chapter 2
This Federal law requires that private entities, including business establishments, are accessible to individuals who are disabled, and that those business establishments that are accessible to the public make reasonable accommodations...?
Americans with Disabilities Act
An advertisement that remains anonymous as to who is advertising is known as...?
Blind Advertisement
Steering is the opposite of this illegal discriminatory act, which encourages individuals to sell...?
Blockbusting
The use of prejudice to instill fear or panic in order to motivate individuals in a particular area or neighborhood to sell or dispose of their property because of the entrance, or potential entry, of a protected class is known as...?
Blockbusting
This Civil Rights Act prohibited discrimination on the basis of race only...?
Civil Rights Act of 1866
This Civil Rights Act expanded the protected classes beyond race to include color, religion, sex, and national origin...?
Civil Rights Act of 1964
To mingle or mix, for example, a client's funds in the broker's personal or general account is known as...?
Commingling
Lenders must perform what when determining if an individual qualifies for a loan, which is based on objective measures.
Credit Based Lending
This court case determined that sellers, and their agents, must disclose all facts that they knew, or should have reasonably known...?
Easton vs. Strassburger
All federal fair housing complaints should be filed with who...?
HUD
The 'Strictest Standard Rule' applies when dealing with what...?
Health, Safety, and Welfare of the Public
Any fact that would influence the decision of a reasonably prudent person is known as a/an...?
Material Fact
Which of the following is an example of misrepresentation...?
Puffing
This consumer protection statute helped eliminate kickbacks and referral fees that unnecessarily increased the costs of certain settlement services...?
RESPA
The refusal to lend money within a specific area is known as..
Redlining
Using racial, ethnic, or religious criteria in suggesting, recommending, and/or influencing individuals regarding locations for the purchase or rental of a single family residence or rental dwelling is known as...?
Steering
This states that the stricter law (Federal vs. State) will prevail and take precedent...?
Strictest Standard Rule
If the HUD Fair Housing Equal Opportunity poster is prominently displayed in a place of business relating to housing, the burden of proof for any discriminatory act falls on who...?
The Accuser
Which of the following is a California counterpart to the Federal anti-discrimination laws with regards to redlining...?
The Holden Act
Which of the following is a California counterpart to the Federal anti-discrimination laws with regards to blockbusting...?
The Rumford Act
Which of the following is a California counterpart to the Federal anti-discrimination laws with regards to discrimination in commercial and business establishments...?
The Unruh Civil Rights Act
Which of the following is a California counterpart to the Federal anti-discrimination laws...?
The Unruh Civil Rights Act
If the HUD Fair Housing Equal Opportunity poster is NOT prominently displayed in a place of business relating to housing, the burden of proof for any discriminatory act falls on who...?
The place of business
Which of the following is exempt from Federal anti-discrimination laws...?
The principal of an owner-occupied 1-4 unit residence
Sellers and agents should use this form to disclose any known defects with the property...?
Transfer Disclosure Statement
Funds held by a real estate broker, in trust, for clients and/or customers are known as...?
Trust Funds
