DEAD - ARTS REVIEW - Missed Questions

Indorsements of commercial paper include which of the following? 1 warranted indorsement 2 blank indorsement 3 qualified indorsement 4 restrictive indorsement

2, 3 and 4

It is recommended that a casket selection room carry a maximum of units .

30

Testator

A man who makes a valid will *testator is a male who writes a will, testatrix is a female who writes a will. The -tor and -trix suffixes are used in other legal terms like executrix.

Which hazard is not represented by the Health Hazard pictogram? Mutagen Reproductive Toxin Acute Toxin (Severe) Target Organ Toxin

Acute Toxin (Severe)

An Orthodox Jewish person dies at home. Death occurs at 7:30 a.m. Saturday morning. When is it appropriate for the funeral director to contact the Rabbi regarding the death?

After sundown Saturday

When a person dies with a will and he appoints a woman to settle his affairs after death, the person who settles his affairs is known as

An Executrix

Retired Army Captain Kathy Green served in the US Army reserves as a nurse. She passed away last Thursday at the age of 78 as a result of a myocardial infarction. Her family brought the necessary information to inter her in the National Cemetery but first there was to be a 2 hour open casket public visitation in the Lutheran Church prior to the funeral service. What form should the responsible party have signed permitting this public visitation to occur.

Authorization to Embalm

Which of these FTC items includes the fee for obtaining and filing the death certificate? Basic Arrangements Additional Services of Funeral Director and Staff Supervision of the Funeral Service Document Filing Fee

Basic Arrangements

Which of these funeral home charges, according to FTC, is nondeclinable?

Basic Arrangements

What is the rubric of the Episcopal Church?

Book of Common Prayer

Which of the following are types of Packages that a funeral might offer on certain portions of the arrangements? Automotive or Transportation Package. Visitation and Funeral Package. Both packages are correct neither of these are allowed under the FTC Funeral Rule.

Both packages are correct

Strict departmental standards with little or no variation of the standards:

Bureaucratization

During a baptism the priest anoints with consecrated oil the forehead, lips, and heart of the individual being baptized. The consecrated oil is known as

Chrism

Which of the following are types of packages that are required by the FTC to appear on all GPL's? Automotive or Transportation Package Visitation and Funeral Package Direct Cremation Package Direct Burial Package

Direct Cremation Package Direct Burial Package

A record of statements made at the time the applicant first seeks employment:

Employment application

If the FTC Funeral Rule will not allow the amount of a Cash Advance item to be left blank on the Statement of Funeral Goods and Services Selected, what should the Funeral Director do?

Estimate the Cost of the Cash Advance Item.

A person makes prearrangements and prefunds the contract by giving the funeral director the total amount. The funeral director deposits the funds in a bank to be withdrawn upon death of the client. The bank is known as the:

Fiduciary

Which of the following is a fee that a funeral home could charge? Insurance Processing Fee Casket Handling Fee Urn Handling Fee A Funeral Home could charge for all of these

Insurance Processing Fee

Mr. Johnson passes away without a will. He is said to have died _____________.

Intestate

When a person dies without a will, Probate Court will appoint a person to settle the final affairs of the estate. The person receives ___ from the court as official proof that they have been authorized to manage the financial affairs of that intestate person.

Letters of Administration

The Jewish term for funeral cortege?

Levaya

How may a funeral home make its own minor revisions to the wording of the mandatory disclosures required by the FTC Funeral Rule?

No revisions may be made

A funeral home's General Price List must list

Only the goods and services that the funeral home regularly offers

Mr. Greenjeans makes a will which states that his estate will be divided equally only among the children who are alive when he dies. This type of distribution is called ___.

Per capita *Under per capita distribution, assets are divided equally among the beneficiaries alive at the level stated in the estate planning documents.

The power to adopt laws for the protection of the public is

Police Power

Which of the FTC required packages should be the lowest fee on any funeral home's GPL? Direct Cremation Direct Burial Forwarding Remains to Another Funeral Home Receiving Remains from Another Funeral Home

Receiving Remains from Another Funeral Home

One of the categories required to be itemized on the GPL (if the funeral provider offers the service). This involves services of the funeral provider after another firm at the locale of death has provided initial service. Funeral Rule requires package pricing of this service with a description of the components included:

Receiving remains

The process of forming a pool of qualified applicants for tasks that need to be filled:

Recruitment

Mrs. Thompson passes away. She is a long-time member of the local Episcopal Church. You are unfamiliar with the specifics of the church, but you locate the Rector who informs you that Mrs. Thompson's family should be seated on the Epistle side of the church. Where does the Priest expect you to have the family seated?

