HSDF 183: Quiz 2.2: Income, Saving, and Expenses (Cash Flow Management)

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Goal based saving can be used to save for which of the following?

life event, large purchases, something fun

Purchasing a possession is more likely to improve a person's well-being than buying an experience.

f

Rent on an apartment or a mortgage payment are examples of periodic expenses.

f

The only type of obligations someone might be responsible to pay are debt payments.

f

Unit pricing labels are designed to make it very easy for consumers to read unit prices for a product.

f

Unit pricing labels are fairly universal among retailers making it easy to compare prices.

f

Unit pricing makes it more difficult to compare prices.

f

Fixed expenses are always paid at the same time every period but can vary in amount.

f

A key to your spending plan is that it accurately reflects your spending and expenses.

t

A law on universal, standardized unit pricing labels would help consumers compare prices.

t

A person can earn a lot of money and still feel financially insecure.

t

For greater happiness, some research suggests that it really is better to give, like donating money to a food bank, rather than spending it on yourself.

t

Groceries and utility bills are examples of variable expenses.

t

If a college student only works during the summer and Winter break, then the type of income earned is seasonal.

t

According to research on happiness and money, which purchase will have a greater likelihood of bringing happiness to the person making the purchase?

take a vacation


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