SLS Final Flash Cards
How much would your monthly payment be on a $30,000 loan versus a $100,000 loan if you wanted to pay it off in 10 years and the interest rate was around 4%
$15,300 less
What are some of the negative consequences of using and abusing alcohol
addiction
What's the difference between cognitive and outcome feedback
cognitive come during studying, outcome comes after a test or quiz with feedback
How can you find out the purpose for an assignment
conduct a thorough and large review
What are the typical requirements needed to earn a bachelor's degree?
core education, major requirements, minor or free electives
Can you use materials and resources when taking an online exam
depends on the test
What is the difference between direct and opportunity cost
direct is any cost associated with getting a degree, and opportunity is any cost lost in attending college
What is the definition of academic integrity
engaging in academically honest behaviors
What is networking
establishing and maintaining personal and professional relationships with others
Belonging
feeling like you are welcomed in the place where you are currently at
What is the most productive way to interpret mistakes
focus on what's within your control
How do most people find jobs
focus on your network that is most likely to lead to job offers
How do employers use social media
for the hiring screening process
What are social motivators
friends, family, building relationships with others classmates, staff, professors, etc.
What are the advantages of studying abroad
get to make progress towards your degree while being involved and immersed in a different culture and language
When revising your work, what should you focus on first
give yourself time to reflect and relax
What are the steps involved in academic self regulation
goal setting, learning strategies (monitoring progress), self reflection (making changes needed)
What are some strategies you can use to engage the audience during a presentation
good eye contact, elaborate on topics, discuss instead of reading, use active learning strategies
What are some basic, but effective stress management techniques
good night's sleep, eat well, exercise
How can you develop a professional presence online
google yourself, review your social media posts, etc.
What is grit
having a deep commitment
Esteem
having confidence in yourself and where you are
How can your advisor assist you
help you determine interests, values, and abilities; assist with identifying possible career pathways, provide access to academic and career resources, inform you of academic and professional opportunities, provide encouragement and motivation, expand your network, assist with course selection, serve as a member of your support system
What are some self reflective questions you can ask yourself
how well do I understand the assignment, how well is my approach, what other strategy approach might work better, do I need help with the task, how does my draft compare to any models or rubrics that were provided, am I on track
Why is it important to celebrate our accomplishments
increases motivation and willingness to work
Who benefits from mindfulness
individuals who practice it
How much time should you spend on each step if you want to write a good essay response
one fifth of the time you have for the question each
Why are internships or co ops valuable
opportunities to gain work experience in your field
According to cognitive psychologists, what motivates us
our interpretations of situation, or our mood of a situation
What is self determination theory
our needs for autonomy, competence, and relatedness impact our personal growth and well being
What are program and course learning outcomes, and what is their relationship to assignment
outline what students will be able to know, think, or do as a result of taking a course
What can you do to establish good credit
pay bills on time, getting a credit card, using credit card wisely
What are the three steps associated with writing a good response to a short answer essay question
planning, writing, proofreading
How would you describe the writing process
planning, writing, reviewing
Why are rewards so effective
positive consequences lead to positive feelings
what is the best way to combat performance anxiety
preparation
What campus supports exist
professors, tutoring, advisors, librarians, personal and career counselors, disability service providers, resident advisor
How can you increase your self efficiency or build confidence
take risks, identify action steps to take, reflect on academic experience, expect mistakes, access help when needed
What are the two types of bad mistakes
A mistake that causes harm, the same mistake
When do you need to cite sources
Cite all ideas unless they are purely your own or considered common knowledge
Why is financial planning important
Financial choices college students make today can have long lasting results so it is best to make a plan
Safety
Follow safety codes, lock doors, be careful in public, carry around a little weapon if needed
Physiological needs
Have shelter, eat a good breakfast and sleep well in order to get to self-actualization
What is the most common mistake students make when selecting a topic
Identifying a topic that is too broad
What is a negative consequence of being overconfident
It causes inaccurate self reflections
Are most students accurate with their self assessments? What research supports your answer
No, overconfidence figure
Why is it important to have accurate self-assessmnets
People with accurate self reflections tend to perform better
What are the steps of Maslow's figure
Physiological needs, safety, love and belonging, esteem, self actualization
If you are concerned about yourself or others, where can you go for help?
