foresnics

If owning a car costs you $350 per month but allows you to work a second job that provides take-home pay of $125 per week, is it worth it financially to have the car? a)Yes b)No

yes

You worked from 9:00 AM to 7:00 PM with a 45-minute unpaid lunch and an unpaid 15-minute break. You will be paid time and 1/2 for any time over 8 hours. Your regular hourly wage is $12.50. What will you be paid in overtime? a)$8.48 b)$12.25 c)$18.75 d)$25.00

18.75

You earn $420 per week. You pay social security taxes of 7.65%, federal taxes of 22%, and state taxes of 5.95%. What is your take home pay? a)$234.65 b)$243.99 c)$265.43 d)$270.48

270.48

You have planned activities of 30 minutes, 15 minutes, 1.5 hours, and .75 hours. How many total hours of activity do you have planned? a)1 b)2 c)2.5 d)3

3

You are trying to decide between two job offers. You find the best option is to take the highway to work. That route is calculated for driving at an average speed of 65 miles per hour. You would like to keep your morning commute down to less than 30 minutes. What is the farthest distance you can travel to work within the allowable time? a)32.5 miles b)35 miles c)40 miles d)195 miles

32.5

You exercise for 30 minutes, twice each day. What approximate percentage of your day is spent on exercise? a)2.5% b)4% c)10% d)24%

4%

You find a job that pays $11.25 per hour. You plan to work a 40 hour week. What will your weekly gross pay be? a)$400 b)$450 c)$500 d)$550

450

On average, the ideal amount of sleep for most adults is: a)4-5 hours b)5-6 hours c)7-9 hours d)10-12 hours

7-19

You start work at 7:15 AM, take a 45-minute unpaid lunch break at 11:30 AM, and leave work at 5:30 PM. How many hours will you be paid for? a)9 hrs b)9 hrs, 30 minutes c)10 hrs, 15 minutes d)None of the above

9 hrs and 30 mins

What is the difference between a job and a career? a)Jobs only pay by the hour, but careers pay salaries b)A job is a set of tasks done to earn money, while a career is using abilities in a meaningful way to earn a living c)A job does not require an education, but a career requires at least a two year degree d)All of the above

A job is a set of tasks done to earn money, while a career is using abilities in a meaningful way to earn a living

You make $38,000 per year. You have been offered a promotion and a $5,000 raise per year. Your average federal income tax rate will go up from 12% to 16% per year. Should you take the new job and the raise? a)Yes b)No

yes

Your schedule leaves you 45 minutes to get to work. You can travel the whole way by bus which averages 22 mph. Work is 11 miles away. Will you make it on time? a)Yes b)No c)Can't Tell

yes

How much money should you save each month? a)Always save 5% of your income b)You must decide what you can afford c)Save $50 from every paycheck d)Only save your spare change

you must decide what you can afford

In scheduling your time, which of the following will help you reach your goals? a)Limiting the time you spend on any one task b)Finding ways to multitask c)Sticking to a daily routine d)All of the above

all of the above

Which is the best school personnel to talk to about financial aid? a)Principal b)Classmates c)School Guidance Counselor d)Class advisor

school guidance counselor

First impressions can make a big impact when making hiring decisions. a)True b)False

true

True or false: Using your lunch hour to take a walk or work out can help you cope with stress, and increase your work productivity: a)True b)False

true

Using the USDA graphic, which of the 5 food groups should make up the largest portion of your diet? a)Dairy b)Vegetables c)Fruits d)Protein

vegetables

The average adult working male spends approximately $60 per week on a moderate cost healthy diet plan. The average cost for 3 fast food meals per day is approximately $20. On average, what can you save per week with the healthy diet plan? a)$40.00 b)$50.00c)$70.00 d)$80.00

$80

1.45 hours equals how many minutes? a)87 minutes b)90 minutes c)97 minutes d)100 minutes

100

Assuming you sleep eight hours per day, how many hours do you have left for other activities during the week? a)100 hours b)112 hours c)118 hours d)120 hours

112

Which of the following is NOT a true statement? a)Knowing the different food groups and how many servings from each group will allow you to have a balanced diet. b)All work and no relaxation can compromise your health. c)Technology benefits people by allowing them to avoid sore muscles. d)Lack of sleep leads to increased risk for motor vehicle accidents.

