chapter 2

This Federal law requires that private entities, including business establishments, are accessible to individuals who are disabled, and that those business establishments that are accessible to the public make reasonable accommodations...?

Americans with Disabilities Act

An advertisement that remains anonymous as to who is advertising is known as...?

Blind Advertisement

Steering is the opposite of this illegal discriminatory act, which encourages individuals to sell...?

Blockbusting

The use of prejudice to instill fear or panic in order to motivate individuals in a particular area or neighborhood to sell or dispose of their property because of the entrance, or potential entry, of a protected class is known as...?

Blockbusting

This Civil Rights Act prohibited discrimination on the basis of race only...?

Civil Rights Act of 1866

This Civil Rights Act expanded the protected classes beyond race to include color, religion, sex, and national origin...?

Civil Rights Act of 1964

To mingle or mix, for example, a client's funds in the broker's personal or general account is known as...?

Commingling

Lenders must perform what when determining if an individual qualifies for a loan, which is based on objective measures.

Credit Based Lending

This court case determined that sellers, and their agents, must disclose all facts that they knew, or should have reasonably known...?

Easton vs. Strassburger

All federal fair housing complaints should be filed with who...?

HUD

The 'Strictest Standard Rule' applies when dealing with what...?

Health, Safety, and Welfare of the Public

Any fact that would influence the decision of a reasonably prudent person is known as a/an...?

Material Fact

Which of the following is an example of misrepresentation...?

Puffing

This consumer protection statute helped eliminate kickbacks and referral fees that unnecessarily increased the costs of certain settlement services...?

RESPA

The refusal to lend money within a specific area is known as..

Redlining

Using racial, ethnic, or religious criteria in suggesting, recommending, and/or influencing individuals regarding locations for the purchase or rental of a single family residence or rental dwelling is known as...?

Steering

This states that the stricter law (Federal vs. State) will prevail and take precedent...?

Strictest Standard Rule

If the HUD Fair Housing Equal Opportunity poster is prominently displayed in a place of business relating to housing, the burden of proof for any discriminatory act falls on who...?

The Accuser

Which of the following is a California counterpart to the Federal anti-discrimination laws with regards to redlining...?

The Holden Act

Which of the following is a California counterpart to the Federal anti-discrimination laws with regards to blockbusting...?

The Rumford Act

Which of the following is a California counterpart to the Federal anti-discrimination laws with regards to discrimination in commercial and business establishments...?

The Unruh Civil Rights Act

Which of the following is a California counterpart to the Federal anti-discrimination laws...?

The Unruh Civil Rights Act

If the HUD Fair Housing Equal Opportunity poster is NOT prominently displayed in a place of business relating to housing, the burden of proof for any discriminatory act falls on who...?

The place of business

Which of the following is exempt from Federal anti-discrimination laws...?

The principal of an owner-occupied 1-4 unit residence

Sellers and agents should use this form to disclose any known defects with the property...?

Transfer Disclosure Statement

Funds held by a real estate broker, in trust, for clients and/or customers are known as...?

Trust Funds