Dri 16

Which is NOT a characteristic of group health insurance?

A policy is issued to each insured individual.

The insured's health policy only pays for medical costs related to accidents. Which of the following types of policies does the insured have?

Accident-only

In which type of a group life insurance plan, the employee pays part of the premium?

Contributory

Which of the following is NOT an exclusion in medical expense insurance policies?

Coverage for dependents

All of the following are differences between individual and group health insurance EXCEPT

Individual insurance does not require medical examinations, while group insurance does require medical examinations.

A guaranteed renewable disability insurance policy

Is renewable at the insured's option to a specified age.

Which of the following is NOT true regarding coverage for chemical dependency in health policies in this state?

It is only available in individual policies.

When determining the suitability of a life insurance policy or annuity contract, the agent must consider all of the following, EXCEPT

The commissions payable on such policy or contract.

Which of the following is NOT a feature of a guaranteed renewable provision?

The insurer can increase the policy premium on an individual basis.