. Explain that she cannot comply because this violates federal law D. Avoid discussion of the request

C. Explain that she cannot comply because this violates federal law

What information can a broker disclose without violating the Virginia License Law? Select one: A. With the right terms, that the seller will accept a price below the listed price B. That the buyer is Catholic C. The number of points that will be paid by the seller D. That only people from Jupiter can live in the neighborhood

C. The number of points that will be paid by the seller

The objective of the Virginia Fair Housing Law is to: Select one: A. Discipline and fine anyone who violates the law B. Provide fair compensation for landlords C. Establish the guidelines in which testers operate, so as not to create an allowable defense of entrapment D. Protect and ensure the welfare of the general public

D. Protect and ensure the welfare of the general public

A broker would violate the Virginia Fair Housing Act by doing which of the following acts? Select one: A. Refusing to list commercial property that is owned by a minority B. Advertising in a publication whose subscribers are all members of a minority group C. Refusing to show expensive property to persons that are not financially qualified D. Taking a listing with intent to change the racial make-up of the neighborhood

D. Taking a listing with intent to change the racial make-up of the neighborhood

Which of the following actions would violate the Virginia Fair Housing Law? Select one: A. Refusing to list a commercial property owned by a particular minority B. Hiring office personnel on the basis of sex, regardless of qualifications C. Placing ads printed in a foreign language D. Taking a listing with intent to change the racial make-up of the neighborhood

D. Taking a listing with intent to change the racial make-up of the neighborhood

The objective of the Fair Housing Law is to: A. discipline and fine anyone who violates the law B. provide fair compensation for landlords C. establish the guidelines in which testers operate, so as not to create an allowable defense of entrapment D. protect and ensure the welfare of the general public

D. protect and ensure the welfare of the general public

The Virginia Fair Housing Act prohibits discrimination on the basis of: Select one: A. Marital status B. Sexual preference C. Source of income D. Familial status

D. Familial status

Salesperson Lisa is selling her townhouse to move into a luxury condominium. She advertised her property in the newspaper as follows: "Beautiful, 3 bedroom townhouse. Excellent assumption. Single females only. Call 123-4567 for details. Owner is licensed." Which of the following statements is true? Select one: A. Lisa has not violated Board regulations since she disclosed her license status B. Lisa has not violated the Virginia Fair Housing Act since it does not protect marital status C. Lisa has not violated Board regulations since she is not subject to the license laws D. Lisa is subject to Board censure for violation of Fair Housing laws

D. Lisa is subject to Board censure for violation of Fair Housing laws