life skills
Which is an example of self-advocacy
asking for help
When a crisis, trauma, or disaster occurs, it is impossible for family to hold everyone together.
false
What is the ability to speak up for what you need called?
self-advocacy
Layla has decided that she wants to try out for the cheerleading squad. Try-outs are in two weeks and she has been training hard to reach her goal. Layla is working towards a(n) _____ goal.
short term
Which type of learners tend to work well in groups and are compassionate listeners?
social
What happens when you reach a point where your investments earn more than you are contributing each month?
your wealth begins to grow
Izzy tried to pay for groceries, but her debit card was declined. She checked her account online and saw that it was overdrawn. Izzy most likely did NOT:
balance her checkbook.
Most people like to receive what (also called expressions of admiration)?
compliments
Cammie works at the local grocery store and regularly spends some of the money she makes buying groceries there. Cammie could BEST be described as a:
consumer
Which kind of strategies are behaviors that individuals adopt to deal with difficult situations?
coping
Online platforms, like Indeed and Upwork allow you to:
create profiles which highlight your education, abilities, and experience.
According to the MyPlate model, approximately _____ percent of your daily food intake should be comprised of grains.
30
Lenders typically have _____ days to explain denials to applicants.
60
Adrienne is a mentor and meets with her mentee every week. What kinds of things does Adrienne MOST likely do for her mentee?
Adrienne advises, trains, or counsels her mentee.
_____ is the amount an individual is charged for the right to borrow funds.
Annual percentage rate
_____ is when someone exhibits strength and originality.
Character
When seeking solutions, _____ involves the ability to pause your own thoughts long enough to efficiently process what others are saying.
critical thinking
Ms. Thompson asks Augustin to add more elaboration to his story about horseback riding. In other words, Ms. Thompson wants Augustin to add more _____ to his story.
details
The _____ prevents lenders from discriminating against anyone based on factors like race, class, religion, age, marital status, or gender.
Equal Credit Opportunity Act (ECOA)
Anyone can decide what your priorities are for you because the process is not unique or personal at all.
False
Decisions that involve money rarely affect the well-being of an entire family and generally only affect the individual making the decision.
False
If something comes easily or seems obvious, it's not a valuable commodity to someone else.
False
If you never spend more than you have, it is essential to set up an overdraft protection plan so that your money can start earning interest.
False
It is impossible to have a satisfying career while still meeting your obligations at home.
False
Leadership is very simple to define and there are not many resources on the topic.
False
Making a life plan is always incredibly time-consuming and difficult.
False
Once you consent to have sex, it is not possible to change your mind and withdraw your consent.
False
The Federal Trade Commission is a fairly new organization and was only established within the last decade.
False
Using technology hinders your education.
False
Self-awareness that allows you to think about and interact with your own feelings is referred to as:
emotional engagement
A person who organizes and operates their own business is involved in:
entrepreneurship
Programming and accounting are both examples of what kind of skills?
Hard
After being a stay-at-home mom for nearly ten years, Addison has decided that now is the time for her to re-enter the workforce. Her decision was based on modern shifts in the workplace, including _____ salaries and _____ maternity leave.
equal; paid
Which can commonly cause stress?
excessive work responsibility
What famous story by Tolkien illustrates virtually every major leadership style that has been practiced in recent decades and was also turned into a major motion picture?
Lord of the Rings
What is one method for better managing your work and staying organized?
Make lists and check items off as they are completed.
_____ is the process of teaching others through experience, example, and guidance.
Mentorship
What leading organization is focused on funding for drug abuse and addiction?
National Institute on Drug Abuse (NIDA)
_____ is a personal diet that encourages growth, metabolism, and repair of the body.
Nutrition
_____ often love elaboration because it allows them the chance to make things just right.
Perfectionists
_____ is a potential motivation for becoming a leader.
Prestige
Riley wants to put money aside on a regular basis to ensure that she spends less than she makes. She wants to do this on her own without much complication. Riley is MOST likely interested in:
Savings
Which kind of skills would be described as innate abilities that are desirable qualities for employment?
Soft
You could add _____ to your professional online profile to get noticed by potential employers.
a professional headshot
Which statement is true about verbal learners?
They learn by reading and seeing.
How should friendships make you feel and what should they do for your life?
They should make you feel stronger and enhance your life positively.
One of the four Rs is Replay. What does this mean?
Thinking about what you did wrong and what you wished you had done; replaying it over in your mind.
When someone is refraining from sex, they are practicing:
abstinence
What is a visual approach to improving performance that is about focusing on actual activities that lead to real behavior?
action mapping
Parenting is about hugs and praise, nothing else.
false
Soft skills are based on personality traits and social abilities.
True
The average cost of homeowner's insurance is about $1,083 nationwide, up over 50 percent in the last ten years.
True
While deciding to become sexually active carries with it a certain amount of physical risk, it also demands a great deal of personal accountability.
True
Within you is the potential to be all sorts of things, so it's important to consider what parts of yourself you want to invite out into the open.
True
Which statement is true about teen suicide?
Twenty-four percent of high school students have seriously thought about suicide
Cassandra has been getting sick a lot lately and the doctor told her that her immune system is not functioning properly. Her poor immune system is MOST likely due to a deficiency in:
Vitamins
What basic skill related to critical thinking asks the question: Can you examine each area of the problem separately to further understanding?
analysis
Mastering knowledge, comprehension, _____, and _____ are necessary skills for developing good critical thinking habits.
application; analysis
If you are caught buying, selling, or using illegal substances, what type of penalties can you MOST likely expect?
fines, jail time, mandatory rehabilitation, court hearings, or a prison sentence
What can intellectual capital guarantee you
future success in today's world
When a person has fluency, they have the ability to:
generate a steady flow of ideas while brainstorming.