Technology benefits people by allowing them to avoid sore muscles

In a job interview, it is best to broach the topic of salary: a)At the end of the interview; or wait until the subject is brought up b)Never, because it is considered tactless and unprofessional c)At the beginning of the interview d)None of these

at the end of the interview: or wit until the subject is brought up

Employer A is offering you a position for $35,000 per year. Employer B is offering the same job for $18.00 per hour. Assuming both jobs require a 40-hour work week for 52 weeks, which job pays more? a)A b)B

b

Job A is within walking distance from your apartment. The weekly net or take-home pay is $290. Job B pays $325 weekly in net pay and requires you to take the bus from your apartment. A full fare bus pass will cost $140 per month. Which job is the best option, financially? (Assume 4 weeks per month.) a)A b)B c)They are the same

b

Based on your knowledge of taxes, you estimate that your net pay will be 66% of your gross pay. You think you will need $250 per week after taxes to get by. What annual gross salary will you need? a)$15,667.67 b)$16,789.22 c)$19,696.97 d)$21,432.64

c)$19,696.97

Which of these is not a result of regular exercise? a)Preventing weight gain b)Causing your heart to wear out faster c)Helping reduce your stress levels d)Helping you to stay mentally alert

causing your heart to wear out fast

Which of the following is NOT a benefit of healthy living? a)Decreased use of sick days b)Decreased medical costs c)Decreased nutrition d)Decreased meal costs

decreased meal cost

Flexible expenses refer to: a)Expenses that are always unexpected b)Expenses that can change c)Expenses that never change d)None of the above

expenses that can change

Jobs require either specific education or specific work experience, but not both. a)True b)False

false

True or False: Adjusting your time schedule to include as many overtime hours as your schedule allows will ensure your future success. a)True b)False

false

When starting out a career, you should always work at least two jobs so that you can accumulate money for investing and long-term growth. a)True b)False

false

You should calculate your regular monthly pay based on your Gross Pay. a)True b)False

false

One example of a job benefit is: a)Salary b)Uniforms and supplies c)Health insurance d)Flexible hours

health insurance

In an interview, an appropriate response to "What is an example of one of your weaknesses?" could be: a)I am forgetful, at times. b)I really don't have many. c)I am too hard on myself sometimes. d)Let me tell you about my strengths, instead.

i am too hard on myself sometimes

Job A offers you the following financial package: base salary of $35,000, 2 weeks paid vacation, full coverage health insurance worth $10,000, at no cost to you. Job B offers the following package: $40,000 base salary, full coverage health insurance for $110.00, deducted from your weekly paycheck, and 2 weeks paid vacation. Which job offers you the best financial advantage? a)Ab)B

job a

Job A pays $13.00 per hour. Job B pays $11.00 per hour but has health benefits. Health insurance costs $3,400 per year. You expect to work 2,000 hours during the year. Ignoring taxes, which job will leave you with more money at the end of the year? a)Job A b)Job B c)Can't tell

job a

The USDA recommends the following grams of protein for breakfast, lunch, and dinner daily: 17g breakfast, 20g lunch, 16g dinner. What percentage of your total protein intake should be served at breakfast? a)3% b)32% c)53% d)None of the above

none

You worked the following hours this week: Monday 8 AM to 5 PM, Tuesday 9 AM to 3 PM, Thursday 8:30 AM to 2:15 PM. You get a 30-minute unpaid lunch break every work day. How many hours will you be paid for this week? a)17.5 b)18.5 c)19.25 d)25

not 25

If you work an 8 hour shift on each weekend day and take two weeks off during the year, how many hours will you work in a year? a)800 b)880 c)900 d)960

not 900

Standard of Living refers to: a)The standard that all Americans should live by b)The minimum amount an adult should earn in order to live c)A legal term that describes the minimum standards for housing d)A level of comfort that makes purchasing what you need and want achievable

not a

What are some typical expenses for a person just starting out in a rental apartment? a)Interest income, tax refunds b)Take-home pay, mortgage insurance c)Rent, renters insurance, transportation costs d)All of these

not all of these

Cold call refers to: a)A phone call made to a company to find out more about insurance benefits offered b)A phone call or visit to a company asking if they have jobs available c)A phone call from a company, in which they ask to interview you d)None of these

not d

A resume is generally_____________, fill in the blank,page(s) in length. a)Two to five b)Three c)One d)Any of these page counts

one