real estate u ch2 quiz

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HUD

all federal fair housing complaints should be filed with who

a principal of an owner occupied 4 family residence is exempt from federal antidiscrimination laws if they use a licensed broker to help find a new tenant

false

trust funds

funds held by a real estate broker in trust for clients and/or customers are known as

transfer disclosure statement

sellers and agents should use this form to disclose any known defects with the property

redlining

the refusal to lend money within a specific area is known as

in the state of California race is NOT a material fact

true

the holden act

which of the following is a California counterpart to the federal anti-discrimination laws with regards to redlining

the principal of an owner occupied 1-4 unit residence

which of the following is exempt from federal antidiscrimination laws

puffing

witch of the following is an example of misrepresenting

health safety and welfare of the public

the strictest standard rule applies when dealing with what

the rumford act

which of the following is a California counterpart to the federal anti-discrimination laws with regards to discrimination in commercial and business establishments

blind advertisement

an advertisement that remains anonymous as to who is advertising is known as

material fact

any fact that would influence the decision of a reasonably prudent person is known as a/an

federal law

generally speaking which law prevails over state law

the place of business

if the HUD fair housing equal opportunity poster is NOT prominently displayed in a place of business relating to housing the burden of proof for any discriminatory act falls on who

the accuser

if the HUD fair housing equal opportunity poster is prominently displayed in a place of business relating to housing the burden of proof for any discriminatory act falls on who

credit based lending

lenders must perform what when determining if an individual qualifies for a loan which is based on objective measures

blockbusting

steering is the opposite of this illegal discriminatory act which encourages individuals to sell

blockbusting

the use of prejudice to instill fear or panic in order to motivate individuals in a particular area or neighborhood to sell or dispose of their property because of the entrance or potential entry of a protected class is known as

civil rights act of 1964

this civil rights act expanded the protection classes beyond race to include color religion sex and national origin

civil rights act of 1964

this civil rights act prohibited discrimination on the basis of race only

RESPA

this consumer protection statement helped eliminate kickbacks and referral fees that unnecessarily increased the cost of certain settlement services

easton vs strassburger

this court case determined that sellers and their agents must disclose all facts that they knew or should have reasonably known

americans with disabilities act

this federal law requires that private entities including business establishments are accessible to individuals who are disabled and that those business establishments that are accessible to the public make reasonable accommodations

strictest standard rule

this states that stricter law (federal vs state) will prevail and take precedent

commingling

to mingle or mix for example a clients funds in the brokers personal or general account is known as

the HUD fair housing equal opportunity poster is required to be posted in a prominent position In any business that is related to housing

true

steering

using racial ethnic or religious criteria in suggesting recommending and/or influencing individuals regarding locations for the purchase or rental of a single family residence or rental dwelling is known as

all of the above

which of the following is a California counterpart to the federal anti-discrimination laws

the rumford act

which of the following is a California counterpart to the federal anti-discrimination laws with regards to blockbusting


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