In the development of a meaningful relationship, the _____ stage typically comes after the 'getting to know you' stage.
growing closer
Henry has been focusing on nurturing his curiosity, pursuing an education, and engaging in meaningful exchanges and experiences. Henry is making smart decisions about which aspect of his health?
his mind
Which theory relates to your entire self as a whole?
holism
According to the text, creating a life plan is the culmination of many pieces moving together in unison to create a tapestry of something bigger and more meaningful, similar to a:
kaleidoscope
Jose excels at basketball and physical education is his favorite class. He also frequently talks with his hands. Jose is MOST likely what kind of learner?
kinesthetic
Which of these tips is helpful to remember during times of conflict in relationships?
know when to let go
Research has shown that teens who face _____ conditions have a higher risk of pregnancy before reaching adulthood.
less favorable socioeconomic
Even though Mason is only in 9th grade, he knows that one day he wants to become a heart surgeon. This is Mason's _____ goal.
long-term
As human beings, _____ is just as essential to our survival as food and shelter.
love
Logical learners are generally good at:
mathematical reasoning
When you map your actions you are able to:
measure your own performance over time and assume a more real-world mindset about the future.
Which would NOT be something that a strong leader would do?
micromanage others
_____ is the ability to understand and work with numbers.
numeracy
Carbohydrates, proteins, and fats are all examples of:
nutrients
The educational labels on the back of pre-packaged foods are called:
nutritional information
When you slow down your eating, you can:
pay closer attention to when you are full.
Luca spends a great deal of his time managing his money and considering his financial decisions. In other words, Luca spends a lot of time on _____ finance.
personal
The five Cs are the skills that people identify as being the most valuable in _____ and _____ settings.
personal; professional
Julia is a motived worker, and she is caring, considerate and cooperative most times. These are just a few of her positive what?
personality traits
Liu slept until noon on Saturday even though her friend was counting on her to help with her history project. Liu enjoyed sleeping in and didn't consider her consequences. Her actions may be BEST described by the:
pleasure principle
An individual who has or shows the capacity to become or develop into something in the future is said to have:
potential
High school is a great time to start building what skillset that will help you launch a successful career?
professional
What are the principles, often unwritten, on which social laws are based, called?
public policy
In a professional situation, collaboration often requires you to:
put aside feelings or fears that you may have and embrace working well with others.
Relative work experience is work experience that is:
related to the job
What is gross pay?
salary before taxes
While _____ can often feel like it's more trouble than it's worth, it has the power to mentally and intellectually prepare you for the future.
school
Marcus is ready to start thinking about his future career options, but he has no idea where to begin. What advice would you give Marcus about the first step he should take when exploring his ideal career? I would advise Marcus to:
sort through his priorities and come up with a field of interest, or several fields of interest.
If someone is stuck or without movement, they are:
static
What is personal agency?
the ability to act on your own behalf
What is the MOST challenging thing about relationships?
the highly changeable nature
An inspirational leader often motivates people to offer their best efforts not because they feel obligated, but rather because:
they want to.
What does it mean to "think outside the box"?
to imagine new concepts, products, and approaches
What does it mean to manifest your dreams?
to make them your reality
Confidence is key to success
true
Consumer protection laws shield you from scams, fraud, and outright theft in the financial world.
true
Everything counts when you are brainstorming—there is no censorship—because real creativity demands a departure from the "normal" and predictable.
true
Hard times often bring families together in a way that forms increased understanding, intimacy, and a new appreciation for what they share.
true
Installment credit involves fixed payments each month based on the total amount borrowed.
true
Learning to face defeat through perseverance is not just optional, it's mandatory for those who want to live without regret.
true
Professional settings are safer and more fair than ever before, generally free from health hazards, discrimination, and harassment.
true
Successful people find ways to balance pain and pleasure to create a healthy, productive outcome.
true
The reality of marriage is that even strong marriages demand regular work and attention to the needs of both people involved.
true
The teen pregnancy rate in the U.S. is substantially higher than other industrialized nations.
true
There are new technologies that allow you to begin investing online for as little as five dollars.
true
To be a good parent, you need to know how to make your children feel safe, valued, and appreciated while still teaching them the importance of right and wrong.
true
To really learn and excel in school, you must participate
true
Verbal learners should engage in debate, discussion, presentations, or journaling to promote understanding.
true
When you develop a strong friendship, you should feel free to be yourself.
true
While the process of collaboration itself is pretty vast, it mainly focuses on how you interact and communicate with those around you, even if they look, sound, or seem different.
true
Sandy's family has established a plan regarding phone usage, screen time, and tech-free time. These decisions define a(n):
unique family structure.
How can educators appeal to visual learners?
use of sight words and manipulatives
Which is an example of adaptive instruction?
using technology to create an interactive learning situation
When someone is using their creativity, they are:
using their imagination to form original ideas.
You have a big decision to make. You gather relevant information and identify the alternatives. Your next step is to:
weigh the evidence.
The state of being in good health in body, mind, and spirit is referred to as:
wellness
Core leadership theories can give us a solid understanding of:
what it means to be an effective leader.
When is a suicide intervention MOST appropriate?
when you believe that danger is imminent
During times of conflict in relationships, the ability to own your shortcomings and know when to apologize demonstrates:
you have respect for the relationship and yourself.