Right side as the congregation looks at the altar

All efforts designed to preserve assets and earning power associated with a business:

Risk Management

While meeting with a family to arrange the funeral of a member of the Episcopal Church in your town, the daughter of the deceased tells the funeral director she wants to deliver the eulogy during her mother's funeral service at church. You have a good relationship with both the family, the church, and its current Rector who you know to be a very traditional person. How can you advise the daughter regarding the Episcopal Church's views on family giving eulogies?

Tell her that eulogies are not permitted, but suggest she speak with the Rector while planning the mass about her concern.

Which condition listed below is NOT required for the transmission of Bloodborne Pathogens? The blood must be fresh. The source individual must have the pathogen present. You must be susceptible to the pathogen. The pathogen must be present in sufficient quantity.

The blood must be fresh.

Insolvent estate

The condition of the estate of a deceased person which is unable to pay the debts of the deceased and/or the estate.

Inheritance

The estate which passes from the deceased to his/her heirs.

Mrs. Thompson entrusts her pre-arrangements with Joyovich Funeral Home. Joyovich Funeral Home is the

Trustee

Exists when a seller requires the purchase of unwanted items/services in order to obtain some other desired item/service.

Tying Arrangement

A contract made by a person who is intoxicated enough to be uncertain of the consequences at the time the contract is made is:

Voidable *This is voidable because the person is not permanently established as incompetent. The incompetence is short-lived once sobered up. At that time the person is allowed to revisit the terms of the contract and has the right to accept it or void it

The extinction or withdrawal of a legacy by an act equivalent to revocation is called

ademption

Orders and decrees from governmental agencies which have the force of law is considered

administrative law

The right that one person has to use the property of another for a special purpose is known as

an easement

A lien or mortgage against real property is

an encumbrance

A contract in which the parties make known their intentions by words is

an express contract

A permanent order, issued by a court, forbidding activities which would be detrimental to others is

an injunction

What is the latest point in the arrangement conference that a family may be shown the casket price list?

any time prior to entering the casket display room

Both funeral services and memorial services are:

at least partly religious

A receiver focusing on the speaker's voice, screening out all other stimuli is an examples of:

attending

The right to declare dividends depends upon the discretion of the

board of directors

Which of the following is a fee that a funeral home could charge? Insurance Processing Fee Estate Claims Fee both Estate Claims Fee and Insurance Processing Fee Neither Insurance Processing Fee nor Estate Claims Fee

both Estate Claims Fee and Insurance Processing Fee

Strict departmental standards with little or no variation is typical of

bureaucratization

Combustion is also called:

burning

The doctrine of stare decisis is concerned with

case law

A carrier that transports goods or persons for a fee for all who apply for the services and without discrimination is called a

common carrier

A principal owes which of the following duties to the agent?

compensation

A term for blood kin is

consanguinity

For the average citizen, the most important courts of the state court systems are the

courts of original general jurisdiction

Any person, partnership or corporation that performs cremation is a ___

crematory

Any person, partnership or corporation that performs cremation:

crematory

The charge for Embalming on the GPL includes all of these except: surface disinfection use of the embalming room bleaching post mortem stain with phenol dressing the body

dressing the body

Which of the following types of cloth covered exterior has raised designs above the surface of the material?

embossed

Usury is a term which refers to

excess interest

A personal representative of the decendent appointed in the will to carry out the provisions of the will is called

executor

Which of these additional fees is not legal to list on the Statement of Funeral Goods and Services Selected? -per-mile mileage charge to go to a cemetery outside usual service area -fee for removal of pacemaker prior to cremation -extra charge for embalming an organ and tissue donor -higher fee for embalming autopsy cases than regular cases

extra charge for embalming an organ and tissue donor

Perjury is

false testimony

How long must the employer keep employee medical records?

for at least the duration of the employees's employment plus 30 years.

