Alabama Fair Housing

A

A landlord with a strict "no pets" policy won't rent to a woman who uses a service animal to assist with her epilepsy. Which of the following is a true statement about this situation? A. This is discrimination based on disability. B. This is discrimination based on familial status. C. This isn't discriminatory because service animals are restricted to the vision-impaired. D. This isn't discriminatory if the "no pets" policy is universally applied.

D

A licensee realizes that her client, a landlord, is discriminating against Olaf, a tenant. Olaf is a member of a protected class under the Fair Housing Act. Which of the following statements is true? A. If the licensee has consistently clarified her position as a proponent of fair housing, she's unlikely to be found guilty of a fair housing violation. B. The licensee can't be charged with a violation based on the landlord's actions. C. The licensee can't be charged with a violation of fair housing law if the discriminatory act is unintentional. D. The licensee may face consequences for her actions, whether she acts to stop the discrimination or does nothing to stop it.

B

Annie and George have been saving and are finally ready to purchase their first home for their family (including their two toddlers). They want to make an offer on a sweet little bungalow in a quiet neighborhood. If the sellers are represented by a real estate licensee, which situation would be a violation of fair housing laws? A. Their offer is rejected because it's too low. B. Their offer is rejected because the seller knows the neighbors don't like children. C. They rescinded their offer when a house they were previously outbid on became available again. D. They rescinded their offer when their inspection revealed structural issues with the house.

D

Contrary to federal fair housing laws, the state where Katrina lives includes age as a protected class. Which of these statements about this conflict is true? A. Katrina can follow either the federal or the state law as long as she is consistent. B. Katrina is permitted to follow whichever law is least restrictive. C. Katrina must follow federal law for any federally-related transaction. D. Katrina must follow the more restrictive of federal or state law.

C

Individuals who experience housing discrimination are provided the opportunity to file a complaint based on the provisions of which act? A. Americans with Disabilities Act of 1990 B. Civil Rights of 1866 C. Fair Housing Act of 1968 D. Fair Housing Amendments Act of 1988

A

Renae moved to the U.S. from Nigeria and became a citizen. Which act specifically provides Renae with the right to buy, sell, convey, inherit, and possess property? A. Civil Rights Act of 1866 B. Equal Credit Opportunity Act of 1974 C. Federal Fair Housing Act of 1968 D. Housing and Community Development Act of 1974

C

The Millers moved to a small town and were interested in buying a house. At the first meeting with real estate sales professional Nora, she asked them where they went to church. They replied that they were atheists and didn't attend church. Nora then told them that she didn't know of any listings that met their needs, even though that wasn't true. Nora is discriminating based on ______________________. A. Familial status B. National origin C. Religion D. Sex

B

Title VIII of which law prohibits discrimination in the sale, rental, and financing of housing? A. Civil Rights Act of 1866 B. Civil Rights Act of 1968 C. Equal Credit Opportunity Act of 1974 D. Housing and Community Development Act of 1974

C

What discriminatory lending practice by lenders resulted in the destruction of whole neighborhoods, with perfectly good housing left abandoned? A. Blockbusting B. Gerrymandering C. Redlining D. Steering

C

Which act created the Office of Fair Housing and Equal Opportunity under the Department of Housing and Urban Development? A. Americans with Disabilities Act of 1990 B. Equal Credit Opportunity Act of 1974 C. Federal Fair Housing Act of 1968 D. Housing and Community Development Act of 1974

D

Which of these is an example of blockbusting? A. A lender withholds mortgage loans in areas considered demographically risky. B. A licensee doesn't tell her buyer client about a first-floor condo because she felt it wasn't safe for the client. C. A licensee focuses on showing properties in areas that are demographically similar to her buyer clients' ethnicity. D. A real estate agent approaches a homeowner as soon as a demographic shift starts to occur in her neighborhood and convinces her that she needs to sell now, or she'll never be able to sell.

D

Which of these might bring a charge of illegal steering against a licensee? A. Benny screens the properties he shows his clients based on the clients' preferences. B. Johnny is working with a client who has a disability. At the client's request, Johnny refrains from showing the client listings that aren't ADA accessible. C. Norton encourages his clients to contact local agencies to learn more about a neighborhood's schools, crime rates, and religious institutions. D. When working with single female clients, Cassandra is careful to promote properties in neighborhoods she considers safe.

D

Which of these professionals' type of activity is NOT covered by the Fair Housing Act? A. Jonah's real estate firm provides single-agency brokerage services to clients. B. Marsha, a landlord, owns several multi-unit buildings and rents one or more units daily. C. Michael is in charge of marketing for his real estate brokerage firm. D. Vickie's staging company works with investor clients to stage vacant properties.

B

Which of these situations does the Americans with Disabilities Act address? A. Marcus, a property manager, routinely dismisses rental applications from families with children under the age of 18. B. Meridian Apartments provides a gym and pool area for residents, but it's not accessible to residents who use wheelchairs. C. Metro Agents hired an interpreter to assist Spanish-speaking clients with the real estate process. D. The Golden Gate senior housing center has no exercise or activity center for its residents.

C

Which of these situations represents the illegal practice of redlining? A. Arlo, a licensee, distributed a flyer in several neighborhoods warning of impending commercial developments that would negatively impact property values. B. Eunice refuses to allow her agent to show her house to families with children. C. Hunter, a mortgage broker, refuses to underwrite mortgage applications from applicants who are buying in specific neighborhoods. D. Jaime is working with Korean clients. He's focusing on homes in Korean communities because he thinks his clients will be more comfortable there

D

Which of these situations would be exempt from most provisions of the federal Fair Housing Act? A. A homeowner engages a real estate professional to rent out his basement apartment. B. An investor owns and rents out five duplexes. C. A non-profit owns 20 properties that it only rents to Caucasian families. D. The local Elks club owns a property that's rented only to Elks club members.