RA's on campus, or counselors
Why is it a good idea to keep track of your accomplishments in one place
Reviewing everything you have accomplished at once is a very good motivator compared to reviewing in chunks
What is an elevator speech? what are some strategies that will help you develop an effective elevator speech
a brief description of your skills and goals
What is resilience
a person's ability to bounce back from a traumatic event
What is service learning
another way to learn beyond the classroom walls
What strategies do high performing students use when taking a multiple choice test
anticipating answers, reading all choices, eliminating wrong answers, skipping difficult questions, writing on the exam to highlight key terms, draw figures, or diagrams, and mark questions, change your answer if you have good reason
How do emotions play a role in financial decision-making
as emotions go up, logical decisions go down
What does it mean to persevere
being able to get through struggling with any challenge for one goal
Based on what you learned about mindset, what is the most important piece of advice you would give to a friend
believe in yourself
How can you become resilient and gritty
by persevering, having a good mindset, and having good support
Why is It important to have good credit score
it helps banks determine how reliable you are
Why is academic integrity important
it is important for others to have a positive image of your college or university so that the work you and others do there is valued
How can you expand your network
join clubs, organizations, or a sport
What is attribution theory?
looks at how we interpret our successes and failures
What can you do to strengthen current relationships in your network
maintaining contacts, volunteering for tasks, participating in community events, professional activities
What is the first step when developing a plan for a paper or presentation
mapping out the organizational structure of the paper or presentation
Why is it beneficial to have a mentor
mentor can help guide you to getting a job or get through college classes
How do take home and online exams differ from traditional exams
more time consuming, can be planned out on your own time, less stressful
Where can you go if you want to talk with a professional counselor or psychologist
my college's professional counselors and psychologists
What is the difference between need- and merit-based aid
need is based off financial situation and merit is based off academic excellence
What are some of the pros and cons associated with online courses
pros: convenient, flexible, save travel time, higher level discussions, opportunity to review course content, possibly more social connections cons: more difficult to identify main points, easy to forget to go to class, technology problems, missing immediate feedback, delay in getting questions answered, social connections may be less personal
What are the benefits associated with networking
reliable sources for people who are considering to hire you or not
How can you prepare for a job interview
researching what the company you're applying for values most
What are some strategies you can use for staying within your budget
shop around and renegotiate pricing
What is mindfulness
state of being attentive and aware
What powerpoint strategies did you learn from Mayer's (2009) multimedia research
students pay more attention to pictures or videos more than words
What is the difference between subsidized and unsubsidized loans
subsidized don't accrue interest
What is the definition of paraphrasing
summarizing ideas into your own words
What does return on investment mean? Does education have a good return on investment?
the financial benefits associated with investing your money in something such as education or the stock market
Self-actualization
the realization of your importance in an area
How does Maslow's hierarchy of needs relate to motivation
they are steps to increase lists of needs that impact our motivation
What will make your resume and cover letter stand out
visual appeal and organization
According to behaviorists, what should you do to motivate yourself
with rewards
Is it a good idea to change your answer when taking a multiple choice test
yes if you have good reason
What's the difference between a double major and having a major and a minor
you get to take a lot of courses for your minor, while you meet two sets of required classes for a double major
Why should you get involved with sports, clubs, or other organizations
you increase your motivation from meeting new people through getting involved
How many people should you have in your support system
you only need the important people in your life
What are the similarities between Seligman's learned optimism, Rotter's locus of control, and Dweck's growth mindset?
you take control of your mindset
Why is it important to have learning goals
you will learn more and achieve a higher level
Why is it a good idea to meet with your advisor
your advisor has expertise that your friends and family most likely do not have
What is self efficiency
your beliefs on your abilities to be able to perform tasks