One of the categories required to be itemized on the GPL; this involves services of the funeral provider in the locale where death occurs and preparation for transfer to another funeral provider:

forwarding of remains

None of the 16 items required by the rule to be separately itemized on the GPL can be listed as "free" or "no charge". Items not required by the rule can be listed as:

free

A service commemorating the deceased with the body present:

funeral ceremony

A strip of metal, plastic or cloth attached to the inside of the casket panel which covers the point where the roll is anchored is the

gimp

In an auction, goods which are offered for sale which cannot be withdrawn are classified as

goods offered without reserve

In a Liturgical Church, the left side of the church (as the congregation faces the altar) from which the priest delivers the sermon is known as the _____________.

gospel side

A common pattern of symptoms and reactions experienced by those who have lost relatives or friends through death is known as

grief syndrome

A newspaper advertisement can be an offer if it shows

intent

The power or authority which each court has to hear cases is called its

jurisdiction

All of the following are fiduciary components of pre-funded funeral arrangements EXCEPT: -determining the funding methods -the commissions associated with the deposited money -disclosures regarding financial institution and interest rate -maintaining the confidentiality and security of the arrangement details

maintaining the confidentiality and security of the arrangement details

Eligibility for the social security lump-sum death benefit is measured by:

marital status of the deceased

Which of the following has no time limit for filing the appropriate Veteran's Administration application for benefits?

marker

In recognizing ethical standards in his/her professional responsibility to the press, the funeral director:

must exercise discretion in releasing confidential information

Which of these charges may legally be shown on the Statement of Funeral Goods and Services Selected in addition to the package called Direct Burial? local removal newspaper notices topical disinfection transportation to local cemetery

newspaper notices

Which of the following is NOT one of the normal reactions in Lindemann's symptomatology of normal grief? preoccupations with images of the deceased sensations of somatic distress no interruptions in patterns of conduct feelings of guilt

no interruptions in patterns of conduct

If a family buys a casket from Funeral Home A and intends to use it at Funeral Home B, the way Funeral Home B may legally recover some profit is:

nonexistent, there is no way to recover that lost revenue

Which of these charges can be quoted on a statement of funeral goods and services selected at the time of arrangements, but may be changed when the final bill is calculated after the funeral has been sold.

opening the grave

The method of dividing an intestate estate where a class or group of distributees take the share which their deceased ancestor should have been entitled to, and not as individuals is distribution ___.

per stirpes

The set of values, ideas and opinions of an individual or group is known as:

philosophy

According to Kohlberg, the state of moral development in which the individual considers universal moral principles which supersede the authority of the group is called:

post-conventional stag

Kohlberg's stage of moral development in which the individual is characterized as not understanding the rules or feeling a sense of obligation to them:

pre-moral stage

The party who appoints an agent is the

principal

Damages in excess of those required to compensate the plaintiff for the wrong done are

punitive

Parol evidence is

spoken words

Which of the following is a mistake that does NOT render an agreement defective? terms of the contract existence of the subject matter identity of the party or parties identity of the subject matter

terms of the contract

Which of these is a correct statement about requesting verbal permission to embalm if the family is present at the time the removal is being made?

the cost for embalming needs to be discussed only if the family asks about prices

What is the bi-unit pricing method?

the total funeral bill is the sum of merchandise items plus one basic fee for all services

Beliefs that are held in high esteem and become the rule and guide for your life are:

values

A contract that may be set aside by at least one of the parties is

voidable

Which of these situations does NOT require that the funeral home give a person the GPL or information contained in it?

when a funeral director is at a social gathering and someone asks for one

On its GPL, may a funeral home use the term "basic cremation" instead of "direct cremation" or the term "simple burial" instead of "immediate burial?"

yes- but NOT in the Mandatory Disclosures.

If a funeral Home is located in a state that requires the funeral director to guarantee the Preneed Funeral Arrangement- it would be less risky for the FD to recommend that the family purchase an Insurance Policy. Which of the following types of Insurance Policies would be good for the purpose of being sure that the money is available to pay for the final disposition of the deceased loved one? 1- Term insurance 2- Whole life coverage 3- Universal life coverage 4- Limited-pay 5- Endowments

1, 2, 3, 4 & 5.

A check that a bank draws on its own funds and is signed by a responsible bank official but may be used by anyone to pay a debt is called

a cashier check

A person receiving a gift of real estate in a will is

a devisee

The state Attorney General of a given state requires a $10 fee for each pre-need contract written. This would be an example of:

a law