Insurance chapter 21 - test 3

causes of increasing health insurance costs include all but which of the following

concurrent review

under a health savings account

contributions by individuals are tax deductible up to a limit

the group that pays the largest share of health care costs in the U.S is

government

the capitation approach to charging for health care benefits is characteristic of

health maintenance organization

the Medicaid program

is a federal state program that provides medical assistance to low income individuals

a preferred provider organization

is a group of health care providers designated by an employer or insurer

a major medical policy

is designed to protect against losses which are catastrophic

consumer driven health care

is evident in the design of high deductible health plans and health savings accounts

the coordination of benefits provision

prioritizes the payment order when two spouses are covered under each other's employer provided health coverage

the patient protection and affordable care act does all but which of the following

reduce the size of the Medicaid program

the most distressing aspect of the current health care situation for most Americans is

the escalation of health care costs from year to year

from the perspective of the subscriber a major disadvantage of health maintenance organization is

the inability to use providers outside the system except in emergencies

Fee for service health insurance coverage

all of the above

qualified health plans

all of the above 10 essential benefits sold on exchanges mental health and substance

health insurance market reforms enacted in the affordable care act include

all of the above elimination of annual lifetime limits guaranteed issue rating factors restricted

which of the following is/are true with respect to state children's health insurance programs

all of the above insure children low income vary by state federal funding

the consolidation omnibus budget reconciliation act (COBRA) contains provisions that

allow continuation of group health insurance by employees and certain demands upon the occurrence of designated events

health maintenance organization differ from commercial insurers in that they

also provide health care

the rate reforms in the affordable care act is most likely to result in

an increase in premiums for younger healthy individuals

the exchanges mandated by the patient protection and affordable care act

are only for individual who are eligible for federal subsidies