Health insurance field underwriting process

What information are the members of the medical information bureau required to report

Adverse medical information about the applicants or the insured

What is the term used for a written request for an insurer to issue an insurance contract based on the provided information

Application

If an underwriter requires extensive information about the applicant's medical history, what report will best serve this purpose?

Attending physicians statement

Who is responsible for paying the cost of a medical examination required in the process of underwriting

Insurer

What entities make up the medical information bureau

Insurer's

What is the best way to make a change on an application for insurance

Start over with a fresh application

Whose responsibility is it to inform an applicant for health insurance about the insurer's information gathering practices

The agent

If an agent makes a correction on the application for health insurance, who must initial the correct answer?

The applicant

If an insurer decides to obtain medical information from different sources in order to determine the insurability of an applicant, who must be notified of the investigation

The applicant

What is the entire contract in health insurance underwriting?

The application and the policy issued

In health insurance the policy itself and the insurance application form what

The entire contract

Who must sign a health insurance application?

The policyowner, the insured (if different), and the agent

When should an agent obtain a statement of Good health from the insured

When the premium was paid upon policy delivery and not at the time of application