everfi modules

Want

have a desire to possess or do (something); wish for

credit score

A credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of an individual.

fixed expenses

A fixed expense is an expense that will be the same total amount regardless of changes in the amount of sales, production, or some other activity.

charitable giving

The act of giving money or other items of value to charitable organizations (such as a church or a homeless shelter) without expecting anything in return.

Discetionary Expenses

This includes rent, rates, lighting, heating, building insurance, and security. This also applies to businesses that use their home as an office, but you need to calculate the business use rather than the whole household expenses. You can claim for advertising in newspapers, directories etc, as well as website costs.

variable expense

Variable expenses, also called variable costs, are expenses that can change depending on your use of products or services; they are somewhat unpredictable.

debit card

a card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.

Taxes

a compulsory contribution to state revenue, levied by the government on workers' income and business profits or added to the cost of some goods, services, and transactions.

wage

a fixed regular payment, typically paid on a daily or weekly basis, made by an employer to an employee, especially to a manual or unskilled worker.

Salary

a fixed regular payment, typically paid on a monthly or biweekly basis but often expressed as an annual sum, made by an employer to an employee, especially a professional or white-collar worker.

stipend

a fixed regular sum paid as a salary or allowance.

savings

an economy of or reduction in money, time, or another resource.

budget

an estimate of income and expenditure for a set period of time.

Need

require (something) because it is essential or very important

direct deposit

the electronic transfer of a payment directly from the account of the payer to the recipient's account